Scam - "Amortization Federal Obligation Debt Collection Lawsuit"

Received via email:

"They have sent me numerous messages but this is the last one I got earlier today. I just wanted to make sure it was a scam because I don’t wana send anyone money that

They don’t need. I’ve been scammed before in the past so just thought you should know. It seems like a scam from what I’ve googled and my sister is a paralegal and in aw school and says it is also.

Carlie

Begin forwarded message:

From: Collection Department <info@amortizationfederalobligation.com>

Date: October 8, 2018 at 7:54:32 PM EDT

Subject: LAW OFFICE : LEGAL ACTION ENFORCEMENT NOTICE

We have given you each and every chance to resolve this matter outside the court house but you are not willing to resolve this matter. We will mark as a flat refusal on your account and take immediate action against you.

Well we are going to meet in the courthouse and pleas higher a federal attorney for you, because you doubt on my company's integrity so batter is that we will fight with you in your district court house.

See you soon there...

,,, GOOD LUCK"

I received the exact same email today. Thank god I decided to do research on it.

Hello I am being an victim myself and after seeing this website I thank everyone for clearance.

I received the same exact email and I told them that I need to research them because this could be fraud. They sent me a certificate and the address on it is for a shopping center in the city of Hayward.

I think im making them angry because I keep telling them that I need to do my research of my own do to fraud. I don't know how to handle this and get them to go away.

Just received this email.

---------- Forwarded message ---------

From: collection department <collection11department@gmail.com>

Date: Tue, Apr 17, 2018, 4:55 PM

Subject: Re: Your loan payback time has been expired

April 17th, 2018

Amortization Federal Obligation

Dear:

Address:

City:

State:

Zip:

CASE FILE#: DA-83964747/NY-9067

This is to notify you that Jeremy Moore is currently in default under its obligations to Amortization Federal Obligation. In the amount of $1460.00

We have given you more than enough time to complete the payment but you didn't complete the payment.

...

3 Hard allegations have been pressed against your name and your Social Security Number.

1. Violation of Federal Banking Regulation.

2. Collateral Check Fraud.

3. Theft by Deception.

IF once your case file gets downloaded inside the court house then you have to pay $4589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up to 20 years of negative information.

Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).

Our company would prefer to give you one last opportunity to make payment and avoid legal action, please remit payment promptly,

IF you want to settle this account without any legal procedures we can provide you a payment arrangement to resolve this matter.

1) We will accept four (4) Installments $365.00 payments every other weekly.

2) Two (2) Installments $630.00 payments every month.

3) Settlement one time full payment: $1,050.00 today to close your case file.

Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

Thank You.

Sincerely,

Amortization Fedeal Obligation.

Collection Agency/Legal Counsel.

Here is another scam:

---------- Forwarded message ---------

From: Collection Department <collectiondepartment9824@gmail.com>

Date: Thu, Apr 12, 2018, 7:50 AM

Subject: Your loan payback time has been expired

Company Name: Amortization Federal Obligation

Amount due: $1,460.00

Case File#: DA-83964747/NY-9067

Name:

S.S.N:

This is to notify you that JALIL TOWNSEND, currently in default under its obligations to Amortization Federal Obligation. In the amount of $1,460.00

Despite our previous notice (s), we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of (1,460.00) on or before 04/13/2018, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.

Principal Amount: (500.00)

Late fees Penalty fees & interest: (960.00)

Total: (1,460.00)

We have repeatedly advised you of your long overdue balance in the amount of $1,460.00since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next Two (2) Days. This will be your final opportunity to resolve matters without the expense of court proceedings.

Our company would prefer to give you one last opportunity to make payment and avoid legal action.

At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney,

This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

Please collect on this account promptly.

Financial and personal contact information are current per our skip trace.

Personal information regarding this account obtained with a recent skip trace:

Debtor:

SSN:

DOB: 1993-08-05

Driving License#: T16876985

Address:845 wagonWheel ln COPPERAS COVE TX 76522

Should your payment not be received within the next two days starting from 04/11/2018, to 04/13/2018, immediate court actions will take place, We still trust court actions will not be necessary and look forward to receiving payment by return.

IF once your case file gets downloaded inside the court house then you have to pay $4589.27 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

If you have any questions or wish to discuss this matter, please Email us immediately.

Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

Thank you for your prompt attention to this matter.

Yours faithfully,

Amortization Federal Obligation.

Collection Agency/Legal Counsel.

Received via email:

"I have received a lot of these emails since Dec2017. They keep changing their email address but I have kept all in a folder labeled scam.alert :).

This time they put a s.s.n # that doesn't belong to me. They are also using an address I haven't lived at for a while and has put the wrong name on a couple emails. I replied and didn't get a response just more emails. The amounts owed have also changed throughout the different emails They send.

I have been forwarding these emails to another complaint company:(Complaints@oladc.org)

but it hasn't stopped. I block them and they just use a different Gmail.

I Have never heard of them or any company they are affiliated with and I've never sent any money.

Thank you,

Dana

---------- Forwarded message ----------

From: "COLLECTION DEPARTMENT" <collectiondepatment193@gmail.com>

Date: Apr 11, 2018 7:40 AM

Subject: LEGAL NOTICE FOR YOUR PAST DUE ACCOUNT

Company Name: Amortization Federal Obligation

Amount due: $1,460.00

Case File#: DA-83964747/NY-9067

Name:

This is to notify you that Dana Miller, currently in default under its obligations to Amortization Federal Obligation. In the amount of $1,460.00

Despite our previous notice (s), we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of (1,460.00) on or before 04/13/2018, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.

Principal Amount: (500.00)

Late fees Penalty fees & interest: (960.00)

Total: (1,460.00)

We have repeatedly advised you of your long overdue balance in the amount of $1,460.00since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next Two (2) Days. This will be your final opportunity to resolve matters without the expense of court proceedings.

Our company would prefer to give you one last opportunity to make payment and avoid legal action.

At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney,

This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

Please collect on this account promptly.

Financial and personal contact information are current per our skip trace.

Personal information regarding this account obtained with a recent skip trace:

Debtor:

SSN:

DOB: 1981-07-22

Driving License#:

Address: 2800 rosewood cv, SAN MARCOS, TX, 78666

Should your payment not be received within the next two days starting from 04/11/2018, to 04/13/2018, immediate court actions will take place, We still trust court actions will not be necessary and look forward to receiving payment by return.

IF once your case file gets downloaded inside the court house then you have to pay $4589.27 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

If you have any questions or wish to discuss this matter, please Email us immediately.

Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

Thank you for your prompt attention to this matter.

Yours faithfully,

Amortization Federal Obligation.

Collection Agency/Legal Counsel."

Here is another scam:

"From: Collection Department <collectiondepartment19934@gmail.com>

Sent: Tuesday, April 10, 2018 3:15 PM

Subject: Re: Your loan payback time has been expired

Name:

S.S.N:

Address:4400 elkhorn blvd 140

City:Sacramento

State:CA

Zip:95842

CASE FILE #:DA-83964747/NY-9067

This is to notify you thatReginaValenciacurrently in default under its obligations to Amortization Federal Obligation. In the amount of $1,460.00

Despite our previous notice (s), we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of (1,460.00) on or before 04/12/2018, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.

Principal Amount: (500.00)

Late payment Penalty & interest: (960.00)

Total: (1,460.00)

We have repeatedly advised you of your long overdue balance in the amount of $1,460.00since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next Two (2) Days. This will be your final opportunity to resolve matters without the expense of court proceedings.

Our company would prefer to give you one last opportunity to make payment and avoid legal action.

At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney,

This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

Please collect on this account promptly.

Should your payment not be received within the next two (2) days starting from 04/10/2018, to 04/12/2018, immediate court actions will take place.

We still trust court actions will not be necessary and look forward to receiving payment by return.

IF once your case file gets downloaded inside the court house then you have to pay $4589.27 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

If you have any questions or wish to discuss this matter, please Email us immediately.

Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

Thank you for your prompt attention to this matter.

Yours faithfully,

Amortization Federal Obligation.

Collection Agency/Legal Counsel."

Received an email just like this today. Deleting asap!

What if I responded to a threatening email?

I received the same email on March 29, 2018

Received the same email:

"From: Collection Department <collectiondepartment9824@gmail.com>

Date: Mon, Mar 26, 2018 at 12:56 PM

Subject: Legal action enforcement notice"

My daughter got this email and it has her bank account name and number on it, how is that possible? What should she do?