ThinkCreditReports.com - it is a Fraudulent Website

I've been receiving emails that somehow slip past my filtering and end in my Important emails... they're all complete nonsense and they all share the same mailing address as thinkcreditreports.com. I am afraid that I unsubscribed from one of their emails and now they know my email address is valid.

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I just got off the phone with the company...signed up without my knowledge...and billed 1.00 in June and 29.95 for four months before I caught it. This is a rip off company and if you have to hide your underhanded way of conducting your business then the original intention of the company is for the purpose of ripping people off.

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I just got hit! I got a call from my fraud detection center and found out about these dudes are charging my card. I'm trying to fix it now. Don't trust ThinkCreditReports.com. They should be prosecuted!

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I had my money taken without my permission; tried to get it returned but they would not. They gave me a way to access the account but it doesn't work, so I will be closing my bank account asap. P. Dove.

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Stay away from think credit reports its a scam, its bad news and once they get you the only way to get rid of them is to close your bank account which is complicated and a hassle, they are crooks posing as the internet police.

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thinkcreditreports runs a scam in which you are charged $29.95 per month after paying $1.00 as part of the free seven day trial period.

When you call them to contest the charge or to close your account, they invariably try to entice you to stay by offering you reduced monthly charges.

Over the course of the phone conversation, they offered me $19.95, then 14.95, 9.95 and finally $4.95.in the end they refused my request for a full refund. I then closed the account and received a cancellation number.

I'd stay away from them even though they claim they offer you credit reports from three reporting agencies- and they do. It's just that their charges are outrageous and their sales tactics are unethical and morally wrong.

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These people should be banished. Why they are still allowed to continue doing business is beyond me. Needless to say,as many of you, I was promised 3 FREE credit reports for $1 and would have that refunded within 7 days, Like many of you, I never received the reports, and still await my $1. They are scammers of the highest order. There should be a law against such predators.

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The most dangerous word on the Internet is "FREE." I have been scammed enough times to learn the hard way not to fall for this gimmick.

Case in point: thinkcredit.com. Stay away from it; carefully check your credit card statement to avoid the monthly $29.95 charges.

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This is a big scam, they fool other people with their advertisement of $1/ month, but they are collecting $29.95.

They are tricking plenty of people in this think-credit 800.

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These people are scammers. Without my authorization they billed me $29.95 for a product that I didn't buy and I didn't need. I called the company (the real one). They have no record of the transaction. So, I immediately contacted the bank and reported the transaction.

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Scamm...Scam...stealing money from consumers...$29 at a time shame on them...!

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We have also been scammed by ThinkcreditReports.com. It appears in our bank as ThinkCredit800. I applied for the $1.00 credit report for 7 free days .. then I canceled it the same day, however yesterday (4 days later) there is a charge pending from ThinkCrdit800 for $29.95.

We fortunately that same day had joined Lifelock though I am not sure if we will have to close that bank account for safety or not..

Tragic as we are trying so hard to better our credit and now it is at big time threat!

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Yes, it is a scam. They refused to credit back my $29.95 stating that I approved the monthly fee.

I was suppose to cancel after 7 days"...stated Jash and her supervisor Vana...I told them it is ashamed that they are scamming thousands of consumers at this rate...good job!

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This is exactly what happened to me. I was trying to log on to credit reports but I got think credit without reports. That's why Im trying to get the phone number to cancel before I get charged $29

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Cox Communications offered a free credit score as an option for a "gift" for answering a survey. I went to a certain point in the process, but as soon as they asked me for a credit card number for the $1.00 fee, I stopped. They weren't getting my credit card number ... I've been fooled before.

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I signed up for a 30 day trial for $1 on January 3rd. I was apartment shopping at the time so seeing $29.95 charge I scanned thru assuming it was rental property running my credit.

Low & behold today Feb 3rd 30 days later there is a pending transaction for $29.95 but because I'm done with applying for apartments it caught my attention.

So $60.00 in 30 days? Wth? for something I can get for free! Ugh contacted my American Express Card they reversed the pending transaction. I am calling Think Credit to let them know I have no interest in whatever scam they are running and to cancel any future charges.

American Express said they will open a claim & speak to the merchant on my behalf if they run my card again...

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I was looking for a job on Craig's List when I came across what I believed to be an honest part time job. So sad, it was a scam. I did receive an email from them with a link to think credit report and told they needed a report prior to an interview.

