Is BlueWaveLoans.com a Scam or Trustworthy Website?

I received the "BlueWaveLoans.com" email below and do not trust it because it look suspicious. The email was sent from "ourfitmoms.com" instead of "blueWaveLoans.com". If anyone has any information about the email below or BlueWaveLoans.com, please share in a comment below.

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Is BlueWaveLoans.com a Scam or Trustworthy Website?

The “BlueWaveLoans.com” Email

From: Sarah Sarah@emails.ourfitmoms.com

Subject: [name removed] from cv

[name removed],

Congratulations on your continued employment at cv with a monthly earnings of 1500. Do you still reside at [address removed] with the same phone # [number removed] and a birthday of 19710701?

We still have your application on file from earlier this year when you utilized our services to borrow some money. We are reaching out to you again because you're already fully approved to borrow money again should you have the need.

Since our records indicate that you made payments on time we are extending out another offer, except this time we can cut the fees and interest rate down by 80% and will get you setup again with absolutely no upfront expenses or further credit checks since your already in the system.

To take advantage of this offer we are presenting to you simply visit BlueWaveLoans.com to apply via our dedicated portal only available to existing customers such as yourself. Should you no longer be interested in our services, simply click the unsubscribe button below to be permanently removed from our customer database.

Regards,
Ashley

Client Retentions
BlueWaveLoans.com
Now Owned By Bank Of America

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Comments, Questions, Answers, or Reviews

Comments (Total: 19)

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0
January 11, 2023 at 11:41 AM by an anonymous user from: Radnor Township, Villanova, Pennsylvania, United States

ok so how come the authorities cant track down these lowlifes!

Delete

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January 4, 2023 at 12:14 AM by an anonymous user from: Baltimore (City), Baltimore, Maryland, United States

What kind of company are you? A insurance company that is collecting data not a loan company?

Delete

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December 1, 2022 at 1:37 PM by an anonymous user from: Burlington County, Southampton Township, New Jersey, United States

They sent me an email containing my insurance claim number from a homeowners claim. How did they get that? Are they connected to my insurance company? I’m so confused!

Delete

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November 14, 2022 at 1:36 PM by an anonymous user from: DeKalb, Atlanta, Georgia, United States

Yeah they're doing the same identical thing to me thanks for your help do not trust these people their pieces of s***

Delete

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August 10, 2015 at 9:57 AM by an anonymous user from: Eatonville, Washington, United States

They had my address, but a bogus phone number.

Delete

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August 12, 2015 at 9:47 AM by an anonymous user from: Los Angeles, California, United States

I received an email from Blue Wave Loan that had my address and an incorrect phone number. I was approved for a $1,500 loan so I called the number provided in the message, but was told that there were no agents available to speak with me. Beware everyone of this scam!

Delete

0
August 5, 2015 at 1:18 PM by an anonymous user from: San Antonio, Texas, United States

I have been contacted by this company with old information about myself.

They are forwarding me to a link to update my information. I do not remember applying for a loan with them.

Delete

0
December 24, 2023 at 10:30 AM by an anonymous user from: Budd, Illinois, United States

I just received a very similar email saying: "Your loan document is ready and available for e-Signature. You are only now one step away from being funded. We are happy to be able to help. For $8300"

Delete

0
August 5, 2015 at 2:15 PM by info

They are trying to steal or phish your information. Please ignore the emails.

Delete

0
August 5, 2015 at 8:59 AM by an anonymous user from: Atlanta, Georgia, United States

I called the phone# and it asked for personal information, the recording said: "all agents are busy, pleaae visit website for further info.

SCAM, SCAM, SCAM Shame on them.

Delete

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Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

Is BlueWaveLoans.com a Scam or Trustworthy Website?