“Advance Cash Express (ACE) Lawsuit Case File” Scams

Below is my email correspondence. I am glad I found this message board I was beginning to worry about it.


GET BACK TO ME ASAP (Mathew Hallstein)
6 messages
Attorney. Davidpeterson Wed, Apr 19, 2023 at 4:02 PM
To: mathewhbsme-gmail.com
Dear Mathew Hallstein,


We are still missing your payment, which you promised to send. If you will not send your payment then we will be forced to proceed legally against you and once it proceeds the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.

The legal charges will be Section 9 of Chapter 19©️ against your name and Social.

Note: This is your last and final chance to settle this case.



Do reply ASAP



Best Wishes,

Settlement Team.

Mat Sun, Apr 23, 2023 at 1:54 AM
To: "Attorney. Davidpeterson"
I have no idea what this is in reference too. Can you please be more specific when you email me threats.


Mathew Hallstein

Owner

Engineered Flooring

(904)526-8857

FB: -EngineeredFlooring1

[Quoted text hidden]
Team Collection Mon, Apr 24, 2023 at 9:07 AM
To: Mat
Hello,



Please be advised that these communications will now be recorded as evidence of your continued knowing, willful, and purposeful neglect of federal law. This matter will now be carefully monitored. Any attempt from this point will be considered a direct violation of the FDCPA, and RFDCPA, and the appropriate steps will be taken to impose sanctions against you.



This is in reference to your account with Advance Cash Express. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash Express. We have sent you this warning notification about legal proceedings but you failed to respond on time now it's high time if you failed to respond in the next 24 HOURS we will register this case in court.



You have apparently ignored our repeated requests for payment. Unless we receive your payment within the next 2 working days, we will be forced to refer this account to Court House. Avoid trouble, expense, and embarrassment by paying the overdue amount.


Three allegations are been charged:



1) Under Section 17 U.S.C 759 Violation of Federal Banking Regulation

2) Under Section 31 U.S.C 242 Collateral Check Frauds

3) Under Section 42 U.S.C 519 Thefts by Deception


Now, this means a few things to you. If you are under any state probation or payroll we need you to inform your superior or manager of what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed, by use of the internet. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.


In compliance with Section 1692(c) of the Fair Debt Collection Practices Act (FDCPA) and associated sectors of the Rosenthal FDCPA (RFDCPA), the hereby gives written NOTICE through this email, with regards to the collection of the debt which is still unpaid by you.

You are directed to comply with the automatic stay provisions of 11 U.S.C. Section 362 of the United States Violation Of Federal Banking Regulation. Any further ignorance of this NOTICE may cause serious damage to your Credit Rating.

We would appreciate it if you would provide your written reply within 24 hours of receipt of this request so the complaint can be resolved without further action.

M Hallstein Mon, Apr 24, 2023 at 12:21 PM
To: Team Collection
Sir,
I have not ignored anything. I have never received anything from you. Nor have I received a phone call, text message, or certified letter from you nor your office. Now, you have my full attention. Can you please confirm who you are by calling
me or sending me something tangible establishing who you are and your relationship to this matter.? Then we can move forward.

Thank you,
Mathew Hallstein.
Sent from my iPhone

On Apr 24, 2023, at 09:07, Team Collection wrote:


[Quoted text hidden]
Team Collection Tue, Apr 25, 2023 at 9:21 AM
To: M Hallstein
Hello,


Court proceedings will be issued within 4 hours if the account has not been settled. You will be prosecuted for the Following Allegations;



· Bank Fraud

· Violation of Federal Law of Debt and Banking

· Intentional Theft by Deception



There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.



Thank You for your quick response in this matter.

M Hallstein Sun, Apr 30, 2023 at 2:05 AM
To: Team Collection
Sir,
I have responded to your last two emails trying to determine what you are referencing, and all I have received from you is blatant threats and intimidation tactics. You say you want me to make a full settlement but I don't know what account you are referring to or even how much the settlement would be. I have asked you in the previous correspondence to please reach out through the telephone or a certified letter to verify and validate who you are and who you represent. Furthermore, I have done none of the things that you have accused me of in this email. It truly is regrettable that if you are a law office or collection agency, you are not willing to take the time to verify your identity. At this point, I am gonna to secure legal representation, both criminal and civil because if this turns out to be untrue I will be forced to find my own legal recourse against you and your firm for illegal and improper collection tactics.
If this is a legitimate collection attempt, I am happy to work with whatever company is collecting against me, but to this point you have provided zero information on who you work for. Once that's provided I would be happy to work with you.

