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Scam - "Amortization Federal Obligation Debt Collection Lawsuit"

2018-03-21T09:51:30 -  +
Scam - "Amortization Federal Obligation Debt Collection Lawsuit"

Online users who have received so-called "Amortization Federal Obligation " emails like the one below, which claim that they have been given a chance to settle an ACS Legal Department debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

Please continue reading below.

The "Amortization Federal Obligation" Scam

From: "Collection Department" <collectiondepartment9624@gmail.com>

Date: Mar 21, 2018 9:41 AM

Subject: RE: YOUR LOAN PAYBACK TIME HAS BEEN EXPIRED

March 21st, 2018

Amortization Federal Obligation

Dear:

CASE FILE#: DA-83964747/NY-9067

This is to notify you that going to be legally prosecuted in the Court House within next 24 hours your debt is total remaining balance for $1,460.00.

We have repeatedly advised you of your long overdue balance in the amount of $1,460.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within the next 24 hours. This will be your final opportunity to resolve matters without the expense of court proceedings.

YOU NEED TO DO EVERYTHING POSSIBLE WITHIN TODAY AND TOMORROW TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS BEFALL ON YOU.

We are prepared to proceed with legal action. However, our clients would prefer to give you one last opportunity to make payment and avoid legal action accordingly, please remit payment promptly If you cannot make full payment at this time, please contact us to make a payment arrangement that is mutually acceptable,

IF once your case file gets downloaded inside the court house then you have to pay $4589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up to 20 years of negative information.

Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).

If your credit is bad, you can work towards building good credit.

(1) Pay back the debt you owe.

(2) Do not borrow money that you cannot pay back.

This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

Please collect on this account promptly.

The confirmed daily interest rate still accruing.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will meet you in court house.

Sincerely,

Amortization Federal Obligation.

Collection Agency/Legal Counsel.

DISCLAIMER:-

The information contained in this communication is privileged, confidential and is proprietary. This email is solely intended for the use of the addressee. Information in this mail is for FCI (Financial Crime and Investigation Department) Usage only. Any use to other than the addressee is misuse and infringement to Proprietorship of FCI (Financial Crime and Investigation Department). If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this email or any action or omission taken by you in reliance on it, is strictly prohibited and may be unlawful. If you have received this email in error, please notify us immediately.

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Please continue reading below.

Comments, Questions and Reviews ✍
(Total: 21)

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  • Posted: May 16, 2018 8:03 PM by an anonymous user from or near: Detroit, Michigan, United States

    I received the exact same email today. Thank god I decided to do research on it.

    delete


  • Posted: May 1, 2018 1:25 PM by an anonymous user from or near: Montgomery, Alabama, United States

    Hello I am being an victim myself and after seeing this website I thank everyone for clearance.

    delete


    • Posted: May 8, 2018 3:42 PM by an anonymous user from or near: Pulaski, Tennessee, United States

      They have my social security number. Who do I report this to?

      delete


  • Posted: Apr 19, 2018 3:02 PM by an anonymous user from or near: Anaheim, California, United States

    I received the same exact email and I told them that I need to research them because this could be fraud. They sent me a certificate and the address on it is for a shopping center in the city of Hayward.

    I think im making them angry because I keep telling them that I need to do my research of my own do to fraud. I don't know how to handle this and get them to go away.

    delete


  • Posted: Apr 17, 2018 9:32 PM by info

    Just received this email.

    ---------- Forwarded message ---------
    From: collection department
    Date: Tue, Apr 17, 2018, 4:55 PM
    Subject: Re: Your loan payback time has been expired

    April 17th, 2018

    Amortization Federal Obligation

    Dear:
    Address:
    City:
    State:
    Zip:
    CASE FILE#: DA-83964747/NY-9067

    This is to notify you that Jeremy Moore is currently in default under its obligations to Amortization Federal Obligation. In the amount of $1460.00
    We have given you more than enough time to complete the payment but you didn't complete the payment.

    ...

    3 Hard allegations have been pressed against your name and your Social Security Number.

    1. Violation of Federal Banking Regulation.
    2. Collateral Check Fraud.
    3. Theft by Deception.

    IF once your case file gets downloaded inside the court house then you have to pay $4589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

    If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up to 20 years of negative information.

    Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).

    Our company would prefer to give you one last opportunity to make payment and avoid legal action, please remit payment promptly,

    IF you want to settle this account without any legal procedures we can provide you a payment arrangement to resolve this matter.

