Scam - "ACS Legal Department Debt Collection Lawsuit"

attorney.acs.inc.debt@gmail.com is being used by the scammers.

HI, I have received several emails from ACS legal department stating that I owe them money for a loan and if I don't pay them back I will be sued.

I have never taken a loan out from anywhere and I found out that this is a scam. How can I get them to stop emailing me? One of biggest concerns is that they have my social security number.

manager.payday.debt@gmail.com is another fake email address.

This is the entire email I received today:

"Legal Notice: Loan Collection; Case File #: KG - 05/58406

ACS INC <acs.loandepartments.usa@gmail.com>

to ACS

Case File # : KG - 05/58406

Total Amount - $986.76

Case File Transferred to ACS: - May 2019

Dear Customer,

Your Case File # : KG - 05/58406 with Advance Cash Services, in order to notify you that we are unable to get a hold of you. The accounts department of ACS has decided to mark this case as a flat refusal and press legal charges under your Name and SSN. We are giving you last chance to settle this account else we will have to forward this case to our legal department.

Please revert back if you want to get rid of these legal consequences and want to make the payment in order to settle this matter else this case file will be downloaded under your Name and SSN. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours we will have to proceed further with the legal charges under your Name and SSN.

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested amount to settle this case. Please let us know what your intention is by today itself so we can hold the case else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this.

NOTE: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action against you also we are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

KINDLY LET US KNOW IF YOU ARE WILLING TO RESOLVE THIS CASE SO THAT WE CAN OFFER YOU THE PAYMENT PLAN OR SETTLEMENT AMOUNT AND IF NOT THEN WE HAVE TO DOWNLOAD THIS CASE FORCEFULLY AGAINST YOU INTO THE COURT HOUSE.

REPLY EMAIL BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER, ON THE BASIS OF YOUR ANSWER.

To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (315) 294 0222 or reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely

Collections & Legal Department

ACS LEGAL DEPARTMENT

..."

The scammers are using this email address: acs.loansdepartments.usa@gmail.com

I can't even count anymore how many times we have received these emails. Twice in the last 3 days. I always report them. They just keep coming. It would be great if they could just stop and maybe WE get paid the money they are trying to scam (repeatedly) from us!

"travis.bird@settlement-acs.com

Mon 4/29/2019 7:36 PM

April 29, 2019

Case File# NC/17S454913

Due Amount- 768.00

Settlement Amount For Today- 500.00

Hereby we inform that you are obliged to come as a defendant to District Court of Appeals on May 6, 2019 at 11:00 a.m. for the hearing of your case of defaulting on a LOAN, CASE # NC/17-S454913 .

Last Date to File Lawsuit- April 29, 2019.

Cost of the Lawsuit-3590.00

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection(FC/SC)

If necessary you have a right to obtain a lawyer for your protection. You are kindly asked to have an identity document with you. Personal appearance is compulsory. Please bring all documents and witnesses relating to this case with you to Court on your hearing date.

If you want to take some kind of payment arrangement in order to resolve this case then reply back on this same email at your earliest convenience..

If you are disputing this account then case information and courthouse address will be sent at your mailing address in next three to seven business days.

Note: If you do not attend the hearing the judge may hear the case in your absence.

Regards,

Settlement & collection Department

National Credit Collections

7111 Harwin Dr #282, Houston,

TX 77036

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation"

I love the attempt to legitimize with the Confidentiality Statement.

The scammers are using this email address: william.acscollection@gmail.com

They are using this email address: collectiongroup.acs@gmail.com

They are using this email address: acs.legalcash.dept@gmail.com

I truly believe I am being scammed by the ACS debt collection. I have made a few payments but I won’t anymore, how do I get them from bothering and threatening me, Tina?

Got another email for you to add: casefile.downloaded.debt.acs@gmail.com

They are using this email address:

acsdebtsettlementdepartment.us@gmail.com

They are using this email address: collection.deppt@law--enforcement.com

I received this email today and I have reason to believe that this is a scam. The email was sent to me by this persons

(beverly.gillenwater1@outlook.com) email address. And

also associated with this other email (attorney.patricia.matkins@gmail.com).

When I receive emails and when I don’t see my name.

But being referred to as “just the customer or attention “?

I get very suspicious. For other people out there.

Never believe emails such as this. Unless you actually receive a knock at your front door with someone serving you a court.

Summons it’s a fraud. Or always ask legal advice from a professional before believing anything like this email.

"Attention,

After numerous attempts to reach you, we haven't received any payment or any positive feedback from your side, as you are not paying your seriousness on this account which means that you are trying to run away from the situation and repeating the same activity which you did before with the loan company. We tried our best to help you on this matter but you are taking this matter lightly.

Account Status: WARRANT IS ACTIVE FOR SEARCH AND SEIZE (Violation of the Fair Debt Collection Practices Act and Defamation of Character.)

"Debtor (You) has been declared as a guilty by Authorized Law Enforcement Department, Seizure Warrant has been activated under 15 USC 1692g Sec. 809 (b) of the FDCPA”

Unless delayed notice is authorized below, you must give a copy of the warrant and a receipt for the property taken to the person from whom, or from whose premises, the property was taken, or leave the copy and receipt at the place where the property was taken.

The officer executing this warrant, or an officer present during the execution of the warrant, must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. § 3103a (b), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 (except for the delay of trial), and authorize the officer executing this warrant to delay notice to the person who, or whose property, will be searched or seized.

Note: You will be contacted by your local county authorities. National Debt Recovery Department is closing this account and declaring as a GUILTY. If we will not receive any feedback from your side, then you will be the only person who will be responsible for any consequences.

NOTE: YOU STILL HAVE CHANCE TO RECTIFY THIS OUTSIDE OF COURT, FOLLOW THE RESOLVEMENT PROCEDURE BELOW

IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION DEPARTMENT: - mailto:attorney.patricia.matkins@gmail.com

CREDITOR: CASH NET USA.