I didn't want to attach myself to this credit reporting company after looking at it so I sent them my most recent report, one I had filled for recently any how. They received the attachment and never replied. Although I am thankful they didn't get my card account numbers, they now have info on me (SS and BD).

I have contacted every authority possible in order to catch these terrible people. If you haven't done this already, please send your story and any email correspondence to the gov. website: phishing@irs .gov They appreciate knowing more and need your info.

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Appeared on my bank's home page offering free credit reports. SCAM!

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I did not know what my credit report was and since this came through Chase bank thought it would be safe.

I logged on gave my information and did not get my credit report. I did not see a page where it said they would charge me in seven days if I did not cancel. I could not get my credit report so I logged off and thought I didn't need it that bad.

Now I have a 29.95 charge on mt Visa because I did not cancel. I can't tell you how upset I am at 77 years of age and on a fixed income.

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I was told I needed my credit report for a potential job.today I noticed the charge of $29.95 so I called and both times I got the same person.

The lady was rude and did not want to refund my money. If the charge wasn't so small I would sue because they are putting out false advertisement saying it's just $1 and then charge the account before the 7 day trial is up! DO NOT FALL FOR THIS like I did!

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Guess I didn't read the fine print. I thought I was getting a free report for a $1. This company is a rip off/scam and should be put out of business. I don't recall anything about being charged $29.95.

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I was on my bank’s web site when a pop-up said my bank had arranged for a free credit report. I applied and was hit with the $29.95 charge. I notified capital one of the fraud and they determined it was not a fraud. I finally got through to this company to cancel the (membership). Do not use this company.

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I don't remember what I was looking at, but this website popped up and offered to give you your credit report number for $1-but IN FINE PRINT-charges you $29.95 after 7 days if you don't go back and cancel!

Thank God my bank immediately sent me a security alert, notifying me of the charge! I just got off the phone to cancel it, which she did RELUCTANTLY, telling me it would take 7-10 business days before I saw the refund, which is BS!

All of you out there on the Internet, be careful of the information you give out and make sure you have a secure, encrypted website and notify your bank to immediately alert you of any online charges-mine asks me if I made this purchase and I have to provide security information to verify that it's me!

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Wow this company is ruthless. It preys on the poor.

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Web site spams constantly. Untrustworthy!

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Think Credit Reports is definitely a scam. I cancelled after seeing monthly charges that were not authorized. After calling, I was refunded one months service charge but they billed me for four months! I called again and they agreed to refund one more month.

I have been waiting almost four months for the second refund and called again today. I asked for the boss of the service reps then asked for her boss...she reports to noone! She supposedly has been trying to get "Corporate" to approve the refund for the past two months!

I asked who I could talk to at Corporate...answer was noone. I also asked who the CEO of the corporation is. They said they are not allowed to give out that information. I said that should be information available to the public.

They would not provide any information and I was told that the supervisor of the customer reps would get back to me when she hears from "Corporate"...that's been five weeks now!

Unbelievably poor company to do any business with. Definitely a fradulant and deceiving company.

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I was taken in by the ad also. I tried to call and cancel several times at various times during the day AND night. I always received the same message that the call volume was high and to call back later. Meanwhile, they continue to take money from me.

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I also got taken with their ad just today. They somehow managed a pop-up on my bank's website and made it look like it was legitimate bank business for a free credit report. I'm usually pretty careful, so after the fact, I went and did some research and found nothing but complaints. I called them and a girl by the name of

Shoshana answered. She promptly gave me a cancellation number which surprised me.

Most banks require that you call and cancel first before you talk to your bank. However, if you cannot get someone on the phone then you explain that to your bank,

giving date and time you called as well as the phone number.

I will be writing to all three credit bureaus so this incident will be on file and

my credit will not be ruined.

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My experience with them is just as bad as all the rest. I do not recall authorizing this company to bill me for anything, but during a phone conversation with their representative Juana, I was told that the only way to get my $29.95 and $1.00 charges refunded was to file a fraud report and have an investigation to discover who did authorize it, then to have charges filed against that person and proceed with legal action.

I tell you that the only ones I want to file charges against are www.ThinkCreditReports.com. I have been told that my "account" with them was cancelled per my request and that I won't be changed any further monthly payments for their "services".

However, to ensure this won't happen I have notified my bank, have to go in to visit with one of their managers, sign authorization forms blocking this company from further debits AND pay an additional $28.00 to make this happen. DON'T DO BUSINESS WITH THIS COMPANY! DON'T EVEN THINK ABOUT CLICKING ON THEIR LINK. THEY ARE NOT FREE AND A TOTAL SCAM RIPOFF!

