The so-called "Advance America" email below, which claims the recipients' accounts remain past due because their so-called payments have not been received, is a scam. Therefore, recipients of the same email messages are asked to delete them and should not follow the instructions in them. The fraudulent emails are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.
Sample of an "Advance America Debt Collection Lawsuit" Scam
From: Kimberly Perry <email@example.com>
Sent: Tuesday, January 9, 2018 8:13:42 AM
Subject: Loan Account CSU-5309221 Red Stamped
Invoice Number: CSU-5309221
Amount Due: $986.45
Legal Process Begins: January 12th 2018
As of this date, your payment has not been received, and thus your account remains past due.
Unless you promptly cure the default on this account, it will be forwarded to our legal department.
We urge you to make immediate payment of the above past due amount.
To avoid the collections process, please ensure that we receive payment before the “Legal Process Begins” date printed above. Contact us if you need a settlement or payment arrangement.
Please be advised that nothing in this letter is intended to waive any rights or remedies available to us under your contract, at law or in equity, all of which are expressly reserved.
Thank you for your attention to this matter.