Regards,

Restitution Head

Department of Debt Settlement”

They are using this email address: debtrecoveryforloan@gmail.com

They are using this email address: gov.law.attorney@outlook.com

They are using this email address: loancollection.creditbureauusa@gmail.com

They are using this email address: ACS CASHLEGAL

<payday.usa.collectors@gmail.com>

Here is another scam:

----- Forwarded Message -----

From: ACS INC <acs.loandebt.collection@gmail.com>

Sent: Tuesday, January 15, 2019, 9:08:22 AM EST

Subject: Legal Notice: Debt Recovery; Case file: UG/#01/19015

Garnishment Notification and Arrest Notice

LEGAL DEPARTMENT OF MAJOR CREDIT BUREAU

Case file: UG/#01/19015

Loan Reminder/Debt Recovery

Due Amount- $986.76

Dear Debtor,

This is to notify that you are going to be legally prosecuted in the state Court House regarding a pending loan account within couple of days. Your SSN is put on the hold by US Federal Government, so before the case is filed we would like to notify you about this Legal and time sensitive matter.

It seems apparently that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Now this means few things for you, if you are under any state probation or payroll we need you to inform your Manager/Concerned HR department about what you have done in the past in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not get a written reply from you within 48 hours of this notification, we will be compelled to seek legal representation from our Company Attorney.

We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet as well the physical locations, In addition we also reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred from you either by selling your personal assets or property.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM FTC, INTERNET CRIME COMPLAINT CENTER, YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

And once you are found guilty into the court house, then you have to bear the entire cost for this lawsuit which totals to $2395.76, excluding loan amount, attorney’s fee, interest charges, late fee and other legal documentation charges. You have the right to hire an attorney. If you don’t have/can’t afford one then the court will appoint one for you in case if you are provide with a bail by the state country court house.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact in writing to our recovery asset location department via email between 09.00 AM to 05:00 PM (EDT).

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

I received a phone call from ACS legal Dept about a lawsuit against me for breach of contract for credit card that I fell behind paying. Now I have never received any collection letters about my verve mastercard

I keep getting these e-mails. I hope this will help stop these scammers.

Thank you for all that you have done and will do! May the sun shine upon you! Cheers!

"From: Mark Cooper <markcooper1452@outlook.com>

Sent: Friday, December 21, 2018 1:33 PM

Subject: WARRANT IS ACTIVE FOR SEARCH AND SEIZE

Attention,

After numerous attempts to reach you, we haven't received any payment or any positive feedback from your side, as you are not paying your seriousness on this account which means that you are trying to run away from the situation and repeating the same activity which you did before with the loan company. We tried our best to help you on this matter but you are taking this matter lightly.

Account Status: WARRANT IS ACTIVE FOR SEARCH AND SEIZE (Violation of the Fair Debt Collection Practices Act and Defamation of Character.)

"Debtor (You) has been declared as a guilty by Authorized Law Enforcement Department, Seizure Warrant has been activated under 15 USC 1692g Sec. 809 (b) of the FDCPA”

Unless delayed notice is authorized below, you must give a copy of the warrant and a receipt for the property taken to the person from whom, or from whose premises, the property was taken, or leave the copy and receipt at the place where the property was taken.

The officer executing this warrant, or an officer present during the execution of the warrant, must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. § 3103a (b), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 (except for the delay of trial), and authorize the officer executing this warrant to delay notice to the person who, or whose property, will be searched or seized.

Note: You will be contacted by your local county authorities. National Debt Recovery Department is closing this account and declaring as a GUILTY. If we will not receive any feedback from your side, then you will be the only person who will be responsible for any consequences.

NOTE: YOU STILL HAVE CHANCE TO RECTIFY THIS OUTSIDE OF COURT, FOLLOW THE RESOLVEMENT PROCEDURE BELOW

IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION DEPARTMENT: - mailto:attorney.patricia.matkins@gmail.com

CREDITOR: CASH NET USA.

Regards,

Restitution Head

Department of Debt Settlement"

I received this email today. I have never taken out a loan from this company.

"Attention,

After numerous attempts to reach you, we haven't received any payment or any positive feedback from your side, as you are not paying your seriousness on this account which means that you are trying to run away from the situation and repeating the same activity which you did before with the loan company. We tried our best to help you on this matter but you are taking this matter lightly.

Account Status: WARRANT IS ACTIVE FOR SEARCH AND SEIZE (Violation of the Fair Debt Collection Practices Act and Defamation of Character.)

"Debtor (You) has been declared as a guilty by Authorized Law Enforcement Department, Seizure Warrant has been activated under 15 USC 1692g Sec. 809 (b) of the FDCPA”

Unless delayed notice is authorized below, you must give a copy of the warrant and a receipt for the property taken to the person from whom, or from whose premises, the property was taken, or leave the copy and receipt at the place where the property was taken.

The officer executing this warrant, or an officer present during the execution of the warrant, must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. § 3103a (b), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 (except for the delay of trial), and authorize the officer executing this warrant to delay notice to the person who, or whose property, will be searched or seized.

Note: You will be contacted by your local county authorities. National Debt Recovery Department is closing this account and declaring as a GUILTY. If we will not receive any feedback from your side, then you will be the only person who will be responsible for any consequences.

NOTE: YOU STILL HAVE CHANCE TO RECTIFY THIS OUTSIDE OF COURT, FOLLOW THE RESOLVEMENT PROCEDURE BELOW

IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION DEPARTMENT: - mailto:attorney.patricia.matkins@gmail.com

CREDITOR: CASH NET USA.

Regards,

Restitution Head

Department of Debt Settlement

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.ived this email from"

Here is another scam:

---------- Forwarded message ----------

From: ACS LEGAL DEPARTMENT <acelegals.debt@gmail.com>

Date: Monday, December 10, 2018

Subject: Notice : US Court Of Appeals ; Complaint # 1:23.CR.264 ;

DUE AMOUNT: $ 1734.82

LOAN COMPANY – Advance Cash Express

Failure to response may result in a warrant being issued for your arrest .

You will be summoned and required to serve upon Plaintiff. Pursuant to 73 U.S.C § 815 (e) we are automatically authorized for filing of this petition and taking any action to collect this debt from you.

We are hereby directed to withhold any restrained financial accounts and/or cease any income executions immediately .

A violation of the petition filed to collect this debt may be actionable pursuant to 392 (n) or as contempt of court and punished accordingly.

Three allegations are been charged as under:

1) Under Section 17 U.S.C 7859 Violation Of Federal Banking Regulation

2) Under Section 31 U.S.C 2342 Collateral Cheque Fraud

3) Under Section 42 U.S.C 5619 Theft By Deception

The Attorney General's Legal Affairs&Investigation Section has received the complaint regarding your bad loan. In an effort to make you aware of information received by the Attorney General's Legal Affairs&Investigation Section concerning your Case File, we are sending this complaint to you for response.