    1) We will accept four (4) Installments $365.00 payments every other weekly.
    2) Two (2) Installments $630.00 payments every month.
    3) Settlement one time full payment: $1,050.00 today to close your case file.

    Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,


    Thank You.

    Sincerely,
    Amortization Fedeal Obligation.
    Collection Agency/Legal Counsel.

    delete


  • Posted: Apr 12, 2018 9:16 AM by info

    Here is another scam:

    ---------- Forwarded message ---------
    From: Collection Department
    Date: Thu, Apr 12, 2018, 7:50 AM
    Subject: Your loan payback time has been expired

    Company Name: Amortization Federal Obligation
    Amount due: $1,460.00
    Case File#: DA-83964747/NY-9067

    Name:

    S.S.N:

    This is to notify you that JALIL TOWNSEND, currently in default under its obligations to Amortization Federal Obligation. In the amount of $1,460.00

    Despite our previous notice (s), we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of (1,460.00) on or before 04/13/2018, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.

    Principal Amount: (500.00)
    Late fees Penalty fees & interest: (960.00)

    Total: (1,460.00)

    We have repeatedly advised you of your long overdue balance in the amount of $1,460.00since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next Two (2) Days. This will be your final opportunity to resolve matters without the expense of court proceedings.

    Our company would prefer to give you one last opportunity to make payment and avoid legal action.



    At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney,

    This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

    Please collect on this account promptly.

    Financial and personal contact information are current per our skip trace.

    Personal information regarding this account obtained with a recent skip trace:

    Debtor:
    SSN:
    DOB: 1993-08-05

    Driving License#: T16876985

    Address:845 wagonWheel ln COPPERAS COVE TX 76522

    Should your payment not be received within the next two days starting from 04/11/2018, to 04/13/2018, immediate court actions will take place, We still trust court actions will not be necessary and look forward to receiving payment by return.

    IF once your case file gets downloaded inside the court house then you have to pay $4589.27 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

    If you have any questions or wish to discuss this matter, please Email us immediately.

    Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

    Thank you for your prompt attention to this matter.

    Yours faithfully,
    Amortization Federal Obligation.
    Collection Agency/Legal Counsel.

    delete


  • Posted: Apr 12, 2018 5:53 AM by info

    Received via email:

    "I have received a lot of these emails since Dec2017. They keep changing their email address but I have kept all in a folder labeled scam.alert :).
    This time they put a s.s.n # that doesn't belong to me. They are also using an address I haven't lived at for a while and has put the wrong name on a couple emails. I replied and didn't get a response just more emails. The amounts owed have also changed throughout the different emails They send.

    I have been forwarding these emails to another complaint company:(Complaints@oladc.org)
    but it hasn't stopped. I block them and they just use a different Gmail.

    I Have never heard of them or any company they are affiliated with and I've never sent any money.

    Thank you,
    Dana

    ---------- Forwarded message ----------
    From: "COLLECTION DEPARTMENT"
    Date: Apr 11, 2018 7:40 AM
    Subject: LEGAL NOTICE FOR YOUR PAST DUE ACCOUNT

    Company Name: Amortization Federal Obligation
    Amount due: $1,460.00
    Case File#: DA-83964747/NY-9067

    Name:

    This is to notify you that Dana Miller, currently in default under its obligations to Amortization Federal Obligation. In the amount of $1,460.00

    Despite our previous notice (s), we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of (1,460.00) on or before 04/13/2018, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.

    Principal Amount: (500.00)
    Late fees Penalty fees & interest: (960.00)
    Total: (1,460.00)

    We have repeatedly advised you of your long overdue balance in the amount of $1,460.00since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next Two (2) Days. This will be your final opportunity to resolve matters without the expense of court proceedings.

    Our company would prefer to give you one last opportunity to make payment and avoid legal action.

    At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney,

    This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

    Please collect on this account promptly.

    Financial and personal contact information are current per our skip trace.

    Personal information regarding this account obtained with a recent skip trace:

    Debtor:
    SSN:
    DOB: 1981-07-22
    Driving License#:

    Address: 2800 rosewood cv, SAN MARCOS, TX, 78666

    Should your payment not be received within the next two days starting from 04/11/2018, to 04/13/2018, immediate court actions will take place, We still trust court actions will not be necessary and look forward to receiving payment by return.