Thank you,
Mathew Hallstein

[Quoted text hidden]

Settlement Department this is what my email says but they have been very ugly and when I ask for proof they threaten with lawyer and court

Another scam:

From: "Ace Express Cash Loan"
To: "Ace Express Cash Loan"
Sent: Wed, Jan 12, 2022 at 10:24 AM
Subject: URGENT ATTENTION_ DEBT NOTICE
LEGAL NOTICE

 

 LAWSUIT COURT CASE FILE NO : SK07:96988201/ SR-007

 

 CREDITOR: ACE CASH SERVICES

 

CUSTOMER ID: 9484512

 

PRINCIPAL   AMOUNT - $500.00

 

PENALTY &  INTEREST AMOUNT - $380.00

 

TOTAL  DUE  AMOUNT- $880.00

 

SETTLEMENT AMOUNT - $280.00 TODAY

This is in reference to account with ACS in Final Collections. According to our records your outstanding balance was $880.00 ,We are going to be legally prosecuted in the Court House within a couple of days. As we put your SSN into our National Checking Database System, we found that you have been never charged for fraud activity & that is the reason the Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an  Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $880.00  or else the lawsuit amount which is about $2150.WILL BE DOWNLOADED AGAINST YOU. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report

 

We  want to draw your attention towards the amount due from your side which is 880.00 and this is your final settlement amount $280.00 Under the current sad and scary situation of Pandemic due to New Covid-19 Virus, The U.S. Govt. is providing this offer to the citizens to get free of their loans.Once you will make the settlement payment we will update your credit report as a good customer and there is no bad remark on your credit report and also we will send you a settlement completion letter along with the receipt at your mailing address by tomorrow morning

 

Note : This notice is provided to you on behalf of ACE CASH SERVICES. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net ash loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500 , Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

 

 

We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.If we don't receive any response from your side today, your case file will be downloaded automatically against you. This is our last warning to you; kindly update us ASAP so that we can proceed. Do update us with your intention that you want to resolve this case or you want to dispute. If you don't take this matter seriously then we will have no options rather than filing a case against you for the lawsuit cost of $2150.00 in the courthouse. Kindly Cooperate with us so that we can close this case file outside the courthouse ASAP. Once this case file is downloaded we won't be able to help you out.

 

 NOTE - If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $880.00 to $280.00.00 One-time final SETTLEMENT AMOUNT today for next 24  hour, once you will make settlement amount we can send you settlement letter along with transaction ID stating that your account has been closed with zero balance for your record purpose.

 

 

NOTE : IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR COOPERATION WOULD BE REALLY APPRECIATED .

NOW I JUST WANT TO KNOW THAT DO YOU WANT TO RESOLVE THIS MATTER OUTSIDE THE COURT HOUSE OR NOT. REPLY BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER ON THE BASIS OF YOUR ANSWER.

 

UNITED STATES OF ATTORNEY & ATTORNEY GENERAL USA

COPYRIGHT ACS PRIVACY TERMS OF USE

 

THANK YOU FOR BEING OUR CUSTOMER.

 

Best Regards,

Andrew Carter

Sr. Investigation Officer (Department – Law & Enforcement)

ACE SETTLEMENT DEPARTMENT

"From: David Gimberg [mailto:atty.david.gimberg-outlook.com]
Sent: Tuesday, September 29, 2020 7:51 AM
To: attorney.jenniferdiaz.12-gmail.com
Subject: Warrant Activated-Case No:-#CRD-55248


(SEIZURE WARRANT ACTIVATION)

Attention: Debtor

DUE AMOUNT- $1250.25

LOAN COMPANY/LENDER – CASH ADVANCE AMERICA SERVICES

DOCKET NUMBER #CRD-55248



Note:- Today you have chance to stop warrant and settle this case outside of court.

Email us as soon as if you want to stop warrant:- mailto:attorney.jenniferdiaz.12-gmail.com



We have a settlement amount for you with easy weekly and one-time settlement amount options.



1. If you can make one-time payment of $600.00 (One-time case settlement) we can close your case file with this amount only with the same day payment.



2. If you are looking for weekly payment then you have to pay a total amount of $1250.25 with payment arrangement and you can pay $200.00 weekly till paid in full.



Kindly let us know what type of payment arrangement you are looking for at :- mailto:attorney.jenniferdiaz.12-gmail.com ..."

Here is another scam.

This the 2nd that I Received from the bogus scam, I have ask them to send me there contact number; FAILED! I ask them to show me the contract that I signed and what year. FAILED! Scam!

"Case Number -1:14-cv-08271 : Matthew F. Kennelly, Judge.

CASH ADVANCE INC

Through an IRS (Internal Revenue Service) your Social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold. Any child support, Disability, Unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.

In case if you are employed then, apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job.

This is the Collection Department ACE (Advance Cash Express)am using this medium to inform you that there is no more time left to waste because you have been given a mandate. As stated earlier to have the document endorsed, signed and stamped without failure and you must adhere to this directives to avoid you blaming yourself at last when we must have arrested and jailed you for life and all your properties will be seized and bank account will be confiscated too.

Three allegations are been charged as under:

1) Under Section 19 U.S.C 7859 Violation Of Federal Banking Regulation
2) Under Section 37U.S.C 2342 Collateral Cheque Fraud
3) Under Section 42U.S.C 5619 Theft By Deception

We would appreciate it if you would provide your written reply within 24 hours of receipt of this request so the complaint can be resolved without further action by the (AIPOFS) Annually Investigation Practices Of Federal System. Along with your reply, please include copies of all transactional documents relating to this that shows you are innocent if you think of denying this accusation.

I would like to personally offer you good faith adjustment if you agree the terms of the resolution so we can confirm with the Groups Of Attorneys that the resolution offered is acceptable and close the file. If you deny then I apologies but seek to issue arrest warrant against you in 24 hours you will be taken either from your work place or home under the custody of 72 hours after bail this matter will be fully revealed in courthouse after the default judgement you have to bear $5590.00 as court restitution fee, in case if you fail to pay court fee then as per the law your property and bank account will be seized and sealed respectively with the imprisonment of 7 years.