We would appreciate it if you would provide your written reply within 24 hours of receipt of this request so the complaint can be resolved without further action by the (AIPOFS) Annually Investigation Practices Of Federal System.

I would like to personally offer you good faith adjustment if you agree the terms of the resolution so we can confirm with the Groups Of Attorneys that the resolution offered is acceptable and close the file. If you deny then I apologies but seek to issue arrest warrant against you in 24 hours you will be taken either from your work place or home under the custody of 48 hours after bail this matter will be fully revealed in courthouse after the default judgement.Under Section 91 U.S.C 376 the company can collect the funds before three years of the contract as per the Federal Government Right to collect the debt first accrued, except as otherwise provided by law.

Which carries a maximum sentence of 3 years of prison and a fine up to $3,000.Legal costs and interest may be added to the debt.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house.

PS. If you fail respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP.

By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you.

Thank you for your prompt attention to this matter.

NOTE: Please send all communication electronically to this email asap.

Office of the United States Trustee, Long

Federal Courthouse, 510 Federal Plaza

Room 51, NY 19722−4487

Well I'm now getting same email from this acsinc. They can't even type in English. Want me too report too a Florida courthouse. These scammers could be dangerous.

The scammers are using this email address: acssettlementdepartment1@gmail.com

Here is another scam:

"From: Steven Mcclean <gov.smcclean@aol.com>

Date: November 17, 2018 at 7:01:41 AM CST

To: attorney.patricia.matkins@gmail.com

Subject: WARRANT IS ACTIVE FOR SEARCH AND SEIZE

Attention,

After numerous attempts to reach you, we haven't received any payment or any positive feedback from your side, as you are not paying your seriousness on this account which means that you are trying to run away from the situation and repeating the same activity which you did before with the loan company. We tried our best to help you on this matter but you are taking this matter lightly.

Account Status: WARRANT IS ACTIVE FOR SEARCH AND SEIZE (Violation of the Fair Debt Collection Practices Act and Defamation of Character.)

"Debtor (You) has been declared as a guilty by Authorized Law Enforcement Department, Seizure Warrant has been activated under 15 USC 1692g Sec. 809 (b) of the FDCPA”

Unless delayed notice is authorized below, you must give a copy of the warrant and a receipt for the property taken to the person from whom, or from whose premises, the property was taken, or leave the copy and receipt at the place where the property was taken.

The officer executing this warrant, or an officer present during the execution of the warrant, must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. § 3103a (b), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 (except for the delay of trial), and authorize the officer executing this warrant to delay notice to the person who, or whose property, will be searched or seized.

Note: You will be contacted by your local county authorities. National Debt Recovery Department is closing this account and declaring as a GUILTY. If we will not receive any feedback from your side, then you will be the only person who will be responsible for any consequences.

NOTE: YOU STILL HAVE CHANCE TO RECTIFY THIS OUTSIDE OF COURT, FOLLOW THE RESOLVEMENT PROCEDURE BELOW

IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION DEPARTMENT: - mailto:attorney.patricia.matkins@gmail.com

CREDITOR: CASH NET USA.

Regards,

Restitution Head

Department of Debt Settlement"

Here is another scam:

---------- Forwarded message ----------

From: ACS LEGAL DEPARTMENT <legal.department.acs.payday@gmail.com>

Date: Wednesday, November 14, 2018

Subject: Lawsuit Case File #SA01-7942 (Urgent Attention)

Due to ACS INC.

Amount Due: $645.67

Case File No.: #SA01-7942

Case File Transferred- November 2018

We have not received any response from our statements of the last two months nor to our last letter. Your entire account is now overdue, and you owe us a total of $645.67.

If there is some reason why this payment cannot be made immediately, please contact us so that we can make arrangements that will be mutually agreeable. Perhaps we can work out a payment schedule that would be realistic for your present circumstances.

Naturally, we do not want to endanger your credit rating or destroy the good relationship that we have maintained in the past. Therefore, would you please take care of this obligation immediately so that we will not have to file an unfavorable report with the credit bureau or resort to the use of a collection agency or an attorney.

We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU AN EMAIL.

Yours sincerely,

Stephen Brown(Accounts Manager)

ACS Incorp.

Here is another scam:

---------- Forwarded message ---------

From: ACS SETTLEMENT <acs.settlement.department.debt@gmail.com>

Date: Tue, Nov 6, 2018, 11:57 AM

Subject: COURT NOTICE_SU-110618

Here Plaintiff

ACS(Legal Department)

804 W Highland Ave, San Bernardino

CA 92405

Defender,

We are hereby informing you that my client ACS is going to file a legal case against you at District Court. Your total outstanding with late charges, interest charges and attorney charges has been reached to 990.67 which is more than enough to file a lawsuit. As advised by my client, I hereby giving you a notice before filing this case.

Unfortunately, by ignoring these warnings you are damaging the excellent credit record you had previously maintained with company. In addition, you are incurring additional expenses to yourself and to us.

Be notified that documents are being prepared for the issue of summons regarding the above debt.

JUDGEMENT in this matter may lead to:

(a) Additional legal Costs being Charged.

(b) Entry on the COURT JUDGEMENT REGISTER making it difficult

to obtain future Credit

FAILURE to make payment after judgement of Court lead to:

(a) Seizure of assets by a Court

(b) Attendance in Court for an Oral Examination regarding assets, liabilities,

Income and outgoings

(c) A Garnishee order attached to your bank accounts.

(d) Bankruptcy or liquidation

You will receive a legal notice at your address within next 7 business days if this case remain unresolved. It is essential that you immediately settle this account by sending money for full amount. The consequence of ignoring this notice could be very serious.

To settle this case contact directly John Harris and reply back to the same email.

Sincerely,

John Harris.

Received this scam:

"Notice

LOAN INFORMATION:

Docket Number: 73951815

Case File #: GD - 57452

PAST DUE AMOUNT - $965.45

CREDITOR - ACE CASH SERVICES

Accounting Department of Ace Cash Services has marked this case as a flat refusal and press legal charges against you.

We are legally obligated by the local laws and clauses of the promissory note to proceed further with legal charges.

