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Scam - "ACS Legal Department Debt Collection Lawsuit"

2018-02-14T15:37:34 -  +
Scam - "ACS Legal Department Debt Collection Lawsuit"

Online users who have received so-called "ACS Legal Department" emails like the one below, which claim that they have been given a chance to settle an ACS Legal Department debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

Please continue reading below.

The "ACS Legal Department Debt Collection" Scam

From: "acs INCORPORATION" <acs.debt.payday.usa@gmail.com>

Date: Feb 14, 2018 6:16 AM

Subject: Final Notification_Lawsuit Case File# PL01001084

FINAL NOTICE COLLECTIONS

Dear Customer,

To date, we have received no correspondence pertaining to your $550.00 debt to ACS. This, following numerous attempts to collect, will be your final notification prior to our referring your debt to an outside legal firm.

Your balance is currently months past due. We intend to close this matter within more than next three to seven business days. Your full payment or the negotiated payment once in touch with the department shall be received to avoid the legal charges under the FDCP Act on this case file for the payment due.

If you fail to respond to this notice you will be contacted by the legal department with the CREDIT BUREAU and can no longer be assisted by our company in preventing this potential credit affecting legal charges to take place.

If you wish to resolve this matter before court dated February 16th, 2018, Make payment arrangement and pay the amount to close your case file.

Dispute this matter represent yourself at the courthouse on February 16th, 2018 with legal charges and Lawsuit amount of $2865.36.

At this time the choice is yours and I sincerely hope you choose to resolve this matter before legal action is commenced.

Do revert back ASAP to update the case file so that we can restrain legal charges on the case file.

Thank you

Chris Harris

Investigation Officer

Collections

ACS LEGAL DEPARTMENT

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Comments, Questions and Reviews ✍
(Total: 37)

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The comments or reviews below do not necessarily reflect the views of Online Threat Alerts.

  • Posted: Aug 10, 2018 at 2:24 PM by an anonymous user from or near: Englewood, Ohio, United States

    It is illegal for a bill collector to lie when trying to collect debts, such as by claiming that it is a crime (an offense carrying a possible jail term) to avoid paying your bills. The bill collector can, however, file a collection case in court and get a judgment for the debt you owe. That can lead to a wage garnishment order, allowing an amount to be deducted from your paycheck over time until your debt is paid.

    Bill collectors may not harass or abuse you, or do anything that is unfair or deceptive when they are collecting debts. Under the FDCPA, a bill collector is any person other than the original creditor (the business that you owe money to) who regularly collects debts that are owed to other people.

    delete


  • Posted: Aug 7, 2018 at 6:28 PM by info

    They are using email address: attorney.usa.acs@gmail.com

    delete


  • Posted: Aug 6, 2018 at 3:41 PM by an anonymous user from or near: Lufkin, Texas, United States

    Someone sent me email saying that I owe one of this company cash advance $300.68, coming from Legal Department of Debt Recovery and my case no. ZUC-DW-51837119, and if they did not hear from in 4 hour they was going to send out and warrant arrest at my door step.

    His name is John Anderson (Department-law enforcement Bureau of Defaulters agency FTC Incorporation National Debt Solution PO Box 105028 Atlanta, GA 30348

    delete


  • Posted: Aug 3, 2018 at 7:03 PM by info

    They are using this email address: loanrecoverydept@gmail.com

    delete


  • Posted: Jul 30, 2018 at 3:31 PM by info

    Received via email:

    "I’m not sure what this is in reference too, if I could have an actual account name of who is saying I owe this amount of money? I do not recall taking a loan of this amount out. I think my information may have been incremented.
    I would like more information in regards to this debt I’m being accused of owing, before I proceed with payment options.
    Best Regards

    Sent from my iPhone

    On Apr 13, 2018, at 12:56 PM, Paul Hall wrote:

    Case File # : AN - 04/48513

    Balance Amount: $964.52

    Case File Transferred to ACS: - April 2018

    Dear Heather,

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

    As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    The Factual Basis for the complaints are as follows:

    You accepted to return the funds from this aforementioned pending loan.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.



    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract.

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.


    To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (321.473.7468) or reply back to this E-mail to get in touch with the representative.


    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

    Yours sincerely

    Collections & Legal Department

    ACS LEGAL DEPARTMENT"

    delete


  • Posted: Jul 17, 2018 at 12:39 PM by an anonymous user from or near: Arlington, Washington, United States

    I received this today:

    "This Legal Proceedings issued on you Docket #: 3616 with one of ACS Cash SERVICES. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

    Case File # : US-754869
    Balance Due : $850.86

    Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 48 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.

    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you. If you want to stop it now you must take immediate action.