If we do not receive your payment within 5 days of issue of this latter , we are going to file this at your district courthouse, to know the courthouse kindly visit the court house with your Case File Number. You will be served with a notice to appear at your district courthouse in next 7 business days.

If necessary you have a right to obtain a lawyer for your protection. You are kindly asked to have an identity document with you. Personal appearance is compulsory. Please bring all documents and witnesses relating to this case with you to Court on your hearing date.

Case information and courthouse address will be sent to your mailing address in next three business days.

Note: If you do not attend the hearing the judge may hear the case in your absence.

To resolve this issue contact us during the working hours 09:00 AM to 05:00 PM EDT by reply back to this E-mail to get in touch with the representative."

Here is another scam.

Erica Wilson Erica.wilson99-outlook.com
attorney.jamie.stewar.llc-gmail.com

This is the email address I received this fake lawsuit email from.

collectionbydebt.recovery-gmail.com is being used by the scammers.

"From: ADVANCE CASH
Sent: Friday, October 25, 2019 3:01 PM
To: ADVANCE CASH
Subject: Notice to appear in Court # 9−23−78657

Notice of Appearance

Hereby you are notified that you have been scheduled to appear for your hearing that will take place in the court on October 31, 2019 at 11:40 am.

You are kindly asked to prepare and bring the documents relating to the case to court on the specified date. You will receive court papers at your doorsteps within 2 business days.

Note: The case may be heard by the judge in your absence if you do not come."

Here is another scam.

gabriel.advance.america-gmail.com is being used by the scammers

attorney.ace.paydayloan-gmail.com is being used by the scammers

david.hudson-ace-netusa.com is another email address used by the scammers.

robert.smith-ace-netusa.com is another email address being used by the scammers.

This is the one that I got:


"LAWSUIT COURT CASE FILE NO : CF-1995615

LAWSUIT COST - $3565.69 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES)
LAST DATE TO FILE LAWSUIT

LOAN INFORMATION
CASE FILE NO : CF-1995615
TOTAL AMOUNT - $864.86
CREDITOR: ACE CASH SERVICES
SETTLEMENT AMOUNT - $290.00

Name -

Your Docket no: 56845689, and CASE FILE NO : CF-1995615, Advance Cash Net Usa Services Company in order to notify you we were not able to get hold of your case file any more. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.. We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3565.79 We give you last chance to settle this account else we have to forward this case for legal department,If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $3589.27

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. And our company (Acs Inc) has authorized us to recover the full amount due to them as we put your SSN into our national checking database system, we found that you have been never charged for a fraud activity & that is the reason court has decided to give you a chance to take care of this issue outside the court without having a report on your credit history and ssn. , If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3565.79.

If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $864.86 to $290.00 One-time final SETTLEMENT AMOUNT for TODAY Once you will have full & final receipt once you will make the payment ACS collection department we can send you settlement letter along with transaction ID stating that your account has been closed with zero balance for your record purpose.

NOTE- We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

NOTE : The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.

We do hope that you will work out with this offer. Or, else we won't be able to help you out. You can avoid this by taking care of this now. Do revert back if you want to get rid of these legal consequences and want to make the settlement amount or else the case will be downloaded against you next week. And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

This email is to inform you that now you are directly contacted with accounts department of Ace and we are handling your case file so it is our request to you has to make the payment directly to accounts department.

We are talking about the creditor Ace Inc. ACS is the mother company which owns & operates more than 350 parental payday loan websites CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, PERSONAL CASH ADVANCE, RAPID CASH, CASH AMERICA PAYDAY ADVANCE, SONIC PAYDAY, SPEEDY CASH CHECK CASH LOAN, EGG LOANS, QUICK PAYDAY, PERSONAL CASH ADVANCE, ALLIED CASH, SUPER PAWN, CHECK INTO CASH, CHECK SMART, CASH AMERICA NET, CASH AMERICA etc. And you have used CASH NET USA get this loan approved. as a user of the products and/or services offered by a Cash Advance Related Company.

This is our final notification to you as we found you to be a genuine person as told you before. If once the case gets download in the court then it will add late payment fees, Documentation fees, and Penalty fees, Judge Fees and Attorney Charges and Court House. We have sent you this warning notification about legal proceedings but you failed to respond on time now it’s high time if you failed to respond in next 12 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORTAS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 12 hours of the date on this letter,

Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested to settle this case. Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this which is named and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $3565.79.

KINDLY LET US KNOW IF YOU ARE WILLING TO RESOLVE THIS CASE SO THAT WE CAN OFFER YOU THE SETTLEMENT AMOUNT AND IF NOT THAN WE HAVE TO DOWNLOAD THIS CASE FORCEFULLY AGAINST YOU INTO THE COURT HOUSE AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL

REPLY EMAIL BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER ON THE BASIS OF YOUR ANSWER.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL or CALL US AT DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM PST

NITED STATES OF ATTORNEY & ATTORNEY GENERAL USA

COPYRIGHT © 2006 ACS PRIVACY TERMS OF USE

THANK YOU FOR BEING OUR CUSTOMER.