I’ve received several similar emails dated back from 2014 to date . They keep harrassing me and I have been responding with “stop harassing me . But they continue to send me these dumb mails , scroll down to view the email ACS has sent me

Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict action against you. Your salary wages will be garnished too.

The total outstanding of $965.45 amount has been overdue and you have ignored multiple requests to make payment. The legal proceedings and amount which the court orders, amounting to $3607.08 (expected) must also be paid, in addition to the debt. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

If the full amount of total outstanding is not paid, we will begin the legal action, without warning, for a court order requiring payment. We may also commence insolvency proceedings. Legal proceeding may affect any credit rating. The legal proceedings and any other amounts which the court orders, must also be paid, in addition to the debt

If you want to resolve this matter contact us thru email or call us within 48 hours at 1-(347) 332-0564 between 10:00 AM to 5:30 PM (EST).

Ace Cash Services

Phone: 1-(347) 332-0564

Department of Law & Enforcement (ACS).

Copyright © 2016 ACS"

The scammers are using this email address: Acsdebtsettlementdepartment.us@gmail.com

The scammers are using this email address: collectors.debt.payday.acs@gmail.com

Here is another scam:

"From: ACS INC <acs.collections-dept@acs-customersupport.net>

Subject: [Case #107862]Court_House Case issue [ref:_00D00VNwG._5006011m6xG:ref]

Date: September 25, 2018 at 10:43:36 AM PDT

Arrest warrant issued

CASE FILE: ACS - #107862

YOUR UPCOMING COURT DATE: October/3rd/2018

COURT DATE: October 3, 2018

Complaint #: 364787

SETTLEMENT AMOUNT - $415.00

ATTENTION DEBTOR:

Company Name : Cash Advance Inc. Group of Companies:

Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, CashNet 500,CashNet USA, Allied Cash, SuperPawn, Check into Cash, Check Smart, Ezmoney, and Cash land.Mailing address: 935 CULEBRA SAN ANTONIO TX 78251

This is in reference to your Account number 26-8669334 with Cash Advance Inc. in order to notify you that after making calls to you on your phone number, we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 24 hours or else we would be proceeding legally against you.

And this also will be notified to your employer about the case. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can Email back to get the payment mode too.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and our references regarding this issue and the law suit will be the next step which will be amounting to $6500.00 and will be totally levied upon you and that would be excluding your attorney charges.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $786.54.

Your account with ACS is in Final Collections. According to our records, your outstanding balance was$1786.54

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance that if you just make a payment by Today then we will close this account as paid in full with zero balance.

We do hope that you will work out with this offer which is of

SETTLEMENT AMOUNT - $415.00

Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL.

Ace Cash Services Inc.

Monday - Friday: 7:00 a.m. to 9:00 p.m. Central Standard Time

Saturday: 8:00 a.m. to 7:00 p.m. Central Standard Time

Sunday: 10:30 a.m. to 7:00 p.m. Central Stand

Sincerely,

Justin Brown,

Ace cash Express Support"

Here is the email scam I received:

acs.finalchance.settle@gmail.com <acs.finalchance.settle@gmail.com>

‎Sep‎ ‎11 at ‎11‎:‎48‎ ‎AM

Case File No: RK4-29201

Balance Amount: $970.85

Creditor: Payday Loan Services

Case File Transferred to ACE: - September 2018

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

This is ACS (Ace cash services), it is a parent payday loan company which owns and operates more than 350 parental payday loan websites, SPEEDY CASH ,CASH NET USA, CASH AMERICA & 500 CASH ADVANCE P.... you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

...

Here is another scam:

"Note: To make payment you would have to contact our email address

Acsdebtsettlementdepartment.us@gmail.com

We are informing you that if we will not receive your payment then, unfortunately, we have to go ahead further with the legal action against your name

Note: - If you ignore this email and failed to take care of this debt than all of your bank accounts will we seized through Major Credited Bureau within Seven Business Days that's why your co-operation will we appreciated.

Paul Anderson (Accounts Dept.)

Bureau of Defaulters agency FTC Incorporation

National Debt Solution

PO Box 105028

Atlanta, GA 30348-5028"

They are using this email address: acsinc.loansettlement@gmail.com

They are using this email address: legal.departmentpayday@gmail.com

They are using this email address: acslegaldepartments@gmail.com

They are using this email address: Sam Smith <smith.acspaydayloan.usa@gmail.com>

They are using this email address: acs.paydayloan.debt@gmail.com

Here is another scam:

---------- Forwarded message ---------

From: Will Smith <debtsettlement.paydayloans@gmail.com>

Date: Thu, Aug 30, 2018 at 1:15 PM

Subject: Legal Notice: Loan Collections; CASE FILE : AN/ACS/2018/0830

Legal Notice: Loan Collections

CASE FILE : AN/ACS/2018/0830

DUE AMOUNT: $986.76

Dear,

This is to notify that you are going to be legally prosecuted in the state Court House regarding a pending loan account within couple of days. Your SSN is put on the hold by US Federal Government, so before the case is filed we would like to notify you about this Legal and time sensitive matter.

It seems apparently that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION...

It is illegal for a bill collector to lie when trying to collect debts, such as by claiming that it is a crime (an offense carrying a possible jail term) to avoid paying your bills. The bill collector can, however, file a collection case in court and get a judgment for the debt you owe. That can lead to a wage garnishment order, allowing an amount to be deducted from your paycheck over time until your debt is paid.

Bill collectors may not harass or abuse you, or do anything that is unfair or deceptive when they are collecting debts. Under the FDCPA, a bill collector is any person other than the original creditor (the business that you owe money to) who regularly collects debts that are owed to other people.

They are using email address: attorney.usa.acs@gmail.com

Someone sent me email saying that I owe one of this company cash advance $300.68, coming from Legal Department of Debt Recovery and my case no. ZUC-DW-51837119, and if they did not hear from in 4 hour they was going to send out and warrant arrest at my door step.

His name is John Anderson (Department-law enforcement Bureau of Defaulters agency FTC Incorporation National Debt Solution PO Box 105028 Atlanta, GA 30348

They are using this email address: loanrecoverydept@gmail.com

Received via email:

"I’m not sure what this is in reference too, if I could have an actual account name of who is saying I owe this amount of money? I do not recall taking a loan of this amount out. I think my information may have been incremented.

I would like more information in regards to this debt I’m being accused of owing, before I proceed with payment options.

