ThinkCreditReports.com - it is a Fraudulent Website

Some ex-customers of ThinkCreditReports.com are stating that the website is a scam. It is alleged that they were charged $29.95 for their credit reports without their knowledge. It was also reported that they are using Craigslist to scam job seekers into signing up for memberships and claiming that it is free.

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ThinkCreditReports.com - it is a Fraudulent Website

ThinkCreditReports.com Offer Details:

"After your 7-day trial period it's just $29.95 per month for ThinkCreditReports.com. If you decide that the credit and identity monitoring is not for you, you can call ThinkCreditReports.com toll-free at 800-327-2853 within the first 7 days to Cancel, and there will be no further obligation and you will Only have been billed the $1.00 fee for your 3 Bureau Credit Report with no further obligation.in order to ensure continuous monitoring, if you don’t cancel within 7 days you will be billed the monthly membership fee, and then each month thereafter until you cancel. Cancel anytime with no further obligation. "

ThinkCreditReports.com offer details in fine print states that the charge of $29.95 will apply, if the offer is not canceled with-in 7 days.

Here are some of the comments of ex-customers of ThinkCreditReports.com

  • "This company is behind a credit report scam seen on craigslist in multiple cities, posting fake apartment ads. Just to get you to click on their link and get a credit report. This is a fraud, don’t fall for it. They will take your information, rip you off, sell it and create identity theft and credit fraud in your name. They charged my credit card 29.95 for a product that was supposed to be free...and I cannot cancel it because no one is answering the phone.. Beware of ads on craigslist and don’t do what I did."

    Source: http://www.complaintsboard.com /complaints/Thinkcreditreportscom -pittsburgh-pennsylvania -c414747.html
  • "Replied to a job opening from an online job search. They sent me an email back saying how easy the work was & that i was basically hired. All had to do was get them my credit report. So the scam artists put a link in the email which directed me to their website, www.thinkcreditreports.com, where i would have to pay to get my credit report. This is a scam and they should be penalized for preying on job seekers like myself. They should be ashamed of themselves for doing this to people, especially when it is very difficult to get a job these days. I. Being that these days companies do check the job seekers credit report."
  • "Think Credit Report.com was used by what I thought could be a future employer. I was mailed to go to their website (URL posted) and get my credit report in order to send it to the 'employer' in less than 24 hours, (telephoned and cancelled the membership that i did not want. The future employer found out it was a scam. Luckily, haven't been hurt by it as yet. However, after noticing our bank account being off by approximately 330 ($29.95), we decided to look into it and investigate since we don't get paper statements anymore. They have taken 5119.80 out of our account! I was told today that out of courtesy they would credit April's charge and would not go back any further."
  • "I'm going to get the money because I did cancel before the next day was over no matter what Becky said. Please don't be stupid like I was. I was so desperate to find a job, (did what they asked and now I'm paying for it.

    Source: http://www.trustlink.org/ Reviews/Think-Credi t-Reports-206402445"
  • "Think Credit Report is a scam outfit and they are thieves. started to sign up for their service and after found out that they were a monthly paid for service I didn't check the box on the site that said was willing to pay their fees. The following day I received a phone call from one of their employees who again tried to get me to purchase their services and I told him that did not want or require their services and not to charge my card for the monthly fees that they charge. I told him this on three separate occasions while on this one phone call. Have since been billed for their services that I did not sign up for and now have to go to my bank tomorrow to clear up this mess. My advice is DO NOT do business with this scam/fraudulent company!

    Source:http://www.scaminformer.com/scam-report/thinkcreditreport-com -thinkcreditreport-com-applied-to-ad- on-craig-s-list-for-c7556.html"

We do not recommend using www.ThinkCreditReports.com, there are a lot of other websites that offer the same service for free or for a very small price.

Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Note: Some of the information in samples on this website may have been impersonated or spoofed.

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Comments, Questions, Answers, or Reviews

Comments (Total: 67)

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March 5, 2019 at 2:09 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Portland, Oregon, United States

I've been receiving emails that somehow slip past my filtering and end in my Important emails... they're all complete nonsense and they all share the same mailing address as thinkcreditreports.com. I am afraid that I unsubscribed from one of their emails and now they know my email address is valid.

Delete

November 5, 2015 at 12:23 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Decatur, Georgia, United States

I just got off the phone with the company...signed up without my knowledge...and billed 1.00 in June and 29.95 for four months before I caught it. This is a rip off company and if you have to hide your underhanded way of conducting your business then the original intention of the company is for the purpose of ripping people off.

Delete

October 29, 2015 at 5:54 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Ardmore, Oklahoma, United States

I just got hit! I got a call from my fraud detection center and found out about these dudes are charging my card. I'm trying to fix it now. Don't trust ThinkCreditReports.com. They should be prosecuted!

Delete

September 21, 2015 at 5:50 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Oakland, California, United States

I had my money taken without my permission; tried to get it returned but they would not. They gave me a way to access the account but it doesn't work, so I will be closing my bank account asap. P. Dove.

Delete

August 3, 2015 at 8:47 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Pittsburg, California, United States

Stay away from think credit reports its a scam, its bad news and once they get you the only way to get rid of them is to close your bank account which is complicated and a hassle, they are crooks posing as the internet police.

Delete

June 12, 2015 at 2:29 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Escondido, California, United States

thinkcreditreports runs a scam in which you are charged $29.95 per month after paying $1.00 as part of the free seven day trial period.

When you call them to contest the charge or to close your account, they invariably try to entice you to stay by offering you reduced monthly charges.

Over the course of the phone conversation, they offered me $19.95, then 14.95, 9.95 and finally $4.95.in the end they refused my request for a full refund. I then closed the account and received a cancellation number.

I'd stay away from them even though they claim they offer you credit reports from three reporting agencies- and they do. It's just that their charges are outrageous and their sales tactics are unethical and morally wrong.

Delete

June 8, 2015 at 5:32 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Houston, Texas, United States

These people should be banished. Why they are still allowed to continue doing business is beyond me. Needless to say,as many of you, I was promised 3 FREE credit reports for $1 and would have that refunded within 7 days, Like many of you, I never received the reports, and still await my $1. They are scammers of the highest order. There should be a law against such predators.

Delete

May 28, 2015 at 12:33 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Waitsfield, Vermont, United States

The most dangerous word on the Internet is "FREE." I have been scammed enough times to learn the hard way not to fall for this gimmick.

Case in point: thinkcredit.com. Stay away from it; carefully check your credit card statement to avoid the monthly $29.95 charges.

Delete

May 21, 2015 at 3:57 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: La Mirada, California, United States

This is a big scam, they fool other people with their advertisement of $1/ month, but they are collecting $29.95.

They are tricking plenty of people in this think-credit 800.

Delete

May 11, 2015 at 7:35 PM by
ThinkCreditReports.com - it is a Fraudulent Website
an anonymous user from: Spokane, Washington, United States

These people are scammers. Without my authorization they billed me $29.95 for a product that I didn't buy and I didn't need. I called the company (the real one). They have no record of the transaction. So, I immediately contacted the bank and reported the transaction.

Delete

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Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

ThinkCreditReports.com - it is a Fraudulent Website