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"Amortization Federal Obligation Debt Collection Lawsuit"

Online users who have received so-called "Amortization Federal Obligation " emails like the one below, which claim that they have been given a chance to settle an ACS Legal Department debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

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The "Amortization Federal Obligation" Scam

From: "Collection Department" - collectiondepartment9624@gmail.com

Date: Mar 21, 2018 9:41 AM

Subject: RE: YOUR LOAN PAYBACK TIME HAS BEEN EXPIRED

March 21st, 2018

Amortization Federal Obligation

Dear:

CASE FILE#: DA-83964747/NY-9067

This is to notify you that going to be legally prosecuted in the Court House within next 24 hours your debt is total remaining balance for $1,460.00.

We have repeatedly advised you of your long overdue balance in the amount of $1,460.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within the next 24 hours. This will be your final opportunity to resolve matters without the expense of court proceedings.

YOU NEED TO DO EVERYTHING POSSIBLE WITHIN TODAY AND TOMORROW TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS BEFALL ON YOU.

We are prepared to proceed with legal action. However, our clients would prefer to give you one last opportunity to make payment and avoid legal action accordingly, please remit payment promptly If you cannot make full payment at this time, please contact us to make a payment arrangement that is mutually acceptable,

IF once your case file gets downloaded inside the court house then you have to pay $4589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up to 20 years of negative information.

Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).

If your credit is bad, you can work towards building good credit.

(1) Pay back the debt you owe.

(2) Do not borrow money that you cannot pay back.

This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

Please collect on this account promptly.

The confirmed daily interest rate still accruing.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will meet you in court house.

Sincerely,

Amortization Federal Obligation.

Collection Agency/Legal Counsel.

DISCLAIMER:-

The information contained in this communication is privileged, confidential and is proprietary. This email is solely intended for the use of the addressee. Information in this mail is for FCI (Financial Crime and Investigation Department) Usage only. Any use to other than the addressee is misuse and infringement to Proprietorship of FCI (Financial Crime and Investigation Department). If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this email or any action or omission taken by you in reliance on it, is strictly prohibited and may be unlawful. If you have received this email in error, please notify us immediately.

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Note: Some of the information in samples on this website may have been impersonated or spoofed.

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