Best Regards

Sent from my iPhone

On Apr 13, 2018, at 12:56 PM, Paul Hall <acs.lawgroups.usapaydaycash@gmail.com> wrote:

Case File # : AN - 04/48513

Balance Amount: $964.52

Case File Transferred to ACS: - April 2018

Dear Heather,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (321.473.7468) or reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely

Collections & Legal Department

ACS LEGAL DEPARTMENT"

I received this today:

"This Legal Proceedings issued on you Docket #: 3616 with one of ACS Cash SERVICES. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

Case File # : US-754869

Balance Due : $850.86

Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 48 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you. If you want to stop it now you must take immediate action.

We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $2473.90 and will be totally levied upon you and that would be excluding your attorney charges.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Kindly let us know your clear intention by Today onwards so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

Note: This notice is provided to you on behalf of Cash Advance Incorporation and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, Fast Cash, Cash Net USA, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement Today or we would be proceeding legally against you.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on reply back to this E­mail to get in touch with the representative.

ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS Inc © 2018 | | Terms of Use | Careers | Complaints | Privacy Policy"

ᐧ

I just forwarded the entire email to my state attorney general's office of consumer fraud and filed a complaint as victim.

I copied the idiots who sent me the email in the cc line so they would know they were reported.

I also returned the email to them notifying they were reported as scammers.

One big giveaway, besides the ridiculous grammar and inability to properly phrase an English sentence - was the response email address at gmail.com. Ummm, don't think so!

Here is another scam:

---------- Forwarded message ---------

From: Paul Anderson <attorneypaulanderson@nationwidecredittcollection.org>

Date: Mon, Jun 25, 2018, 11:32 AM

Subject: Final Legal Notice.

Address: 1702 Bittersweet Ln Rolla MO 65401

Find Your Warrant Copy: FGTM-98524L2 will be going to release

This is last chance for you, you must have to make minimum $300.00 today for hold this Case File.

This Legal Proceeding will be issued on your Docket Number DL-20731642 with one of Cash Advance Inc. Company to let know you that after making calls to you on your phone number we were not able to get hold of you. So the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

CASE NO: FGTM-98524L2

Amount Outstanding: $1200.00

We have sent you this warning notification about legal proceedings of March 8, 2015, but you failed to respond on time now it’s high time if you failed to respond in next 4 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will we garnished.

Do revert back if you want to get rid of these legal consequences and make payment arrangement today or else we would be proceeding legally against you and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can email back to get the payment mode.

Acsdebtsettlementdepartment.us@gmail.com

We will we forced to go ahead legally against you and once it proceed in the Court House, The creditor has entire rights to tell your employer and your references about this issue and the lawsuit will be the next step which will be amounting to $6700.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.

Please let us know what your intention is by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your door step.

We informed you and we have more than 17 kinds of technical proof against you to prove that you are guilty and committed the following frauds.

1. Violation of Federal Banking Regulation.

2. Collateral Check Fraud

3. Theft by Deception

4. Electronic Fund Transfer Fraud.

Note: This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

TERMS AND CONDITIONS, YOU AGREED.

By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

Note: To make payment you would have to contact our email address

Acsdebtsettlementdepartment.us@gmail.com

We are informing you that if we will not receive your payment then, unfortunately, we have to go ahead further with the legal action against your name

Note: - If you ignore this email and failed to take care of this debt than all of your bank accounts will we seized through Major Credited Bureau within Seven Business Days that's why your co-operation will we appreciated.

Paul Anderson (Accounts Dept.)

Bureau of Defaulters agency FTC Incorporation

National Debt Solution

PO Box 105028

Atlanta, GA 30348-5028

Here is another scam:

---------- Forwarded message ---------

From: ACS Debt Collection Agency <cashnet.usa.recovery@gmail.com>

Date: Tue, Jun 26, 2018, 10:46 AM

Subject: WARNING FOR GARNISHMENT

To: CashNet USA <cashnet.usa.recovery@gmail.com>

LOAN INFORMATION:

Creditor: Advance Cash Services

Outstanding Amount: $926.23

Customer ID: #95041725

Case File Number #: CA-152/A26/17932

Loan Amount: $300.00

Settlement Payment: $686.26

Urgent Attention: Please rectify this matter immediately.

Despite my previous reminders, the above invoice for $926.23 remains unpaid. As such, we would appreciate you making this payment by today in order to take care of this matter completely.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

Why am I receiving this notice?

The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On June 14th 2018, we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $926.23. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

Please reach out to us immediately if you would like to set up a repayment plan."

Oh, WOW! and mine is from both CA and FL, same amount, but different GARNISMENT (of Federal Funds, Soc. Sec.) AND now Prison, Oh! woe is me

CASHNET USA alleged OHIO

Here is another scam:

---------- Forwarded message ---------

From: ACS LEGAL DEPARTMENT <debt.acscreditscore@gmail.com>

Date: Tue, Jun 12, 2018, 1:29 PM

Subject: CASE FILE: ​​​NY/25/35871, SUBJECT- LAWSUIT

LOAN INFORMATION:

Customer ID: #26308124​​​​​​​​​​​​​​​​

Case File​ Number​: ​​​NY/25/35871​​

​Creditor: ​Advance Cash Services

Loan Amount: $300.00

​​Penalty and interest amount: $489.99

​Due Amount: $​945.00 ​​

​​

Dear Debtor,​​

Our company (ACS INC) has aut​​horized us to recover the full amount due to them.

​​

As we put your Socia​​l Sec​​urity Number into our Na​​tional Checking Database System we found that yo​​u h​​ave been​​ never charged for a fraud​​ activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Co​​urt without having a report on your Credit History and Social Security Number.

We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN REPLY US BACK ASAP (Our working hours are from Monday to Friday 09:30 AM to 06:30 PM EST).

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

​​

Yours sincerely

Collections & Legal Department​​

I don't remember getting a loan, so what account are you talking about. I need information more than just you saying I owe money. I need proof. And a number I can call and speak to some one.

"LOAN INFORMATION:

Customer ID: #26308124​​​​​​​​​​​​​​​​

Case File​ Number​: ​​​NY/25/35871​​

​Creditor: ​Advance Cash Services

Loan Amount: $300.00

​​Penalty and interest amount: $489.99

​Due Amount: $​945.00 ​​

​​

Dear Debtor,​​

Our company (ACS INC) has aut​​horized us to recover the full amount due to them.