    IF once your case file gets downloaded inside the court house then you have to pay $4589.27 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

    If you have any questions or wish to discuss this matter, please Email us immediately.

    Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

    Thank you for your prompt attention to this matter.

    Yours faithfully,
    Amortization Federal Obligation.
    Collection Agency/Legal Counsel."

    delete


    • Posted: May 8, 2018 3:44 PM by an anonymous user from or near: Pulaski, Tennessee, United States

      They have my social security number. I'm very concerned about this.

      delete


      • Posted: May 8, 2018 5:51 PM by info

        Report it to the police.

        delete


  • Posted: Apr 11, 2018 12:16 AM by info

    Here is another scam:

    "From: Collection Department
    Sent: Tuesday, April 10, 2018 3:15 PM
    Subject: Re: Your loan payback time has been expired

    Name:
    S.S.N:

    Address:4400 elkhorn blvd 140
    City:Sacramento
    State:CA
    Zip:95842


    CASE FILE #:DA-83964747/NY-9067

    This is to notify you thatReginaValenciacurrently in default under its obligations to Amortization Federal Obligation. In the amount of $1,460.00

    Despite our previous notice (s), we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of (1,460.00) on or before 04/12/2018, we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our client, please find the full debt amount and additional costs below.

    Principal Amount: (500.00)
    Late payment Penalty & interest: (960.00)
    Total: (1,460.00)

    We have repeatedly advised you of your long overdue balance in the amount of $1,460.00since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit you have to contact us within the next Two (2) Days. This will be your final opportunity to resolve matters without the expense of court proceedings.

    Our company would prefer to give you one last opportunity to make payment and avoid legal action.

    At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney,

    This file has been listed as a primary suspect returning this by email. I hope this is acceptable.

    Please collect on this account promptly.

    Should your payment not be received within the next two (2) days starting from 04/10/2018, to 04/12/2018, immediate court actions will take place.

    We still trust court actions will not be necessary and look forward to receiving payment by return.

    IF once your case file gets downloaded inside the court house then you have to pay $4589.27 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

    If you have any questions or wish to discuss this matter, please Email us immediately.

    Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

    Thank you for your prompt attention to this matter.

    Yours faithfully,
    Amortization Federal Obligation.
    Collection Agency/Legal Counsel."

    delete


  • Posted: Apr 7, 2018 8:25 AM by an anonymous user from or near: West Palm Beach, Florida, United States

    Received an email just like this today. Deleting asap!

    delete


  • Posted: Mar 30, 2018 2:11 PM by an anonymous user from or near: Garland, Texas, United States

    What if I responded to a threatening email?

    delete


    • Posted: Mar 30, 2018 6:17 PM by info

      The scammers will know your email is active and will continue to attempt to scam you.

      delete


      • Posted: Mar 31, 2018 6:53 AM by an anonymous user from or near: Garland, Texas, United States

        Because I responded, will they be able to get any money from me without my authorization, or get my bank account information. I received the email about amortization that was on this site. It was the exact email. I replied “how is someone suppose to contact you?”

        delete


        • Posted: Mar 31, 2018 8:59 AM by info

          No, they cannot get your account information unless you send it to them.

          delete


  • Posted: Mar 30, 2018 1:20 PM by an anonymous user from or near: Shreveport, Louisiana, United States

    I received the same email on March 29, 2018

    delete


  • Posted: Mar 28, 2018 11:33 AM by info

    Received the same email:

    "From: Collection Department
    Date: Mon, Mar 26, 2018 at 12:56 PM
    Subject: Legal action enforcement notice"

    delete


  • Posted: Mar 27, 2018 8:06 AM by an anonymous user from or near: Goodspring, Tennessee, United States

    My daughter got this email and it has her bank account name and number on it, how is that possible? What should she do?

    delete


    • Posted: Mar 27, 2018 8:44 AM by info

      Just ignore the email, it is a fake. The scammers may have tricked her into submitting her information on a phishing website.

      Scammers use phishing websites to harvest personal information, which they use afterwards in an attempt to scam their potential victims.

      delete


      • Posted: Mar 27, 2018 1:26 PM by an anonymous user from or near: Goodspring, Tennessee, United States

        Thank you for the information.

        delete


        • Posted: Mar 27, 2018 6:59 PM by an anonymous user from or near: Chicago, Illinois, United States

          They just sent me same thing word for word. I'm worried cuz they have my account number

          delete


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