David Walker
SR. Legal Advisor
Phone - 18455895141
Email – attorney-acsincorporation.net
Ace Case Services
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521."

Here is another scam:

"From: "Richard.Sheriff.Dept"
Date: May 13, 2019 at 9:26:41 AM PDT
Subject: Re: Re; File is being transferred over to Attorney- Final Notice Reply

Alright, you can pay this debt by payment arrangements. Kindly read and select one of the following arrangements;

1) One Time Settlement: If you pay just 310.00 instead of 452.00 on May 17th 2019, Case File will be closed.
2) Two Months Settlement: First Payment of 226.00 on May 20th 2019 and rest 226.00 on June 20th 2019.
3) Three Months Settlement: First payment of 150.00 on May 17th 2019, Second 150.00 on June 17th 2019 and last one 150.00 on July 17th 2018. Case File will be closed after last payment.
4) Biweekly Settlement: First Payment 125.00 Biweekly starting from May 17th 2019 till paid off. Case File will be closed after paid in full.
5) Weekly Settlement: First Payment 100.00 weekly starting from May 17th 2019 till paid off. Case File will be closed after paid in full (400.00).
=> Or, if you pay just 226.00 instead of 452.00 today, we will close this case file with this amount only.

Note- If you have any problem with the payment date, you can adjust the date.

Kindly choose one of the above payment arrangements and update us so that we can proceed further.

Thank You."

They are using this email address: ace.cash.america.payday-gmail.com

Received this scam:

"This email is in reference to notify you that Anna castro has been blacklisted; your social security number ending with # and banking accounts are under investigation thru major credit bureau TRANSUNION. you would be receiving the court papers at your mailing address as you failed to make the payment as per the agreement.

One copy of your court papers will be forwarded to the correspondence references which were used by you when you committed the loan.

1. EMPLOYER:

2. BANK:

NOTE: Kindly present all of your documents into local county court (Muncipal Court) on the court date which will be delivered to you within seven business days once we dispute this matter into the court house on NOVEMBER 12TH 2018

COURT HOUSE: Muncipal Court (200 James Robertson Pkwy Nashville, TN, United States).

ATTORNEY: DAVID COOPER

ACE CASH SERVICES.

DATE: NOVEMBER 2ND 2018 ."

Here is another scam:

"Date: Tue, Oct 30, 2018 at 12:07 PM
From: Roosevelt Brisby roosevelt.brisby-fastcashloans.services

Dear Customer,

Reference/ Account Number: AA-1755847
Name of Company: Advance America


Court action will be the consequence of your ignori ng this letter.

We would like to inform you that we are sending this e-mail as a notification regarding your account with Advance America. This account has been referred our office for legal actions.

The company tried everything to contact you, through the mail and phone calls but failed to get any response from your side.

If full payment is not received by November 2, 2018 court action will be taken against you. If you allow this to happen you will incur court costs and you may forfeit your credit status because your name will be recorded by the major credit bureaus. This may hamper your credit rating.

You are also being charged debt recovery costs and statutory interest of 10% above the reference rate (fixed for the six month period within which date the invoices became overdue) pursuant to the late payment legislation.

To stop this from happening please pay in full now or contact us to put forward your proposals.

Thank you.

Manager
Advance America"

They are using this email address: advancecash.debtrecovery-gmail.com

so this is a scam I have the same email that's been sent

I got this scam today in my email:

"Case File No: ACE-658420

Balance Amount: $970.85

Creditor: Payday Loan Services

Case File Transferred to ACE: - September 2018

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION


If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $970.85 to settle this case.

Yours sincerely
Collections & Legal Department
ACS INC



ACS Inc © 2018 Terms of Use Careers Complaints Privacy Policy"

Here is another scam:

"On Mon, Oct 1, 2018 at 1:31 PM, Ace Incorporation
wrote:
LOAN DUE

CASE FILE #: ACS302/97A/2786

It’s for the last time we are asking you we haven’t heard back from your side till yet. This is to inform you that you have blacklisted in our records. If you will not resolve this matter as soon as possible, we will take legal action against your name then you won’t be applicable to get it resolved.

If you believe you are unable to afford the payment options we have offered, contact us right away by email and we will do our best to accommodate an amount you can commit to.

Looking for your quick response.

Thank you

Ace Cash Services"

"LOAN INFORMATION
CASE FILE NO : CF-1995615
TOTAL AMOUNT - $864.86
CREDITOR: ACE CASH SERVICES
SETTLEMENT AMOUNT - $290.00"

I just received this today from ACE CASH SERVICES. Don't pay them anything. This is a SCAM.

Received via email:

"These people email me every few months. Tired of getting threatened by dishonest people trying to steal from people. Thank you.

---------- Forwarded message ---------
From: Sam Smith
Date: Wed, Sep 5, 2018, 12:13 PM
Subject: Legal Notice: Loan Collections; CASE FILE : SM/ACS/2018/9005

Legal Notice: Loan Collections
CASE FILE : SM/ACS/2018/9005
DUE AMOUNT: $946.64..."

