From: "Collection Department" <firstname.lastname@example.org>
Date: Mar 21, 2018 9:41 AM
Subject: RE: YOUR LOAN PAYBACK TIME HAS BEEN EXPIRED
March 21st, 2018
Amortization Federal Obligation
CASE FILE#: DA-83964747/NY-9067
This is to notify you that going to be legally prosecuted in the Court House within next 24 hours your debt is total remaining balance for $1,460.00.
We have repeatedly advised you of your long overdue balance in the amount of $1,460.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within the next 24 hours. This will be your final opportunity to resolve matters without the expense of court proceedings.
YOU NEED TO DO EVERYTHING POSSIBLE WITHIN TODAY AND TOMORROW TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS BEFALL ON YOU.
We are prepared to proceed with legal action. However, our clients would prefer to give you one last opportunity to make payment and avoid legal action accordingly, please remit payment promptly If you cannot make full payment at this time, please contact us to make a payment arrangement that is mutually acceptable,
IF once your case file gets downloaded inside the court house then you have to pay $4589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.
If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up to 20 years of negative information.
Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).
If your credit is bad, you can work towards building good credit.
(1) Pay back the debt you owe.
(2) Do not borrow money that you cannot pay back.
This file has been listed as a primary suspect returning this by email. I hope this is acceptable.
Please collect on this account promptly.
The confirmed daily interest rate still accruing.
If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will meet you in court house.
Amortization Federal Obligation.
Collection Agency/Legal Counsel.
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