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What do I do, they are charging me 29.95! I want it to stop! How do I cancel?

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I WAS SCAMMED by Think Credit Reports to the tune of $239.60. I call the GA consumer bureau, the Calif. bureau also the Think Credit reports and they were told I did not O.K. these transactions.

Where they got my debit card # from I don't know. I stopped all transactions with them at my bank and canceled my card #. I reported it to my ins. co and they are to investigate . Don't be like me watch your bank statement close.

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ThinkCredit is a scam! They are charging me $29.95 fee without my consent or knowledge! This is ridiculous I will be contacting Better Business Bureau.

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I have asked them several times to cancel my account and they still charge me $29.95.

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I see I was not the only one being scammed by this ThinkCreditReports outfit...Does anyone know what legal option do we have to have companies such as this stop their fraudulent practices?

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Hi, tried thinkcredit.com. Paid the dollar fee for my free report. Before the end of the seven days before they charge you a monthly fee, i tried calling to cancel. Whenever i called, i either couldn't get through, or the few times i did get through, was on hold for over a half hour each time before hanging up.

On my next credit card statement, i noticed a charge of 28.99. I was outraged. If this happened to you, just call your credit card company and they will not only put a block on your account against this fraudulent company, but in most cases, they will waive the charge.

If you want a truly free credit report without using your credit card, go to creditcarma.com. You will be amazed how much information concerning your credit score. Try it, I guarantee you'll love it.

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You can go to each credit reporting agency and pay a small fee for you report, not the monthly fee thinkcreditreports.com want. Please do not waste your money on thinkcreditreports.com.

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I was checking my Santander bank statement and a pop up which I though was affiliated with the bank offered "free" credit report for a $1.00 refundable fee. The scam is that any notice of a "free" trial or a recurring fee must have been in VERY fine print. I was checking my statement this morning and I see the a?holes have got me for $29.95 and another charge of $1.20. Now I am going to have to change my account number what a b***h!

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ThinkCreditReports add me to your list of victims. I will call tomorrow. Sleep well.

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I never clicked any link nor did I recieve a phone call from this company. I never enter any need-to-know information on the Internet. Yet somehow this company got ahold of my credit card information and immediately started charging me 29.95 a month. Had to have my credit card number changed due to the fact that when my bank blocked them they reroute and a different access point was able to take the money.

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I just got billed $29.95 after clicking on www.thinkcredit.com after the Target article online which had a link embedded in the article. It was okay for the $1.00 charge; however, just got my credit card bill and they charged $29.95 exactly 7 days later. Called my credit card company and they are working with me to dispute the Dec 27th charge plus they will block further monthly charges by thinkcredit.com. <br/><br/>Have tried unsuccessfully to e-mail them - all blocked. Clicked on their link "Unsubscribe thinkcredit" - it just goes back to the other previous link. Desperately hoping that the U.S. District Attorney will hear about them to close them down permanently. <br/><br/>Sign me: IN SHOCK and DISBELIEF

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Some how Think Credit Report got our Discover Card information and my son`s name and signed us up for their service. As soon as I discovered this charge on our statement in Sept. 2013 I called and cancelled .<br/><br/>The charge has still shown up on my Discover Card statement and yesterday I called Think Credit and went round and round with them to no avail.<br/>Today I spoke with a Discover Card employee and she was able to help me by canceling the amount of $29.95 as of today.<br/><br/>Think Credit is definately a scam company and should be stopped.

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I am an attorney and believe that this business operates in a way that would qualify as a deceptive trade practice, among other things. In addition to reporting Think Credit Report to the BBB, I intend to explore a class action suit against them. How many of you have not received refunds for the "free" credit check that was advertised? I suspect many managed to get a refund for the $29.95, but relinquished the upfront $1 charge and walked away from it as being too much trouble to pursue. Therein lies the scam: imagine the 100,000s of people who paid that $1 and guess who walks away with a tidy profit?

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I recently cancelled my membership to his site. For some reason I was never able to log in and when I sent an e-mail to them it didn't help much. However when I called to cancel, they were very understanding and even refunded me the last amount I was charged several days before I called to cancel. I'm sure it's all about the individual's experience.

