"Bank of America Unusual Activity on Your Account" Phishing Scams

Bank of America customers, be aware of phishing emails that claim some unusual activities have been detected your accounts. The phishing emails like the one below are being sent to potential victims by cybercriminals, and are being used to steal Bank of America customers' username, password, personal and financial information. This is done by attempting to frighten and trick potential victims into clicking on a link in the same emails that goes to a phishing website that steals personal information and online account credentials.

Bank of America Unusual Activity on Your Account Phishing Scams

A Sample of the "Bank of America Unusual Activity on Your Account" Phishing Scam

From: "Bank of America" <ambrown@mail.johnstoncc.edu>

Date: December 19, 2017 at 11:31:43 AM CST

Subject: Security Alert: Unusual Activity On Your Card

Bank of America®

Security Alert

Unusual credit card activity detected

We're letting you know that we've detected some unusual activity on your Bank of America card on 12/19/2017. For your security, please verify the following transaction(s) so that you can continue to use your card.

Do you recognize these transaction(s)?

Approved transaction at Amazon UK Retail for $100.32 on 12/19/2017

Yes,I recognize all of these

YES will make your card immediately ready to use again.

NO, I do not recognize one or more of these

NO will allow you to complete the verification process and file a fraud claim in Online or Mobile Banking.

Please respond to this message or we may need to place certain limitations on your card to protect your account.

If you have already contacted us, please disregard this notice.

Bank of America customers should always go directly to Bank of America's website at https://www.bankofamerica.com/ and sign into their accounts from there, instead of clicking on a link in an email message. And, Bank of America (BOA) customers who have been tricked by the scam should immediately attempt to change their BOA account passwords and contact Bank of America for help.

Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Note: Some of the information in samples on this website may have been impersonated or spoofed.

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Comments, Questions, Answers, or Reviews

Comments (Total: 7)

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April 1, 2020 at 12:54 PM by
"Bank of America Unusual Activity on Your Account" Phishing Scams
an anonymous user from: Quincy, Massachusetts, United States

it is a certified check at over 1 million dollars dated 9/26/2017 made out to Cody Cody &m ccarthy a trust company of Quincy ma. any help would be great


April 1, 2020 at 12:51 PM by
"Bank of America Unusual Activity on Your Account" Phishing Scams
an anonymous user from: Quincy, Massachusetts, United States

I am attempting to find a certified check dated 9/26/2017 made out to Cody, Cody& Mccarthy of Quincy ma.


September 2, 2019 at 7:31 PM by
"Bank of America Unusual Activity on Your Account" Phishing Scams
an anonymous user from: Randolph, New Jersey, United States

"irregular activity

From: Bank Of Ameirca <wittersheimt@charter.net>


Sent: Sat, Aug 31, 2019 12:03 PM"

Received this email on August 31 2019 at 12:03 PM it recommended a visit to irregular activity (in blue for a link) - notice misspelling of bank name.


March 28, 2018 at 2:59 PM by
"Bank of America Unusual Activity on Your Account" Phishing Scams

Here is another scam:

- Forwarded Message -

From: Bank of America <casey@cmdavissales.com>

Sent: ‎Thursday‎, ‎March‎ ‎8‎, ‎2018‎ ‎11‎:‎19‎:‎50‎ ‎AM‎ ‎EST

Subject: Bank of America: Account Verification Alert

Dear Customer:

Bank of America have detected irregular activity on your account on March 08, 2018.

Your Bank of America details has been entered incorrectly severally and, for the protection of your account, we have suspended access to your account until we confirm your identity.

If you choose to ignore our request, you will leave us no choice but to permanently

deactivate your Bank of America Online Banking access.

Please kindly click on the link below to complete the update process.

This instruction has been sent to all Bank of America customers and is obligatory to follow.

Thanks for helping us serve you.

Sincerely, Your

© 2018 Bank of America Corporation. All rights reserved.


March 28, 2018 at 10:47 AM by
"Bank of America Unusual Activity on Your Account" Phishing Scams

Here is another scam:

"Date: Tuesday, March 27, 2018 10:34 AM

Subject: Bank Of America

From: <ricksona@cardiff.ac.uk>

Bank of America – Irregular Account Activity

We detected irregular activity on your Bank of America online on 03/27/2018 For your protection, We are sorry to inform you that your online account has been temporarily locked after too many unsuccessful login attempts was made.

Unfortunately, if we do not hear from you, certain limitations may be placed on your account.

To strengthen the security measures protecting your account, we have added additional security. We will review and verify the activity on your account with you and take necessary steps to protect your account from fraud.

Please click on your email below and follow the Instruction to your account restore access.


All Transactions are backed by our Online Banking Security Guarantee

Bank of America, N.A, Member FDIC.

© 2016 Bank of America Corporation. All rights reserved."


March 15, 2018 at 11:06 AM by
"Bank of America Unusual Activity on Your Account" Phishing Scams

Here is another scam:

"From: Bank of America <bankofamercasev@comcast.net>

Sent: Thursday, March 15, 2018 8:56 AM

Subject: Unusual Activity Detected

Security Alert

Dear Customer,

At Bank of America, your satisfaction is our number one priority, We have detected an irregular activity on your account and we are placing a hold on your account for your protection. Click Account Verification Now and follow the instructions to unlock your account.

We are here to assist you anytime. Your account security is our priority. Thanks you for choosing Bank of America.


BOA Fraud Department

© 2018 Bank of America Corporation. All rights reserved."


December 23, 2017 at 8:13 AM by
"Bank of America Unusual Activity on Your Account" Phishing Scams

Here is another scam:

- Forwarded Message -

Subject: Activity Alert: Unusual activities in your account detected

Date: Thu, 21 Dec 2017 07:44:40 -0500

From: Bank of America <bankofamericaalerts@ealerts.com>

Bank of America®

Security Alert: Unusual activities in your account(s) detected

Dear Valued Customer:

We're letting you know that we detected some unusual activity in your account on 12/21/2017. For your security, please protect your account from unauthorized transaction(s) by clicking "NO, I don't recognize" so that we can protect your account.



Do you recognize all of these transaction(s)?

Declined transaction at BEST BUY for $332.50 on 12/21/2017

Declined transaction at APPLE for $223.50 on 12/21/2017

NO, I don't recognize one or more of these

NO will require you to complete the verification process to help protect your account.

Once you've completed the update, we will take all necessary steps to ensure the security of your account.

If you have already contacted us, please disregard this notice.


Write Your Comment, Question, Answer, or Review


Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

"Bank of America Unusual Activity on Your Account" Phishing Scams