Hour Advance Loan Approval Department Phishing Scam

Another phishing e-mail has popped up. This time phishers are using "Hour Advance", a giant lender network that offers US$1000 Personal Loans in as fast as 1 Hour. The e-mail was sent from this spoofed e-mail address "Loan Approval Department (office83872@replatgrey.info)" and has the subject "Loan Approval Department". If you click on any of the links in this e-mail message, you will be redirected to http://metaas.info/80445/SXK74560, which is a spyware and malicious website.

Hour Advance Loan Approval Department Phishing Scam

Kerio Web Filter blocking the malicious website

Kerio blocking Advance Loan Phishing Website

Here is a copy of the malicious e-mail message

Hour Advance Phishing Scam E-mail


Also, there is another link in the malicious e-mail asking if you want to opt-out of their mailing list; this link takes you to the website below.

Malicious website stealing e-mail addresses


Please do not submit your e-mail address because, it maybe used for spamming. Delete this e-mail message immediately, if it was sent to you.

Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Note: Some of the information in samples on this website may have been impersonated or spoofed.

Bookmark articleSave

Was this article helpful?


Comments, Questions, Answers, or Reviews

Comments (Total: 10)

To protect your privacy, please remove sensitive or identifiable information from your comments, questions, or reviews. We will use your IP address to display your approximate location to other users when you make a post. That location is not enough to find you.

Your post will be set as anonymous because you are not signed in. An anonymous post cannot be edited or deleted, therefore, review it carefully before posting. Sign-in.

August 29, 2012 at 1:37 AM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user from: Panama City, Panamá, Panama

has anyone attemped to joe-job the clinents of injury attorneys, bible quote of the day, etc? If these people get 1000 fake names and addresses and phone numbers everyday, it would waste their time and drop the Flamingo LLC people? Everyhing they sell look like ripoffs to me


August 2, 2012 at 3:17 PM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user from: Kingston, Jamaica

Do not use the unsubscribe links in the e-mail messages because, you can be redirected to a malicious website and get your computer infected with a malicious program without you knowning.

Secondly, as you have said, your email address can be sold or use to send more spam or malicious emails to you.


August 2, 2012 at 2:20 PM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user from: Fairport, New York, United States

I've been receiving 2 or 3 a day. At first, I just sent them to spam. Then I opened each one and followed the "unsubscribe" hoping that this would put an end to this garbage.. cumbersome and such a waste of time! I still kept getting them. I responded to a couple w/ threatening messages... still nothing. I finally wrote with snail mail to the flamingo rd address mentioned.. my letter was returned saying "address does not exist".. I give up! Now I'm afraid everytime I unsubscribed w/ my email address, they sold it to other crooks... UGH.. So the best we can do is send to spam?


July 26, 2012 at 11:02 PM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user from: Kingston, Jamaica

Punishing people who are responsible for these malicious acts are hard to do. These people can be anywhere in the world and can move from one location to another, in a few minutes. The FBI and other law enforcers, both locally and internationally have been able to shutdown most of these operations. But it is hard to stop these people because technology makes it easy to do these malicious acts.


July 26, 2012 at 9:13 PM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user from: Los Angeles, California, United States

How can we put this crook in jail?


July 25, 2012 at 12:25 PM by
Hour Advance Loan Approval Department Phishing Scam

The only thing you can do right now, is to filter the e-mail messages as Spam/Junk.


July 25, 2012 at 10:48 AM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user from: Richmond, Virginia, United States

I too receive 2 or 3 unsolicited & unwanted "junk e-mails a day from the above and unsubscribe to no avail. I copy the fcc with each one, also to no avail.What's the answer?


July 16, 2012 at 1:32 PM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user

Now I'm trapped - they have my address...the one that I've had for years and years! AUGH! I too continue to get up to 10 emails a day and am not sure how to stop it as they all come from different "addresses" but are obviously all from this same sender. Scum


July 12, 2012 at 8:01 AM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user

Stop sending me your dam addvertising.


July 9, 2012 at 11:24 PM by
Hour Advance Loan Approval Department Phishing Scam
an anonymous user

I've been receiving about 3 spam emails a day from "SCF, LLC - 1350 E. Flamingo Road #700," advertising everything from phony "cures" for diabetes to ambulance-chasing lawyers. I haven't seen any emails so far that link to malicious sites, but it doesn't surprise me at all that they'd be involved in phishing.

Emails are typically routed through servers in Romania.


Write Your Comment, Question, Answer, or Review


Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

Hour Advance Loan Approval Department Phishing Scam