They are using this email: acecash.expressadvance.usa-gmail.com

Received this:

"LAWSUIT COURT CASE FILE NO : CF-19953451234
LAWSUIT COST - $3565.69 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES)
LAST DATE TO FILE LAWSUIT 
 
LOAN INFORMATION
CASE FILE NO : CF-1995615
TOTAL AMOUNT  - $864.86
CREDITOR: ACE CASH SERVICES
SETTLEMENT AMOUNT - $290.00
 
NAME - XXXXXXXXXX
   
Your Docket no: 56845689, and  CASE FILE NO : CF-1995615, Advance Cash Net Usa Services Company in order to notify you we were not able to get hold of your case file any more. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.. We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3565.79 We give you last chance to settle this account else we have to forward this case for legal department,If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $3589.27
 
...

We are talking about the creditor Ace Inc. ACS is the mother company which owns & operates more than 350 parental payday loan websites CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, PERSONAL CASH ADVANCE, RAPID CASH, CASH AMERICA PAYDAY ADVANCE, SONIC PAYDAY, SPEEDY CASH CHECK CASH LOAN, EGG LOANS, QUICK PAYDAY, PERSONAL CASH ADVANCE, ALLIED CASH, SUPER PAWN, CHECK INTO CASH, CHECK SMART, CASH AMERICA NET, CASH AMERICA etc. And you have used CASH NET USA get this loan approved. as a user of the products and/or services offered by a Cash Advance Related Company.
 
...
 
 
UNITED STATES OF ATTORNEY & ATTORNEY GENERAL USA
COPYRIGHT © 2006 ACS PRIVACY TERMS OF USE
 
THANK YOU FOR BEING OUR CUSTOMER.
 
Tim Ballard
SR. Legal Advisor
Phone - 18455895141
Email –  tim.ballard-acenetusa.com
Ace Case Services."

I got the same email today (8/26/18) with the same name and phone number but a different email (attorney-acsincorporation.net)

Here is another scam:

"From: ADVANCE CASH
Date: August 4, 2018 at 11:10:40 AM EDT
Subject: Re: Legal Notice/Case file-Usa2589933ae

Daija Joyner,

We have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to make the payment.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

NOTE: YOU CAN EMAIL US IN ORDER TO MAKE THE PAYMENT SO THAT WE CAN HOLD THIS CASE AND IF NOT THEN WE WILL PROCEED FURTHER ACCORDINGLY.

Best Wishes
James Wood
Settlement Department."

Received a threatening email from advance cash services, debt collection threatening garnishment of my wages and jail time. I've never had a loan of any type in my life and the idiotic phrasing and poor sentence structure really give it away.

Hello!

I too, was sent an email from this "company". I replied with the message " I pray your ATTY writes better than you".

I get several of these a week all pretty much the same garbage. I save them and forward them on to my states attorney general and the Better business bureau. These companies can themselves be sued under the FDCPA for harassment and illegal activities.

Here is another scam:

-------- Original message --------
From: Ace incorp
Date: 6/23/18 10:55 AM (GMT-08:00)
Subject: Subject: case file #02/9908 (Unpaid Debt)

FINAL NOTIFICATION

DEAR DEBTOR,

COURT HOUSE

CUSTOMER ID: 9784512

CASE FILE #: ACS - 927864

LOAN INFORMATION

PAST DUE AMOUNT - $978.65

SETTLEMENT AMOUNT-$400.00(ONE TIME)

CREDITOR - ACE CASH SERVICES

We know that you read the email we sent

But don’t know why you don’t give us any reply to the email sent by us,

We know that many types of scams are happening today.

But if you do not return us How will we help you?If you are unable to pay

This loan, you can tell us so that we can help you because

If you continue to ignore us like this, you may have to face the consequences

Of this, so we urge you to Please return the borrowed amount back to us

And if you have any problems please contact us so that we can give you

A batter settlement amount. so kindly co-operate with us

Talking about ACS (Advance cash services), the mother company which owns and operates more than 350 websites. All child company like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Cash America, Payday Max, 2-minute payday loans, Payday cash, Payday perfect etc. owns and operated under it. You went online from one of this website and applied for an online Payday loan.


We have tried several times to work with you but as you are not co-operating with us than unfortunately we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to make the payment. we will download the case against you and thereafter we will send you the court paper at your door step as well as at your employer .We would be looking for your positive response if you want to avoid legal consequences and if not than you can very well dispute this case into the court..Because we already give you the last warning. We would like to you this case will be downloaded against spend your worst days in the jail.


We are also going to get in touch with your employer regarding this fraud which you had done with our company. Very soon you will be receiving the court papers at your employer place as well as at your residence. We tried our best in past to help you in order to resolve this case, but it is your choice to ignore the communication.

This is the last chance to go ahead and volunteer to take care of your debt, and save your credit report from ruining. If we got a proper response from you before the end of the day today we will hold your account. Hope you got our point clearly.

IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US. ASAP.


NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

UNITED STATES ATTORNEY

Copyright © 2015 ACS Privacy Terms of use

Ace Cash Services

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above

The information and any attachments contained in this message is confidential and intended only for the named recipient's use. If you have received this message from Eckerd in error, you are prohibited from copying, distributing or using the information. Please contact the sender immediately by return email and delete the original message. Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing.


