Smishing - a SMS Scam Similar to Email Phishing

So, if you combine SMS and Phishing, you will get the word Smishing, with the 'S' and 'Ph' removed from SMS and Phishing respectively. You can say that Smishing is SMS Phishing.

Scammers are now targeting smartphone users because, Phishing scams targeting e-mails are often flagged as spam or junk and; it is difficult to filter a text message (moving it to the junk/spam folder).

If you have received text messages stating the following, please be cautious:

• you have won a prize
• your account has been suspended and you need to click on the link activate
• confirmation that you have signed up for some service
• big discount offer
• you need to verify your account information

Also, Smishing messages may also contain a phone number instead of a website address. If you call the number in the message, you will be directed to an Automated or Interactive Voice Response System. This Automated or Interactive Voice Response System will ask you for your personal information like the systems used by other legit institutions like your bank, insurance company, health care provider etc.