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The "Quick Payday Arrest Warrant and Lawsuit" Scam Being Sent By Scammers

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The "Quick Payday Arrest Warrant and Lawsuit" Scam Being Sent By Scammers

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Online users who have received fake "Quick Payday Warrant and Lawsuit" emails like the one below, which claim that they have been given a chance to settle a Check City debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

The "Quick Payday Arrest Warrant and Lawsuit" Scam

From: Robert Williams SykesAngela.1988@yahoo.com

Sent: Thursday, September 20, 2018 11:54 AM

Subject: Letter Before Action

Date: Sept. 20th, 2018

Dear:

SSN: 569

Claimant: Quick Payday

Reference: MC148829

Plaintiff has given you more than ample time and notices regarding your long overdue balance of $ 1,331.16 for the settlement of the legal matter outside the courthouse. Numerous attempts to resolve your long overdue account have been unsuccessful. As you know, your overdue balance now equals $ 1,331.16 (which includes interest on the overdue account). Interest will continue to accrue on this past due account.

You are requested to appear in the court to defend the action of which particulars appeared earlier and now. If you do not appear and defend the proceedings, there is no hearing so it is highly likely judgment may be given in your absence.

If the court rules in favor of the Plaintiff/ creditor (Quick Payday), you have to pay up when the order tells you to. If you don’t pay up as ordered, the Plaintiff may then take steps to collect on the judgment under Enforcement Action.

As per the enforcement action, your Plaintiff has some other options to make you pay -

1. Garnishment from your wages to pay the debt under an attachment of earnings order.

2. Take the money that you are owed by someone else from your bank account. It is called a third-party debt law.

3. The Plaintiff can take steps to receive the money it is owed by asking for a lien on an un-exempted real estate owned by the debtor, the sale of the debtor’s property secure the debt against your home or other assets you own. It is called a charging order and means that you could lose your home if you don't keep up the repayments.

After a judgment, you may be summoned to answer questions about your finances. Fail to meet the summons it is remotely possible that you will be picked up by police for disobeying a court order.

Enforcement mechanisms

The following are the main ways of enforcing judgments:

1. Execution against goods (order from the court which directs the Sheriff or County Registrar to seize your goods and sell them to raise the amount of money which you owe plus costs.).

2. Installment orders, followed (if necessary) by committal orders.

3. Earnings Attachment.

4. Judgment mortgage.

We would like to draw your attention to the fact that in most states, judgments are good for ten years, so if the Plaintiff has a judgment against you, any property you acquire within ten years of the judgment could be seized, as long as the loan has not been paid.

Even though a payday lender can sue you civilly to collect the balance of the loan, failing to pay a payday loan is not a crime while some collectors threaten borrowers with criminal action, you cannot be sent to jail unless you intentionally took out the loan not planning to pay it back as a fraud.

It will be your final opportunity to resolve this matter on your overdue balance account within five working days without the expenses of court proceedings.

You will stop this going to court if, before the date given above, you pay the sum of $ 1,331.16 being: -

The amount claimed, interest and the court rate up to the specified date, Fixed costs and Stamp duty is included for $ 1,331.16.

Under section 88 of the National Credit Code, I have briefed you up with the affidavit and done my part; now the best is up to you.

Sincerely,

Robert Williams

Litigation Department

Curgil Legal Services

Note: Some of the names, addresses, email addresses, telephone numbers or other information in samples on this website may have been impersonated or spoofed.