ACE Cash Express, Inc.
1 (631)629-1843
Monday - Friday: 7:00 a.m. to 9:00 p.m. Central Standard Time
Saturday: 8:00 a.m. to 7:00 p.m. Central Standard Time
Sunday: 10:30 a.m. to 7:00 p.m. Central Stand

Sincerely,

Martin Cooper
Ace cash Express Support​​

Here is another scam:

---------- Forwarded message ---------
From: Ace Incorporation
Date: Mon, Jun 4, 2018, 12:07 PM
Subject: Notice of Legal Proceedings against fraud activity
To: Ace Incorporation

COLLECTIONS & LEGAL DEPARTMENT ACE/USA
PAST DUE AMOUNT- $980.76
CASE FILE NO:- ACE 534219065

CREDITOR - ACE (ADVANCE CASH SERVICES)

Dear Debtor,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACE has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3200.60 against you, we request you to kindly pay the Court Restitution Amount which is $980.76. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.


As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

The principle amount was $300.00 and now with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $980.76.

Note- If we don't receive any response from your side within 48 hours, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3200.60.

We don't appreciate your negligence on this account and if you do not want to make resolution on this account with us regards your case file then we do apologies.

Should further action be taken, We will file suit against you for defamation of credit; relief under the FDCPA, breach of signed agreement and request payment of our attorney fees and costs and statutory penalties.

Your prior correspondence, emails, etc. were not in compliance with the FDCPA. As you know, FDCPA permits statutory penalties consisting of $800.15 per violation;

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) DEFAMATION OF CHARACTER

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

We wholly contest this debt and request a full accounting of the debt along with court resolution fee of $3200.60 after the judgment in the courthouse which is totally impose upon you.

NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THROUGH MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS, THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

We have settlement amount for you;

1. If you can make one time payment of $450.00 then we can close your case file with this amount only.

2. If you are looking for bi-weekly payment then you have to pay total amount of $500.00 with payment arrangement and you can pay $100.00 bi-weekly till paid in full.

3. If you are looking for monthly payment then you have to pay total amount of $600.00 with payment arrangement and you can pay $150.00 monthly till paid in full.

Kindly let us know what type of payment arrangement you are looking for.

Do provide us with the date on which you can pay so that we can update your account.

Do update us with your intention that you want to resolve this case or you want to dispute.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Regards,
ACE Legal Group of Attorneys.

ACE Inc © 2018 Terms of Use Careers Complaints Privacy Policy

I received an email today with exactly the same, not worded the same, but the same principle. I'm sending it to you for investigation, I know that I don't owe Ace any money. Thank You for the heads up!

I received one today. I reported it to a federal agency for them to investigate. What was suspicious was they would not give details about the loan when, where, how and why. I asked them if it was a student loan and they did not answer. I was told they picked people looking for loans at some time. Some people lost money on this scams. I was lucky I was broke and suspicious.grr

Has anyone received this notice? I don't know what to think/do about it. Help!


"Federalcollection.legal-gmail.com
Re-Case File No: HM-147(C); Subject-Lawsuit
Case File- HM-147(C)
Due Amount- $1000.00
Case File Transferred to Cash Advance- April 20th, 2018

Settlement Amount- $500.00

Dear Debtor,

This is in reference to your Account Number PU-146(M) with Advance Cash Express in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.

Your account with Cash Advance is in Final Collections. According to our records, your outstanding balance was $1000.00.

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance that if you just make a payment of $500.00 by today then we will close this account as paid in full with zero balance.

We do hope that you will work out with this offer.

Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within the next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:

Do reply us right now and provide us the date on which you can make the payment.

If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $1000.00.

Thanks for being our customer,

Best Wishes,
Settlement Department"

It is a scam, just delete it.

I received this e-mail today:

"COUNTY CRIMINAL COURT

LEGAL CASE FILE#
KWP-086/950/2018
LEGAL FILE COST#

$8056.36 (including all taxes)

BALANCE DUE- $498.80

PAYABLE LAST DATE#

04/20/2018

This is to inform you last time that this matter has now reached a critical point and we require your immediate response. You are receiving our final notice and we need your response immediately because if you ignore once more, immediate legal actions will take place. It is a legal requirement to send a notice of intended litigation before legal proceeding in the Criminal Courthouse is issued. Kindly note that the Local Sheriff Department will be involved in this matter if we do not receive your response on time.

Note- This action carries a maximum sentence of 2 years of prison and a fine up to $9500.00.

We trust that you will now give this matter appropriate attention and attend to payment on time so that no further action will be necessary on our part to recover payment. If you are unable to attend to payment today please respond to the notice so that alternate arrangements for paying and securing the debt might be considered.

We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action. Please Email us immediately to avoid further action. Otherwise, payment options are set out overleaf or email us right now to pay or agree to a payment plan with us.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact us through email before the end of last date.

Thank you for your assistance in this matter

Best Wishes,

James E. Gibbs
Legal Department"

Is this a scam that you are familiar with?

I have been sending these types of e-mail to the Attorney General Office. Please thank you in advance for any answers given.

I sent notice of one to federal agency can't remember the name they will investigate. This morning I got one then realized it was a scam. I looked up the company online and saw the notice about scams. Grr

It is a scam.

