These are things to look out for:
E-mail Subject: You are approved for a credit card from Orchard Bank
Links in the body of e-mail:
- To report this message as SPAM, CLICK HERE
- Fast Decision- in 30 sec you could be approved for a orchard bank Credit Card
The first link indicates that you can click on it to report the same e-mail as spam, will redirect you to www.goodtell.net. It seems that this website collects e-mail addresses for possible future spamming from the same or other scammers.
The second link redirects to www.card-counter.net/, which is a fraud and phishing website. The same website was blocked by my Kerio Web Filter.

Please avoid clicking on any of the links in the e-mail message and delete immediately if this message ends up in your inbox.