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Comments, Questions, Answers, or Reviews
(Total: 27)

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  • September 3, 2019 at 11:23 AM by an anonymous user from Memphis, Tennessee, United States

    I have received several of these but they all get re-routed to my spam folder. I still kept them in case they were a true threat, but I never took out a payday loan with any such lender. They had my drivers license and address, haven't spoken with anyone to see if they have social security information or not.

    remove

  • May 7, 2019 at 11:36 AM by an anonymous user from Atlanta, Georgia, United States

    I received this as a phone call. They had my address and last 4 of my social. Tried to convince me that they are suing for a Quick Pay Day loan from 2003. They also knew information about a bankruptcy that was filed years ago. They are pretty slick so be on the lookout.

    remove

  • April 5, 2019 at 7:06 AM by an anonymous user from Chicago, Illinois, United States

    I received a letter from a Eve Andrews stating I’m going to be in trouble regarding a Quick payday loan. Is this a scam?

    remove

    • April 5, 2019 at 7:30 AM by info

      Please post the letter or send it to us so we can verify.

      remove

  • April 5, 2019 at 5:57 AM by an anonymous user from Pittsburgh, Pennsylvania, United States

    I received the following, is this a scam?

    "Address: 5955 HAYES AVE EXPORT PA 15632

    Date of Birth:

    SSN:

    Driver’s License#:

    ID State: PA

    Plaintiff: Quick Paydays

    This letter is a preceding notification to you regarding your account with Quick Payday prior to your file gets registered in the courthouse with the legal procedures on your name, which might put you in legal muddle.

    This notice shall validate that a petition has been registered against you. It may put you in a legal mess. Accordingly, the aforesaid entity individual, hereby respectfully request you to immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees, etc.

    Since you have not made the payment, we would be strained to commence lawsuit without further delay followed by all the legal interrogatories and consequences; this could further jeopardize your credit ratings, and your social will be hampered.

    The longer you go without paying your payday loan, the more you will owe the lender. Because money lender often charges hefty interest rates (up to 600% annually) and fees for nonpayment. Some states have rules related to how much interest a payday lender can charge, however, other states, such as Texas; allow payday lenders to charge unlimited interest and fees for nonpayment.

    Besides, non-repayment of the loan will be reported to the three major credit bureaus causing severe damage to your credit score, jeopardizing your credibility in future. Defaulting on loan obligations may result in not being able, or being less able, to borrowing again in the future from other credit institutions, the collection action will stay on your credit report for seven years.

    Also, to inform you that this loan was provided to you against your paychecks. My claimant that's your Quick Payday has all the rights and is authorized to Email/Fax the official copy of the court subpoena to your human resources or the legal representative of your firm. Wherein, they have to appear in the court while the case is on which would be resulting in termination from the full-time employment and to make sure they take strict actions against you. Consequently, your salary/wages will be garnished.

    This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcements as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

    If you have any issues regarding this matter reply us back and we will contact you as soon as possible to help you to get out of this issue.

    Sincerely,

    Eva Andrews

    Legislation Department

    Colbert Legal Services"

    remove

    • April 5, 2019 at 6:27 AM by info

      Yes, it is a scam.

      remove

  • March 22, 2019 at 2:09 PM by info

    Received the same from: Eva Andrews - baypommindsars1982@yahoo.com

    remove

  • March 22, 2019 at 12:46 PM by an anonymous user from Eureka, California, United States

    Just got a final notice saying they will report to IRS and that I am scamming government, ect. I am over it, bye scammers

    remove

  • February 20, 2019 at 1:15 PM by an anonymous user from Sacramento, California, United States

    I have received a similar email, they have my correct last SS, DOB, Driver's Licence. How do they get this information?

    remove

  • February 17, 2019 at 3:53 PM by info

    Here is another scam:

    ----- Forwarded Message -----

    From: "Eva Andrews" <precarinous1985@yahoo.com>

    Sent: Fri, Feb 15, 2019 at 10:39 AM

    Subject: Lawsuit Notice

    Date: February 15th, 2019

    Name:

    Address:

    Date of Birth:

    SSN:

    Driver’s License#:

    ID State: TN

    Plaintiff: Quick Paydays

    This letter is a preceding notification to you regarding your account with Quick Payday prior to your file gets registered in the courthouse with the legal procedures on your name, which might put you in legal muddle.

    This notice shall validate that a petition has been registered against you. It may put you in a legal mess. Accordingly, the aforesaid entity individual, hereby respectfully request you to immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees, etc.