I have received this same e-mail this afternoon, and I have received this same e-mail numerous times:

"CashExpress USA Unsubscribe
1:57 PM (6 hours ago)
to me

LAWSUIT COST - $3565.69 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES)LAST DATE TO FILE LAWSUIT

LOAN INFORMATION
CASE FILE NO : DS0912WDC
TOTAL AMOUNT - $864.86
CREDITOR: ACE CASH SERVICES

Hello,

Your Docket no: 56845689, and CASE FILE NO : DS0912WDC, Advance Cash Net Usa Services Company in order to notify you we were not able to get hold of your case file any more. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you..

We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3565.79 We give you last chance to settle this account else we have to forward this case for legal department,If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $3589.27

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. And our company (Acs Inc) has authorized us to recover the full amount due to them as we put your SSN into our national checking database system, we found that you have been never charged for a fraud activity & that is the reason court has decided to give you a chance to take care of this issue outside the court without having a report on your credit history and ssn.

If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3565.79.

NOTE- We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.
NOTE : The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.
...

REPLY EMAIL BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER ON THE BASIS OF YOUR ANSWER
EMAIL US DIRECTLY: mjw35650-gmail.com

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM PST

Best Regards,
Mary J. Wilson (sr. investigation attorney officer collections department)
Ace Case Services."

Received - 6:30am PST, 04/16/2018, from: AceCashExpress
noreply-qemailserver.com

I don't even have credit cards. Why would I ever use a loan service, especially one with a 1.4 score out of 5? Improper grammar and punctuation was a big giveaway, anyways. Scam.

"ACE Cash Express
Financial Service Company
CASE FILE NO : DS0912WDC

Dear Customer,

Your Docket no: 56845689, and CASE FILE NO : DS0912WDC, Ace Cash Express, USA
This is to notify you we were not able to get hold of your case file any more. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you. We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3,565.79 We give you last chance to settle this account else we have to forward this case for legal department,If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $3,565.79

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3,565.79 against you, we request you to kindly pay the Court Restitution Amount which is $250.45. If you settle this matter today, you account will be marked as fully paid.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 24 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints Are as follows:

-You accepted to return the funds from this aforementioned pending loan.

-And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, Advance Cash Corp. is seeking either of the following remedies:-

-All funds to be returned as per terms of initial contract.

If you are ready to settle this outside the court, you are to pay the court restitution which is $250.45 You can also make the payment arrangement on you total payoff balance until it is paid in full.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Email us directly: ace.srvs-gmail.com

Regards
Mary J. Wilson.
Sr. Investigation Officer (Department-Law and Enforcement), ACE Incorporation

ACE Cash Express, Inc.
We are talking about the creditor Ace Inc. ACS is the mother company which owns & operates more than 350 parental payday loan websites CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, PERSONAL CASH ADVANCE, RAPID CASH, CASH AMERICA PAYDAY ADVANCE, SONIC PAYDAY, SPEEDY CASH CHECK CASH LOAN, EGG LOANS, QUICK PAYDAY, PERSONAL CASH ADVANCE, ALLIED CASH, SUPER PAWN, CHECK INTO CASH, CHECK SMART, CASH AMERICA NET, CASH AMERICA etc. And you have used CASH NET USA get this loan approved. as a user of the products and/or services offered by a Cash Advance Related Company.

Here is another scam:

"From: ACE INCORPORATION [mailto:ace.credit.bureau.us-gmail.com]
Sent: Wednesday, April 11, 2018 10:29 AM
Subject: Lawsuit Police Case File #: PM148754

Settlement Amount For Today- $490.00

Hereby we inform that you are obliged to come as a defendant to District Court of Appeals on April 13th, 2018, at 11:00 a.m. for the hearing of your case of defaulting on a LOAN,

Last Date to File Lawsuit- April 20th, 2018.
Cost of the Lawsuit-$3590.00
Legal Charges-Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection(FC/SC)

This is to notify you and requires your immediate attention.

We have received this case file from Major Credit Bureau regarding Payday Loan. There is pending loan amount showing in your name and SSN. The initial loan amount which you took it goes up to $850.00(Due to late fine fees and rate of interest).

If necessary you have a right to obtain a lawyer for your protection. You are kindly asked to have an identity document with you. Personal appearance is compulsory. Please bring all documents and witnesses relating to this case with you to Court on your hearing date.

Case information and courthouse address will be sent to your mailing address in next 24 hours.

Note: If you do not attend the hearing the judge may hear the case in your absence.
Why am I receiving this notice?

The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On February 23rd, 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $850.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

Please reach out to us immediately if you would like to set up a repayment plan."

I received this email today. I have no loans. I emailed back because this doesn't concern me. Who are these scammers?

"Due to: Ace Cash
Case No:- SJ60216N
Balance Amount: 990.00

Dear Debtor,

We have recently sent you a number of letters to remind you that the balance of $990.00 was overdue. We ask again that if you have any queries or are not able to make full payment immediately, please contact us.

If neither of the above applies to your situation please organize for the settlement of the remaining balance immediately.

We do not want to endanger your credit rating or destroy the good relationship that we have maintained in the past. Therefore, would you please take care of this obligation immediately so that we will not have to file an unfavorable report with the credit bureau or resort to the use of a collection agency or an attorney.