​​

As we put your Socia​​l Sec​​urity Number into our Na​​tional Checking Database System we found that yo​​u h​​ave been​​ never charged for a fraud​​ activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Co​​urt without having a report on your Credit History and Social Security Number.

We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN REPLY US BACK ASAP (Our working hours are from Monday to Friday 09:30 AM to 06:30 PM EST).

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

​​

Yours sincerely

Collections & Legal Department​​"

I have never received a loan, I do not know who this is. Asked for proof of loan no response. No number too call or nothing.

Hide quoted text

---------- Forwarded message ---------

"From: ACS LEGAL DEPARTMENT <debt.acscreditscore@gmail.com>

Date: Tue, Jun 12, 2018, 1:29 PM

Subject: CASE FILE: ​​​NY/25/35871, SUBJECT- LAWSUIT

To: ACS Credit Bureau <debt.acscreditscore@gmail.com>

LOAN INFORMATION:

Customer ID: #26308124​​​​​​​​​​​​​​​​

Case File​ Number​: ​​​NY/25/35871​​

​Creditor: ​Advance Cash Services

Loan Amount: $300.00

​​Penalty and interest amount: $489.99

​Due Amount: $​945.00 ​​

​​

Dear Debtor,​​

Our company (ACS INC) has aut​​horized us to recover the full amount due to them.

​​

As we put your Socia​​l Sec​​urity Number into our Na​​tional Checking Database System we found that yo​​u h​​ave been​​ never charged for a fraud​​ activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Co​​urt without having a report on your Credit History and Social Security Number.

We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN REPLY US BACK ASAP (Our working hours are from Monday to Friday 09:30 AM to 06:30 PM EST).

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

​​

Yours sincerely

Collections & Legal Department​​"

Here is another scam:

"From: ACS LEGAL GROUP

Sent: Thursday, May 31, 2018 12:12 PM

Subject: Re: RECOVERY BEFORE GARNISHMENT

CASE FILE #: CA-152/A26/17932

Settlement Amount: $500.00

Urgent: Please rectify this matter immediately.

Despite my previous reminders, the above invoice for $500.00 remains unpaid. As such, we would appreciate you making this payment by today in order to take care of this matter completely.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

Why am I receiving this notice?

You took out a loan of $300.00 and never bothered to pay it back that's why,

The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On April 18th 2018, we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $945.67. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

Please reach out to us immediately if you would like to set up a repayment plan.

Warm Regards,

Michael Johnson

Collection & Legal Department

ACS Legal Group, LLC"

I received the same email 5/23/2018. I had to do my research.

"Case File #: FL38654/D(25)

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection Act 811 (FC/SC)

Last Date to File Lawsuit- May 25th, 2018

Minimum amount to take care of this matter: $438.00

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Silver Card, Western Union and American Express Prepaid Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On April 25th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $1000.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Warm Regards,

Michael Johnson

Collection & Legal Department

ACS Legal Group, LLC"

Here is another scam:

"From: Attorney Department for Debt Collection and Bank Fraud <acc.debt.inc@gmail.com>

To: Advance Cash Corp <acc.debt.inc@gmail.com>

Sent: Mon, May 21, 2018 3:31 pm

Subject: Urgent: Need your immediate Attention

Reason of this notification: Against you filed Concealment Lawsuit

In case if you are employed then, apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job.

Through an IRS (Internal Revenue Service) your Social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold. Any child support, Disability, Unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.

Police Case#DP-102938

Complaint #: 863020

SETTLEMENT AMOUNT - 1400.00

Dear Valued Client,

The Attorney General's Legal Affairs Investigation Section has received the complaint regarding your bad loan. In an effort to make you aware of information received by the Attorney General's Legal Affairs Investigation Section concerning your Case File #ST-90381, we are sending this complaint to you for response.

We would appreciate it if you would provide your written reply within 24 hours of receipt of this request so the complaint can be resolved without further action by the (AIPOFS) Annually Investigation Practices Of Federal System. Along with your reply, please include copies of all transnational documents relating to this that shows you are innocent if you think of denying this accusation.

I would like to personally offer you good faith adjustment if you agree the terms of the resolution so we can confirm with the Groups of Attorneys that the resolution offered is acceptable and close the file. If you deny then I apologies but seek to issue arrest warrant against you in 24 hours you will be taken either from your work place or home under the custody of 72 hours after bail this matter will be fully revealed in courthouse after the default judgment you have to bear $6800.00 as court restitution fee, in case if you fail to pay court fee then as per the law your property and bank account will be seized and sealed respectively with the imprisonment of 3 years.

Thank you for your prompt attention to this matter.

Respectfully,

Jacqueline Teresa-

(Case Manager)"

I just forwarded an e-mail to you that my sister received today - she thought it was real. What exactly does your organization do in general and what does it do with the fraud e-mails forwarded to you? Thank you in advance for your follow up!

Here is another scam:

"Complaint Case File No – RJ-73989594

Total Outstanding Amount: $980.45 USD

Date- May 14th. 2018

Case File Transferred to ACS:- May, 2018

Subject: Notice of Legal Proceedings against fraud activity.

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $1210.45.

This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $1210.45.

If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 07:00 PM on reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely,

Sr. Investigation Officer.

ACS Incorporation.

Collections & Legal Department"

This is what mine says:

"Garnishment Notification and Arrest Notice

ACS Incorp <acs.attorney.collection@gmail.com>

May 8 (2 days ago)

to bcc: me

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your pay check, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On May 7th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $950.25.Which carries a maximum sentence of 10 years in prison and a fine off up to $50,000.00?

You can apply for an OUT OF COURT RESOLVMENT OPTION (OOCR):

In order to get OOCR you have to submit the amount which you owe in full before the case goes live in the court house by requesting an officer in compromise, but if you are failed to do that then, we shall start the process of processing those charges against you

We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

UNITED STATES ATTORNEY

Best Wishes,

Daniel Carter.

Sr. Investigation Officer

ACE LEGAL GROUP"

Here is another scam:

"Final Payday Loan Collection Letter

Ace Cash Services LLP

Attorney Letter for Debt Recovery

Case File:-10765A28

Dear Customer,

I represent ACE parent Creditor of the Cash advance Services. I have been asked to commence such action against you as may be necessary for an attempt to recover the entire balance of $965.76 owed by you because of the failure to make the payment what due.

