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Beware of "Advance America Debt Collection Lawsuit" Scams

2018-01-13T01:57:26 -  +
Beware of "Advance America Debt Collection Lawsuit" Scams

The so-called "Advance America" email below, which claims the recipients' accounts remain past due because their so-called payments have not been received, is a scam. Therefore, recipients of the same email messages are asked to delete them and should not follow the instructions in them. The fraudulent emails are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

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Sample of an "Advance America Debt Collection Lawsuit" Scam

From: Kimberly Perry <kimberly.perry@instantcashforu.net>

Sent: Tuesday, January 9, 2018 8:13:42 AM

Subject: Loan Account CSU-5309221 Red Stamped

January 9,2018

Invoice Number: CSU-5309221

Amount Due: $986.45

Legal Process Begins: January 12th 2018

Dear Customer,

As of this date, your payment has not been received, and thus your account remains past due.

Unless you promptly cure the default on this account, it will be forwarded to our legal department.

We urge you to make immediate payment of the above past due amount.

To avoid the collections process, please ensure that we receive payment before the “Legal Process Begins” date printed above. Contact us if you need a settlement or payment arrangement.

Please be advised that nothing in this letter is intended to waive any rights or remedies available to us under your contract, at law or in equity, all of which are expressly reserved.

Thank you for your attention to this matter.

Manager

Advance America

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Comments, Questions and Reviews
(Total: 10)

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  • Posted: Nov 1, 2018 at 2:18 PM by info

    Here is another scam:

    -------- Original Message --------
    Subject: CASE FILE#: C-203991
    From: Rafael Villegas
    Sent: Thursday, November 1, 2018, 12:48 PM

    This is the final notification from our side.

    If payment is not received within 48 hours then the case will be downloaded against your name and social on Tuesday, November 6th, 2018.

    The legal charges are under Section 9 and chapter 19.

    Once the case gets downloaded you will receive the court summon at your doorstep.

    For settlement, payment arrangement or any other queries feel free to contact us.


    Thank You.


    Manager
    Legal Department
    Advance America

    delete


  • Posted: Oct 26, 2018 at 2:11 PM by an anonymous user from or near: Rochester, New York, United States

    I get these all the time, I got the one below this morning. They go into my Junk Folder. I wish there was a way to stop this, but alas, here it is. I always hope no one falls for this, because they can be quite threatening and persistent.

    "Dear Customer,

    We still have no response from our emails nor from the letters that we sent you.

    Your entire account is now seriously past due: It is obvious that our efforts to clear the account on a mutually agreeable basis have had no impact. Unless we receive payment from you within seven days, or can work out a mutually agreeable arrangement/Onetime Settlement to discharge this obligation, we will have to report the matter to the credit bureau.

    Subsequently, the account will be turned over to our attorneys for further action. Since this is a costly procedure for both of us, and will cause serious damage to your credit rating, We would suggest that you get in touch with us immediately so that we can clear the matter at once without resorting to such procedures.

    Very truly yours,

    Manager

    Collections Department

    Advance America."

    delete


  • Posted: Oct 12, 2018 at 2:17 AM by an anonymous user from or near: Scranton, Pennsylvania, United States

    Hi, I recently had this email sent to me and it went to my spam emails. I didn't find it until today and want to know if it is legit. I had some loans with Advance America years ago, but I thought that they were all settled. Thank You for your help!

    "Commencement of Legal Action
    Lavonte Whitehall
    Sep 13 at 11:41 AM

    Dear Customer,

    We tried to contact you several times in regards to your unpaid loan account with "Advance America" but till now we have not received any response from your side.

    As of now the only option left with us is to take legal action against you.

    A legal action may hamper you in following ways:

    Your Employer will be contacted as you mentioned their information while taking the loan. It was mentioned in the loan agreement that the Company has full rights to contact your Employer in case of non-payment of loan.

    Your wages can be garnished.

    The references provided by you will be contacted and they might have to appear in the Court House as their names were mentioned in the loan application too. It was mentioned in the loan agreement that the Company has full rights to contact the references in case of non-payment of loan.

    Social Security Administration will be notified regarding this fraudulent activity which might result in blocking of your socials.

    Your Bank accounts/credit cards will be frozen.

    Major Credit reporting agencies will be notified regarding this loan account which may ruin your Fico score.

    Once you are found guilty into the Court House then you have to bear the entire cost for this lawsuit $7289.65 which is excluding loan amount, attorney's fees, and the interest charges.

    This is the final opportunity for you to resolve this issue before commencement of legal action.

    For any queries, concerns, bill, payment arrangement and one-time settlement, you can simply email us back. We will be happy to assist you further.

    Thank you.
    Collections Department
    Advance America .
    (214) 884-8979"

    delete


    • Posted: Oct 12, 2018 at 3:08 AM by info

      It is not legit, it is a scam.

      delete


  • Posted: Sep 13, 2018 at 5:37 PM by info

    Here is another scam:

    ---------- Forwarded message ---------
    From: Steve Miller
    Date: Thu, Sep 13, 2018 at 11:31 AM
    Subject: Lawsuit will be filled

    Dear Debtor,

    This is the last and final notification as we are going to proceed with the legal charges against you and you will be soon served with the court papers. If you really want to avoid the situation, we merely require you to contact us back to resolve the matter.

    Just in case we do not hear back from you within 24 hours, we will proceed further with the charges and we have the entire right to inform your employer about the situation, garnish your wages and freeze all your bank accounts.