Payment of your account has now well exceeded our normal credit facility and we are not in the position to be able to allow this matter to continue unresolved indefinitely.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER, THEN CONTACT US IMMEDIATELY THRU E-MAIL (From Monday to Friday 09:30 AM to 05:00 PM)

Yours sincerely,

Head of the Investigation department"

Here is another scam:

"From: ACE Settlement
Date: February 16, 2018 at 12:21:04 PM EST
Subject: Reference:-Customer ID:85879206, Case File MP-22458 Lawsuit

Attention

CASE FILE NUMBER: MP-22458

This Legal Proceedings issued on your Docket Number MP-22458 with one of Cash Advance Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance USA has decided to mark this case as a flat refusal and press legal charges against you.

Amount Outstanding $ 937.65

This is Paul Alexander from Legal Department of Advance Cash Services (ACE) .This e-mail is to notify you that under IC3 (Internet Crime Complaint Center) we have Registered Case against you. We tried to contact you several times but it seems apparent that you have chosen to ignore all our efforts.

We have sent you this warning notification about proceeding on January 04, 2018 but you failed to respond on time now it's high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

Through IRS (Internal Revenue Service) your Social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold.

Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we won’t be able to help you out of court. Our client is least interested in getting the money at this point as they want to just go ahead and start taking legal actions however we wanted to contact you and give you last chance to resolve this case out of court.

If you want to take care of this out of court then contact us with payment within 48 hours and we will release the Clearance Certificate from the court.

Our intention is not to threat you, it is only an effort from our-side to settle this case outside the court.

IF YOU WANT TO RESOLVE THIS MATTER; DO REVERT US ASAP.

ACE LEGAL GROUP
ACE Cash Services

Phone (347)-584-4584"

I just got this one:

"Cash America

This is the Legal Proceedings issued on you Docket #: 3616 with one of ACE (Advance Cash Services). Company in order to notify you because we were not able to get hold of your case file so the accounts department of Cash Advance has decided to mark this case as a fault refusal and press legal charges against your name and SSN.

Case File #: ACE USA-578923006

Balance Due: $980.76

Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 48 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you. If you want to stop it now you must take immediate action.

We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $3200.60 and will be totally levied upon you and that would be excluding your attorney charges.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Kindly let us know your clear intention by Today onwards so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

Note: This notice is provided to you on behalf of Cash Advance Incorporation and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, Fast Cash, Cash Net USA, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.

We have settlement amount for you;

1. If you can make one time payment of $450.00 then we can close your case file with this amount only.

2. If you are looking for bi-weekly payment then you have to pay total amount of $500.00 with payment arrangement and you can pay $100.00 bi-weekly till paid in full.

3. If you are looking for monthly payment then you have to pay total amount of $600.00 with payment arrangement and you can pay $150.00 monthly till paid in full.

Kindly let us know what type of payment arrangement you are looking for.

Do provide us with the date on which you can pay so that we can update your account.

Do update us with your intention that you want to resolve this case or you want to dispute.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement Today or we would be proceeding legally against you.

ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Regards,
ACE Legal Group of Attorneys.

ACE Inc © 2018 Terms of Use Careers Complaints Privacy Policy

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation."

How is it possible that I got this same one with the same case file number? Is this fraud?

Yes, it is fraudulent or a scam.

Here is the version I just received:

"United States District Court
Creditor Name: Cash Net Us Group
Case File Number: BT-8163578BC
Case Format- Fair Debt Collection(FC/SC)

DUE AMOUNT-$1486.25

Legal Charges-Section 19(A), Clause 21(US)."

Another fraudulent attempt, this time different e-mail:

-- -- -- -- --
From: ACA Loan [mailto:aca.loan.recovery-gmail.com]
Sent: Wednesday, February 14, 2018 10:28 AM
To: ACA Loan
Subject: FINAL NOTICE

Case File #: ACE/18-MSD14120693/B02

Subject: Loan/Debt Recovery

Balance Amount: $963.86

Dear Debtor,

We are going to file a lawsuit in next 72 hours at United States District Court 333 W Broadway #420, San Diego, CA 92101 against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3203.86.

Do update us with your intention that you want to resolve this case or you want to dispute.

If you want to resolve this matter then we have settlement amount for you;

1. If you can pay the amount which is $498.00 by today then we can close your file with this amount only.

2. If you are looking for weekly payment then you have to pay total amount of $720.00 with payment arrangement and you can pay $180.00 weekly till paid in full.

3. If you are looking for bi-weekly payment then you have to pay total amount of $964.00 with payment arrangement and you can pay $241.00 bi-weekly till paid in full.

Kindly let us know what type of payment arrangement you are looking for so that we can send you a Settlement Agreement which you need to fill, sign and send us back for freeze down your case file. Once the full and final payment is received a Payment Receipt will be sent to you stating that your outstanding debt is paid in full and we will update all the credit bureau.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY ON THIS EMAIL.

Yours Sincerely,
Nil Smith
Sr. Investigation Officer.
Collections & Legal Department
(ACE Cash Express)

ACE Cash Express LEGAL-2018 Privacy Career Terms of use