If you wish to resolve this matter before legal action is commenced, you must do one of two things within one week of the date of this letter.

Pay the amount of $500.00

Dispute this matter so that we can commence a Legal action.

If you do neither it will be assumed that legal action will be necessary, If such action is successful costs will be added to your balance and the total payable amount at the court settlement will be $2584.63.

At this time the choice is yours and I sincerely hope you choose to resolve this matter before legal action is commenced.

All funds to be returned as per the initial terms and conditions.

Thank you

Shaun Smith

Attorney at Law

ACE INCORPORATION

THIS IS AN ATTEMPT TO COLLECT THE DEBT AND ANY INFORMATION CONTAINED WILL BE USED FOR THAT PURPOSE.

YOU OWE ACE Inc. YOUR INITIAL AMOUNT GOES UP TO $400.00 UNLESS YOU WITHIN 7 DAYS AFTER RECEIPT OF THIS NOTICE DISPUTE THE VALIDITY OF THE DEBT OF ANY PORTION THEREOF, I WILL ASSUME THAT THE DEBT IS VALID. IF YOU DO, I WILL OBTAIN VERIFICATION OF THE DEBT, OR A COPY OF ANY JUDGEMENT AGAINST YOU AND A COPY OF SUCH VERIFICATION OR JUDGEMENT WILL BE MAILED TO YOU BY ME.

JEFF JOHNSON ATTORNEY AT LAW."

Today I received a text on my phone that I owed 980.00 and they are going to take me to court or can I pay that amount today but I need to get an iTunes card.

They texted me back and told me that when they go to court I will have to pay the court costs and pay 4,956.00. It's a scam, don't fall for it! I know I've never had a loan from these people.

I received an email saying I would go to jail if I didn't pay a debt. I have looked up the company and there are several complaints that this is fraud. This email was from debtrecoveryacsusa3@gmail.com. Beware of this type of scam.

I have been receiving these emails also. In the latest one they actually said to send money by One Vanilla Prepaid Bank Card.

I'm so tired of getting these damn emails

Got the same message same case number:

"Lawsuit Police Case File #: PL01001084

AL

ACS LOAN <loan.debt.acs@gmail.com>

FrI 4/13/2018 10:12 AM

NOTICE OF LEGAL PROCEEDINGS

Case File: PL01001084

Court House Address- -United States District Court 500 Pearl Street, New York, NY 10007.

Lawsuit Cost - $4526.65(Including Attorney Fee/Court Fee/All Taxes)

Last month to File Lawsuit - April 18th 2018.

Attorney Name- Paul Smith (Sr. Attorney in New York Courthouse).

Case Type- Fraudulent Case(FC/SC)

Total Amount - $750.00.

Settlement Amount - $490.00

Dear Debtor,

We are going to file a lawsuit in next 24 hours at United States District Court 500 Pearl Street, New York, NY 10007. against your Name and SSN. After giving several notifications we did not receive any response from your side. We will consider that you are ignoring this matter and you want to dispute.

Note- We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff or Sheriff Officer

Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of the initial contract

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your doorsteps with the cost of a lawsuit around $4526.65.

NOTE 2: If you ignored this email and failed to take care of this debt than all of your bank accounts will be seized thru major credit bureaus within next seven business days that’s why your co-operation would be really appreciated.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and your case file is closed.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Do update us with your intention that you want to resolve this case or you want to dispute.

Kindly Co-operate with us so that we can close this case file outside the courthouse ASAP. Once this case file is downloaded we won't able to help you out.

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS"

I receive these all the time. My identity was stolen due to a breach at my employer. I use to find these very disturbing but now ignore them. They even called my main office number. My identity included all phone numbers etc. Ignore these, warrants and collection is not done over email.

"Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your pay check, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On April 04th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $990.25.Which carries a maximum sentence of 10 years in prison and a fine off up to $50,000.00?

You can apply for an OUT OF COURT RESOLVMENT OPTION (OOCR):

In order to get OOCR you have to submit the amount which you owe in full before the case goes live in the court house by requesting an officer in compromise, but if you are failed to do that then, we shall start the process of processing those charges against you

We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

UNITED STATES ATTORNEY

Best Wishes,"

I just received the same notice today with only the dates changed. TOTAL SCAM. Do not respond to them.

Here is another scam:

"From: ACS LEGAL LOAN <acs.legal.loan.collectors@gmail.com>

Date: March 28, 2018 at 12:52:20 PM CDT

Subject: Lawsuit Police Case File #: PM148754

Settlement Amount For Today- $490.00

Hereby we inform that you are obliged to come as a defendant to District Court of Appeals on March 30th, 2018, at 11:00 a.m. for the hearing of your case of defaulting on a LOAN,

Last Date to File Lawsuit- April 6th, 2018.

Cost of the Lawsuit-$3590.00

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection(FC/SC)

This is to notify you and requires your immediate attention.

We have received this case file from Major Credit Bureau regarding Payday Loan. There is pending loan amount showing in your name and SSN. The initial loan amount which you took it goes up to $850.00(Due to late fine fees and rate of interest).

If necessary you have a right to obtain a lawyer for your protection. You are kindly asked to have an identity document with you. Personal appearance is compulsory. Please bring all documents and witnesses relating to this case with you to Court on your hearing date.

Case information and courthouse address will be sent to your mailing address in next 24 hours.

Note: If you do not attend the hearing the judge may hear the case in your absence.

Why am I receiving this notice?

The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On February 23rd, 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $850.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

Please reach out to us immediately if you would like to set up a repayment plan."

Here is another scam:

-- start of scam --

From: LEGAL DEPARTMENT

Sent: Tuesday, March 13, 2018 8:49 AM

To: Legal Department

Subject: FINAL NOTICE BEFORE LEGAL ACTION@ DISTRICT COURTHOUSE

NOTICE OF LEGAL PROCEEDING!

Notice Under US Federal Law & FDCPA-811

(Action Required)

Case File#DVA0005620

The District Courthouse

Balance Due- $496.36

Last Date to File- 03/13/2018

Lawsuit File Cost# $8056.36

File Transferred- March 2018

We are going to file a lawsuit in next 12 hours at NEW YORK District Courthouse (89-17 Sutphin Blvd, New York, NY 10038) against your Name and SSN. After giving several notifications we didn't receive any response from your side. We will consider that you are ignoring this matter and you want to dispute this case file. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

If we don't hear from you on time/today, we will be compelled to seek legal representation in the Courthouse. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

Note:If we don't receive any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35.