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Had no problem with this company. Clearly stated that you would not be charged bu $1.00 for the report as long as you cancelled the membership you signed up for within 7 days. Had no issues downloading all three reports. Called after 2 days and they cancelled with no further charges. Just believe people do not read the ad very closely. They give you the number clearly when you sign up. 800-327-2853

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Beware of free credit reports from think credit report! their advertising lures you into a paid service for $29.95 per month. I have complained to the company and BBB to get my money back. Will see if the respond favorably.

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I was going to Amazon's website, when a big red sign came up-saying I could not continue to Amazon unless I signed for a Free Credit Report.<br/>At first I did so, then I hit the cancel button, but apparently it did not honor my request for cancellation.Then I got a $1.00 charge on my bank account, then another for $29.99.<br/><br/>I informed my bank about this problem, however the bank told me that they could not put a stop payment on the charges because it was not a credit card, it was my debit card used as a withdrawal.<br/><br/>What can I do to rectify this situation, so I will not incurr any additional charges.<br/><br/>Thanking you in advance for you cooperation in this matter.

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Please let me know How I can cancel this membership.<br/>Philip Park

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Somehow Think Credit got my credit card number and started charging that account $29.95 a month. My credit card company called me about the charges after 3 months. Now they have had to close that account, send me a new card, etc. I don't even remember reading an email offer from them and would have deleted it immediately without seeing the small print. I don't know how they got my credit card number, though. I'd never heard of this company before.

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Thinkcredit.com only gives you 5 days to cancel or you lose your money!

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Scammers! $29.95 out of my banking account that I didn't approve . I applied for a job online and they got enough information to scam me. No response to my emails .

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This is BULL. It's a scam and they trick you in thinking that only $1 will be billed. I hope I can stop this. I may have to go to my bank. I'm very upset about this c**p!

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they just did the same thing tome .I just called to cancel.I am waiting to see if i get my refund.

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ThinkCreditReports.com is a scam. I received a notification that a major center that processes charges for a number of different companies' "plastic" had been compromised, and I could order credit reports from all three major credit reporting companies for free until midnight that night. I had a very busy day and was not able to do that until the next day, when I was told the charge would be $1 for all three credit reports.

After you provide your card # and are charged the $1 for the three credit reports (saying no to all the extras) they ask you to verify your identity by providing your social security number and your card number again. When you've done so, all that happens is an endless loop-you're just returned to that same "verification" screen again-and again...

You'll have to call the fraud department of your card and get that dealt with. But I'm old enough I've managed to avoid scams all my life-until now, and should have recognized this one. I'm chalking it up to plain fatigue and having too much to do, but still feel pretty dumb. There was no specific identity of the companies involved in the security meltdown, and there should have been. I'll sure be more careful again in the future...

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how do we call to stop this payment

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How do we cancel pls

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scam all the way with sweet talking.

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I can't believethat, the gov. allowed those thieves to be funtion online.voleeeeeeeeeeeeee

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i agree this is a scam, i applied for my credit report but THINKCREDIT could not pull it because there is a frand alert on the account, still they charged $29.95 last month and this month, there is no service rednered to me, no authorization to charge this amount, no credit report pulled till today, how come, is there any federal agency who can help me stop this THINKCREDIT to playing mischief again and again and depriving me my hardearned money, i talked to my bank and they say it will take 60 days to investigage, by them these people may take out money again and again from my credit card. singh

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i agree this is a scam, i applied for my credit report but THINKCREDIT could not pull it because there is a frand alert on the account, still they charged $29.95 last month and this month, there is no service rednered to me, no authorization to charge this amount, no credit report pulled till today, how come, is there any federal agency who can help me stop this THINKCREDIT to playing mischief again and again and depriving me my hardearned money, i talked to my bank and they say it will take 60 days to investigage, by them these people may take out money again and again from my credit card.

singh

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This company is a totally fraudulent and despicable. I do not see how these companies are allowed to function in the united states.

Having gone through the other comments i have deduced that their modus operandi is roughly the same.In my case when i phoned and demanded my $29.95 refunded,they gave the usual runaround but promised the refunds and had the cancellation #'s directly at hand and promised the refund that i still have yet to receive.

My question is,why aren't the relevant authorities doing anything with these decadent people,in spite of all these negative comments?

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Scam. Got an email from job recruiter asking for credit info. Sam story as mentioned above. I've been able to cancel and get a refund.

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creditreports.com is definitely fraudulent. i tried to cancel before the 7 days and cannot get thru.

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