    For any queries feel free to revert back.

    Warm Regards,

    Manager
    Legal Department
    Advance America
    (214) 884-8979

    delete


    • Posted: Sep 20, 2018 at 8:45 AM by an anonymous user from or near: Tucson, Arizona, United States

      I Got the same email, same phone number claiming I owed for a loan I never took out. Just for fun, I called the number and got a recording so I hung up.

      I must say, a couple minutes later I got a callback. The man, who had a very thick middle eastern accent, indicated I had taken an online loan and owed over 900 dollars. I told him I had no knowledge of this loan and would like validation of the debt from him by emailing me a copy of the original contract. He said he could not since it was done online. I said he should still have a copy of the original disclosure page with my name, loan amount, amount of payments and electronic signature. I told him, no document, no claim. I haven't heard back from him.

      delete


  • Posted: Jun 12, 2018 at 12:16 PM by info

    Here is another scam:

    "From: John Ferrer
    Date: June 8, 2018 at 9:49:50 AM CDT
    Subject: CASE FILE#: C-187549

    You are several payments behind on the payday advance provided to you at the time of your need.
    This is the final notification from our side.
    As we didn't receive your payment so we are going to file this case against you by Today Friday, June 8, 2018, at your district courthouse.
    To know the courthouse kindly visit http://www.uscourts.gov/court-locator with your zip code
    The legal charges are under Section 9 and chapter 19.
    You will be served with a notice to appear at your district courthouse in next seven business days.

    You can still avoid this case by making a payment towards your total outstanding or else this case file will be executed as mentioned.

    Regards
    Manager
    Legal Department
    Advance America."

    delete


  • Posted: Jun 6, 2018 at 1:03 PM by info

    Here is another scam:

    "From: ACS LOAN [mailto:acs.payday.collectors.legal@gmail.com]
    Sent: Tuesday, June 05, 2018 12:53 PM
    To: ACS LOAN
    Subject: ARREST WARRANT ISSUED!

    CASE FILE NUMBER: ID-PLCEN 586424/467;

    DUE AMOUNT: $300.00.

    This is [Paul David] from [Advance America]. This e-mail is to notify you that under IC3 (Internet Crime Complaint Center) we have Registered Case against you. We tried to contact you several times but it seems apparent that you have chosen to ignore all our efforts. After sending the legal notice to your local Law Enforcement and your current employer, you will be blacklisted from getting any job.

    UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION,

    this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. Through IRS (Internal Revenue Service) your Social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold.

    Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we won’t be able to help you out of court. Our client is least interested in getting the money at this point as they want to just go ahead and start taking legal actions, however, we wanted to contact you and give you last chance to resolve this case out of court. If you want to take care of this out of court then contact us with payment within 48 hours and we will release the Clearance Certificate from the court. Our intention is not to threaten you, it is only an effort from our-side to settle this case outside the court.

    IF YOU WANT TO RESOLVE THIS MATTER;

    DO REVERT US ASAP.

    [Advance America] Copyright
    2018 | Privacy | Terms of use"

    delete


  • Posted: Feb 5, 2018 at 11:24 AM by an anonymous user from or near: San Diego, California, United States

    Rec'd the exact letter from a Ms. Perry:

    "From: Kimberly Perry
    Sent: Tuesday, January 9, 2018 8:13:42 AM
    Subject: Loan Account CSU-5309221 Red Stamped

    January 9,2018

    Invoice Number: CSU-5309221

    Amount Due: $986.45

    Legal Process Begins: January 12th 2018

    Dear Customer,

    As of this date, your payment has not been received, and thus your account remains past due. Unless you promptly cure the default on this account, it will be forwarded to our legal department.

    We urge you to make immediate payment of the above past due amount. To avoid the collections process, please ensure that we receive payment before the “Legal Process Begins” date printed above. Contact us if you need a settlement or payment arrangement.

    Please be advised that nothing in this letter is intended to waive any rights or remedies available to us under your contract, at law or in equity, all of which are expressly reserved. Thank you for your attention to this matter.

    Manager

    Cash Advance USA"

    delete


  • Posted: Jan 13, 2018 at 1:59 AM by info

    Here is another scam:

    "From: Seth Taylor
    Sent: Wednesday, July 19, 2017 8:51:55 AM
    Subject: ATTORNEY TAMMY DICKINSON

    CREDITOR: ADVANCE AMERICA
    CASE NO: ABD55678/15
    ATTENTION :Carryl Womack,
    AMOUNT OUTSTANDING: $647.34

    This Proceeding issued on you Docket No: - ABD55678/15 with one of CASH ADVANCE. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you so the accounts department of “THE GILBERT LAW FIRM” has decided to mark this case as a flat refusal and press legal charges against you.

    We have sent you this warning notification about legal proceedings on March 14, 2016 but you failed to respond on time now it’s high time if you failed to respond in next 2 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

    We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $8679.68 and will be totally levied upon you and that would be excluding your attorney charges.

    Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

    This is your last and final chance to settle this case if you don't take it seriously, we will surely take hard steps against your name and social and you will be the only person responsible for the legal consequences.

    By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

    KINDLY CONTACT OUR ATTORNEY TO SETTLE YOUR CASE OUTSIDE OF COURT HOUSE :mailto:tammy.dickinson4@gmail.com

    Sincerely,"

    delete


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