If we receive the payment on time thereafter we will provide you full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take the matters lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.

If you fail to respond us the Charges will be pressed against the name are:

1. Violation of federal banking regulation act 1983 (C)

2. Collateral check fraud

3. Theft by deception (ACC ACT 21A)

Which carries a maximum sentence of 3 years of prison and a fine up to $8056.36.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house. If you fail to respond within 12 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP.

By requesting an offer in compromise, but if you fail to do that then we shall start the process of pressing those charges against you.

Thank you for your assistance in this matter

Best Wishes,

Richard Hamlet

Legal Department

Here is another scam:

---------- Forwarded message ----------

From: "legalsettlementdepartmentatlaw@gmail.com" <markaabignailtlawgroup@gmail.com>

Date: Mar 22, 2018 2:42 PM

Subject: CASE FILE #: ACS-20176/TC41/9522 FOR

CASE FILE #: ACS-20176/TC41/9522

Total Outstanding Amount: $1986.75 (Including Late Fees, Penalties, Loan amount, Interest Rate)

Settlement amount : $986

CREDITOR - CASH AMERICA LOANS.

Dear,

This is in reference to your Case File ACS-20176/TC41/9522 with CASH AMERICA LOANS in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

This is regarding your case and charges which are going to pressed under your name are:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

I regret to advise that unless payment is received before the end of this week this invoice will be passed over to our debt collection agency/lawyer. This could seriously affect your credit rating so I urge you contact us immediately to make payment or arrange an alternative before this date.

We will be forced to proceed legally against you and once it proceeds the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $26220 and will be totally levied upon you and that would be excluding your attorney charges, pending balance and bail charges . If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future .

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your door step.

You will receive the document from the court house once the case will be downloaded. We have tried several times to work with you but as we are not getting the same cooperation from you so unfortunately, we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to make the payment.

We have the affidavit which states that you were monitored online using your email address in order to silicate funds from the website which is own and operated by the parent company.

For settlement, payment arrangement or any other queries feel free to contact us.

legalsettlementdepartmentatlaw@gmail.com

Thank You,

Mark Waggner

Sr. Investigation Officer (Department – LAW AND BANKING CRIME)

Case File # : KPR - 02/48520

This is a copy of the email I received a few days ago

"Balance Amount: $964.52

Case File Transferred to ACS: - March 2018

Dear,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely

Collections & Legal Department

ACS LEGAL DEPARTMENT"

Here's the one that I received today.....

\/

\/

\/

"From: Debt Collection <collectiongroup.acs@gmail.com>

Date: 3/22/2018 2:27 PM (GMT-05:00)

To: ACS INC <collectiongroup.acs@gmail.com>

Subject: Re-Unpaid Invoice#CA38654/D(25)

Garnishment Notice

Case File #: CA38654/D(25)

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection Act 811 (FC/SC)

Last Date to File Lawsuit- March 23rd, 2018

Appointed Attorney For This Case: Steven Harris

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On January 18th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $984.80. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Attention: If you want to end this case at a time outside the court then you will have to pay $750.00 which should be paid in two days.

Sincerely,

Settlement Department

Working Hours: 10.00 A.M to 6.00 P.M CST (Mon-Fri)

10.00 A.M to 1.00 P.M CST (Sat)"

Here's another one:

"David Hall <william.acs.loancollection@gmail.com>

10:38 AM (16 minutes ago)

to bcc: me

Case File # : APK - 03/48514

Balance Amount: $964.52

Case File Transferred to ACS: - March 2018

Dear Nancy,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

• Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

• Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EST on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely

Collections & Legal Department

ACS LEGAL DEPARTMENT

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Here is another scam:

---------- Forwarded message ----------

From: "Collection & Legal Department" <cashnetusarecovery.debt@gmail.com>

Date: Feb 27, 2018 1:26 PM

Subject: Re: Re : WARNING FOR GARNISHMENT

We are talking about the loan amount of $400.00 that you took with the company ACS – Advance Cash Services (A Parental Pay Day Advance Company), they do have a signed copy of the contract which is signed under your E-mail address, also would like to mention your Computer's IP address and your SSN was also traced when you were signing the contract with the company.

The company has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was Checking account.

We really appreciate your response in order to settle this matter. AS you are stated like this, we also provide a Settlement Amount, which we can do for you, be –

1. We can provide you the Settlement Amount of $734.27 that has to be paid till upcoming Friday (as paid in full with zero balance) or,

2.If you are looking for a payment on the settlement amount, the Settlement Amount would be $800.00 and we can split it into two equal payments each of $400.00 that has to be paid bi-weekly or,

3. If you are not able to work with the given settlement amount then the best we can do for you is we can split the Total Outstanding balance(including interest) which is $1000.00 into four equal payments each of $250.00. Kindly confirm us the four dates on which you can make your payment of $250.00 each and you have to make these payments Bi-weekly starting from this week.

4. If you can’t afford any of those payment arrangements then, please let us know how much the maximum you can afford from your income we will give you the best payment plan to you.

Kindly let us know on the option that is affordable for you so that we can update our accounts department in order to put your account on hold.

Note: Once the payment will go through we will close this case file of yours and we will provide you a Payment Receipt stating that this account has been paid in full with ZERO balance and you are no more debtor for the company.

Do Revert ASAP

Thanks & Regards

Debt Settlement Division Inc.

On Feb 27, 2018 10:34 AM, "Collection & Legal Department" <cashnetusarecovery.debt@gmail.com> wrote:

CASE FILE #: BN15711E

Settlement Amount: $734.27.

Urgent: Please rectify this matter immediately.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account of $734.27. We feel we have given you ample time and have been more than patient with you. Therefore, we feel there is no other recourse but to write this debt off of our books by reporting it as a “bad-debt loss” to the I.R.S. Through a 1099-C filing. You can avoid this by remitting payment today for the full amount due. If we do not receive your payment within the next five days, we are going to have to take action.

Why am I receiving this notice?

The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On January 23rd, 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $1423.13. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Please reach out to us immediately if you would like to set up a repayment plan.