    Since you have not made the payment, we would be strained to commence lawsuit without further delay followed by all the legal interrogatories and consequences; this could further jeopardize your credit ratings, and your social will be hampered.

    The longer you go without paying your payday loan, the more you will owe the lender. Because money lender often charges hefty interest rates (up to 600% annually) and fees for nonpayment. Some states have rules related to how much interest a payday lender can charge, however, other states, such as Texas; allow payday lenders to charge unlimited interest and fees for nonpayment.

    Besides, non-repayment of the loan will be reported to the three major credit bureaus causing severe damage to your credit score, jeopardizing your credibility in future. Defaulting on loan obligations may result in not being able, or being less able, to borrowing again in the future from other credit institutions, the collection action will stay on your credit report for seven years.

    Also, to inform you that this loan was provided to you against your paychecks. My claimant that's your Quick Payday has all the rights and is authorized to Email/Fax the official copy of the court subpoena to your human resources or the legal representative of your firm. Wherein, they have to appear in the court while the case is on which would be resulting in termination from the full-time employment and to make sure they take strict actions against you. Consequently, your salary/wages will be garnished.

    This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcements as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

    If you have any issues regarding this matter reply us back and we will contact you as soon as possible to help you to get out of this issue.

    Sincerely,

    Eva Andrews

    Legislation Department

    Bradfield Legal Services

    remove

  • January 22, 2019 at 10:31 PM by an anonymous user from Pueblo, Colorado, United States

    They had my correct social #:

    "Affiliations: Judicial Circuit of United States of America

    Date: 1-21-2019

    Claimant: Quick Payday

    Reference#:

    Description of Information:

    The case is to be registered in the court by Jan. 22nd, 2019 3:30 p.m. and will be executed in the court after five days.

    Our client Quick Payday is a Finance Company claiming outstanding dues of a Pay Day Loan provided to their Client: my name with Social Security Number: xxxxx by administrative offset of account payable by the Government under section 9, chapter 19. Providing us American Legal Processing Division a DIVISION OF FEDERAL CRIMES BUREAU, the legal representatives are pursuing to hold you in regards to six serious allegations, which are under the presumption of civil charges.

    1. Violation of Federal Banking Regulation Act 1956

    2. Collateral check fraud

    3. Breach of contract

    4. Internet fraud

    5. Theft by deception and

    6. Violation of EFT that is Electronic Fund Transfer Act 1989

    ...

    3. You do have a right to hire an attorney to take this matter inside the courthouse with the legal procedures. If you do not have one or you cannot afford one than one might be appointed to you if you lose this case in the court than the legal charges will be levied upon you that will $ 7,984.81. These exclude your bail fees, your attorney fees, and the outstanding and principal amount you owe to the client.

    ...

    Sincerely,

    Ronny Morales

    Litigation Department

    McIntyre Legal Services

    ..."

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  • January 15, 2019 at 5:21 PM by an anonymous user from Chicago, Illinois, United States

    same email but they have my name birth date and ss number.

    remove

  • January 15, 2019 at 8:51 AM by an anonymous user from Philadelphia, Pennsylvania, United States

    I received the same letter today 1/15/2019

    remove

  • December 22, 2018 at 11:05 AM by an anonymous user from Butler, Pennsylvania, United States

    I received this letter too. They had my partners first name with my last name. And then with his ssn and my drivers license number with my partial address with wrong city. Wow 😮. On top of that someone from a payday loan did an hard inquiry on my credit report.

    remove

  • December 19, 2018 at 2:28 AM by an anonymous user from San Jose, California, United States

    This is what I got but this is the email they used:

    mcintyrelegalservices@gmail.com:

    "Date: Dec. 18th, 2018

    Dear: Irene

    SSN:

    DOB:

    Driver’s License#:

    Drivers State:

    Reference#: YA112239

    Plaintiff: Quick Payday

    This letter is a preceding notification to you regarding your account with Quick Payday prior to your file gets registered in the courthouse with the legal procedures on your name, which might put you in legal muddle.

