Dynamic Recovery Solutions - Is This a Scam Company?
Dynamic Recovery Solutions, also known as DRS, is a collections agency based in Greenville, South Carolina. The debt collection agency was founded in 2008 and deals with consumers throughout the United States. Dynamic Recovery Solutions has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused DRS of threatening to take illegal action and making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, threatening to contact an employer and sharing information improperly, and improper communication tactics.
Nonetheless, Dynamic Recovery Solutions is not a scam and they are in fact an authorized debt collection agency. Businesses from many industries use DRS as a debt collector, however the agency primarily focuses in fields such as health care, student loans, banking, utilities, telecom, and retail. If Dynamic Recovery Solutions has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.
What Legal Actions Can Dynamic Recovery Solutions Take Against Me?
As a debt collector, Dynamic Recovery Solutions is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However Dynamic Recovery Solutions cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.
Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, Dynamic Recovery Solutions may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to Dynamic Recovery Solutions and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!
How Do I Stop Dynamic Recovery Solutions From Harassing Me?
The first step is to determine if Dynamic Recovery Solutions is in violation of your rights. Please refer to the following list:
- Dynamic Recovery Solutions (DRS) is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
- DRS is unable to prove that the debt is owed by you
- DRS is not authorized by the original creditor to collect the debt
- DRS is making automated robocalls to your phone in order to collect
- DRS is using inappropriate language, or trying to intimidate you.
- DRS is accusing you of criminal behavior, or threatening to arrest you.
- DRS is threatening you with negative credit reporting, lawsuit, or violence
- DRS is calling you at work, or calling your friends, coworkers, and neighbors
- DRS is calling you before 8 a.m. or after 9 p.m.
- DRS is calling you many times per week
If any of the above applies to your situation, you can contact your lawyer or find one here.
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