    This notice shall validate that a petition has been registered against you. It may put you in a legal mess. Accordingly, the aforesaid entity individual, hereby respectfully request you to immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees, etc.

    Since you have not made the payment, we would be strained to commence lawsuit without further delay followed by all the legal interrogatories and consequences; this could further jeopardize your credit ratings, and your social will be hampered.

    The longer you go without paying your payday loan, the more you will owe the lender. Because money lender often charges hefty interest rates (up to 600% annually) and fees for nonpayment. Some states have rules related to how much interest a payday lender can charge, however, other states, such as Texas; allow payday lenders to charge unlimited interest and fees for nonpayment.

    Besides, non-repayment of the loan will be reported to the three major credit bureaus causing severe damage to your credit score, jeopardizing your credibility in future. Defaulting on loan obligations may result in not being able, or being less able, to borrowing again in the future from other credit institutions, the collection action will stay on your credit report for seven years.

    Also, to inform you that this loan was provided to you against your paychecks. My claimant that's your Quick Payday has all the rights and is authorized to Email/Fax the official copy of the court subpoena to your human resources or the legal representative of your firm. Wherein, they have to appear in the court while the case is on which would be resulting in termination from the full-time employment and to make sure they take strict actions against you. Consequently, your salary/wages will be garnished.

    ..."

    remove

  • December 12, 2018 at 6:36 AM by an anonymous user from Sierra Vista, Arizona, United States

    I am so tired of opening up my e-mail every morning with someone by the name of ronny morales threaten me about a quickpayday loan that I have never received. This very irritating.

    How can I stop this, I have tried blocking him but it does not work?

    Deidre.

    remove

    • December 19, 2018 at 2:23 AM by an anonymous user from San Jose, California, United States

      Omg so this isn't real? I got one today and did some research cause I don't remember ever taken a loan out.

      So I searched this Ronny person and it brought me here..kinda scary that he had my drivers license number and SS number ...how do they get all that information?

      remove

  • December 6, 2018 at 8:20 AM by an anonymous user from Sierra Vista, Arizona, United States

    I have received the same information as well.

    Deidre.

    remove

  • November 28, 2018 at 10:43 AM by an anonymous user from Champlin, Minnesota, United States

    I received this today..

    "Ronny Morales <dethradoubte1970@yahoo.com>

    Wed 11/28/2018, 11:03 AM

    You

    Date: Nov. 28th, 2018

    Dear: siera wagner

    SSN:  xxxxx9611

    Reference#: YA79179

    Plaintiff: Quick Payday

    This letter is a preceding notification to you regarding your account with Quick Payday prior to your file gets registered in the courthouse with the legal procedures on your name, which might put you in legal muddle.

    This notice shall validate that a petition has been registered against you.  It may put you in a legal mess. Accordingly, the aforesaid entity individual, hereby respectfully request you to immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees, etc.

    Since you have not made the payment, we would be strained to commence lawsuit without further delay followed by all the legal interrogatories and consequences; this could further jeopardize your credit ratings, and your social will be hampered.

    The longer you go without paying your payday loan, the more you will owe the lender. Because money lender often charges hefty interest rates (up to 600% annually) and fees for nonpayment. Some states have rules related to how much interest a payday lender can charge, however, other states, such as Texas; allow payday lenders to charge unlimited interest and fees for nonpayment.

    Besides, non-repayment of the loan will be reported to the three major credit bureaus causing severe damage to your credit score, jeopardizing your credibility in future. Defaulting on loan obligations may result in not being able, or being less able, to borrowing again in the future from other credit institutions, the collection action will stay on your credit report for seven years.

    ...

    Copyright © 2015 FCI | Privacy | Terms of use"

    remove

    • December 4, 2018 at 7:12 AM by an anonymous user from Egypt, Texas, United States

      I received email just like above but with my complete social number.

      Scary.

      remove

  • November 9, 2018 at 12:06 PM by an anonymous user from Beaumont, Texas, United States

    THIS IS THE EMAIL THAT I RECEIVED TODAY:

    "Ronny Morales <HeinenLisa1989@yahoo.com>

    To:q@yahoo.com

    Nov 9 at 11:54 AM

    Affiliations: Judicial Circuit of United States of America

    Date: 11-9-2018

    Plaintiff: Quick Payday

    Reference#: YA46915

    Description of Information:

    The case is to be registered in the court by Nov. 12th, 2018 3:30 p.m. and will be executed in the court after five days.

    Our client Quick Payday is a Finance Company claiming outstanding dues of a Pay Day Loan provided to their Client: jane doe with Social Security Number: xxxxx by administrative offset of account payable by the Government under section 9, chapter 19. Providing us American Legal Processing Division a DIVISION OF FEDERAL CRIMES BUREAU, the legal representatives are pursuing to hold you in regards to six serious allegations, which are under the presumption of civil charges.

    1. Violation of Federal Banking Regulation Act 1956

    2. Collateral check fraud

    3. Breach of contract

    4. Internet fraud

    5. Theft by deception and

    6. Violation of EFT that is Electronic Fund Transfer Act 1989

    Now, these allegations were produced from the fact that you were being monitored online as well as tracked down by the Internet Prevention and Detection Department Internet Legal Research Group (I.L.R.G.]), using your email address to solicit funds from a website owned and operated by Quick Payday. As per the records of A.L.P.D, this site is working under QUICK PAYDAY.

    The funds were successfully transferred into your bank account utilizing an interstate E.F.T. that stands for Electronic Fund Transfer, but when Quick Payday tried to extract the funds back as repayment, there were 6 E.F.T ’s returned, constituting a worthless electronic check and after several reminders, you did not bother to reply back. Therefore, instead of chasing you for money, Quick Payday has decided to write off this money as the loss and deemed it to be stolen as well as press charges against you for Financial Fraud and Theft by deception. Henceforth, under Section-9, Chapter-19 they have filed the legal lawsuit against you.

    ...

    By forwarding the subpoena to social security any child support, disability, unemployment or retirement benefits will be either placed on hold or will be stopped until the outcome of the case. In this situation, the law can seem especially cruel: Not only have you lost your property, but you will also have to pay income tax on the difference between what you originally owed the lender and what it was able to sell your property.

    In addition, it might be possible that they also file a non-bailable arrest warrant for you for jail time.

    Sincerely,

    Ronny Morales

    Litigation Department

    McIntyre Legal Services

    *** If you have any doubts about the credibility of this email please refer to the Terms and conditions under the breach of the contract via the online application filled up by you. ***

    Copyright © 2015 FCI | Privacy | Terms of use

    Reply, Reply All or Forward

    Ronny Morales

    HeinenLisa1989@yahoo.com"

    remove

    • April 18, 2019 at 12:54 AM by an anonymous user from Oxford, Pennsylvania, United States of America

      Eva Andrews from Colbert Legal Services sent the same email. What was the outcome? Was it a scam, or did you have challenges from not responding? It looks real!?

      remove

      • April 18, 2019 at 5:45 AM by info

        It is a scam.

        remove

  • November 1, 2018 at 6:19 PM by an anonymous user from Chicago, Illinois, United States

    I got the same email but they have my correct ss number

    remove

  • November 1, 2018 at 10:33 AM by an anonymous user from Elmhurst, Illinois, United States

    I have rec'd the same letter with same amount.

    remove

    • November 1, 2018 at 1:51 PM by an anonymous user from Tallahassee, Florida, United States

      I have received the same letter via e-mail today. I printing out an e-mail for my files; however, I am not responding in any way.

      remove

  • October 11, 2018 at 11:12 AM by info

    They are using this email address: HeinenLisa1989@yahoo.com

    remove

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The "Quick Payday Arrest Warrant and Lawsuit" Scam Being Sent By Scammers