    We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $2473.90 and will be totally levied upon you and that would be excluding your attorney charges.

    If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

    Kindly let us know your clear intention by Today onwards so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

    Note: This notice is provided to you on behalf of Cash Advance Incorporation and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, Fast Cash, Cash Net USA, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.

    WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

    Do revert back if you want to get rid of these legal consequences and make a payment arrangement Today or we would be proceeding legally against you.

    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on reply back to this E­mail to get in touch with the representative.

    ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

    Yours sincerely
    Collections & Legal Department
    ACS Inc © 2018 | | Terms of Use | Careers | Complaints | Privacy Policy"


    delete


  • Posted: Jul 7, 2018 at 2:21 PM by an anonymous user from or near: Phoenix, Arizona, United States

    I just forwarded the entire email to my state attorney general's office of consumer fraud and filed a complaint as victim.

    I copied the idiots who sent me the email in the cc line so they would know they were reported.

    I also returned the email to them notifying they were reported as scammers.

    One big giveaway, besides the ridiculous grammar and inability to properly phrase an English sentence - was the response email address at gmail.com. Ummm, don't think so!

    delete


  • Posted: Jun 26, 2018 at 10:33 AM by info

    Here is another scam:

    ---------- Forwarded message ---------
    From: Paul Anderson
    Date: Mon, Jun 25, 2018, 11:32 AM
    Subject: Final Legal Notice.

    Address: 1702 Bittersweet Ln Rolla MO 65401
    Find Your Warrant Copy: FGTM-98524L2 will be going to release

    This is last chance for you, you must have to make minimum $300.00 today for hold this Case File.

    This Legal Proceeding will be issued on your Docket Number DL-20731642 with one of Cash Advance Inc. Company to let know you that after making calls to you on your phone number we were not able to get hold of you. So the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

    CASE NO: FGTM-98524L2

    Amount Outstanding: $1200.00



    We have sent you this warning notification about legal proceedings of March 8, 2015, but you failed to respond on time now it’s high time if you failed to respond in next 4 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will we garnished.

    Do revert back if you want to get rid of these legal consequences and make payment arrangement today or else we would be proceeding legally against you and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



    You can email back to get the payment mode.

    Acsdebtsettlementdepartment.us@gmail.com


    We will we forced to go ahead legally against you and once it proceed in the Court House, The creditor has entire rights to tell your employer and your references about this issue and the lawsuit will be the next step which will be amounting to $6700.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.

    Please let us know what your intention is by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your door step.

    We informed you and we have more than 17 kinds of technical proof against you to prove that you are guilty and committed the following frauds.

    1. Violation of Federal Banking Regulation.
    2. Collateral Check Fraud
    3. Theft by Deception
    4. Electronic Fund Transfer Fraud.

    Note: This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

    WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

    TERMS AND CONDITIONS, YOU AGREED.

    By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

    Note: To make payment you would have to contact our email address

    Acsdebtsettlementdepartment.us@gmail.com

    We are informing you that if we will not receive your payment then, unfortunately, we have to go ahead further with the legal action against your name

    Note: - If you ignore this email and failed to take care of this debt than all of your bank accounts will we seized through Major Credited Bureau within Seven Business Days that's why your co-operation will we appreciated.

    Paul Anderson (Accounts Dept.)
    Bureau of Defaulters agency FTC Incorporation
    National Debt Solution

    PO Box 105028

    Atlanta, GA 30348-5028

    delete


    • Posted: Jul 16, 2018 at 11:12 AM by an anonymous user from or near: Georgetown, South Carolina, United States

      I received a similar email:


      "Case File # : OMP - 07/12513
      Balance Amount: $964.52

      Case File Transferred to ACS: - June 2018

      Dear Zawontay,

      Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount.

      You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

      As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

      As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:


      (1) VIOLATION OF FEDERAL BANKING REGULATION

      (2) COLLATERAL CHECK FRAUD

      (3) THEFT BY DECEPTION



      Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

      • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

      • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

      If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

      The Factual Basis for the complaints are as follows:

      You accepted to return the funds from this aforementioned pending loan.

      And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

      At present, ACS INC is seeking either of the following remedies:-

      All funds to be returned as per terms of initial contract.

      Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

      To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT reply back to this E-mail to get in touch with the representative.

      NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

      Yours sincerely

      Collections & Legal Department

      ACS LEGAL DEPARTMENT

      Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message.

      Thank you for your cooperation."

      delete


  • Posted: Jun 26, 2018 at 10:16 AM by info

    Here is another scam:

    ---------- Forwarded message ---------
    From: ACS Debt Collection Agency
    Date: Tue, Jun 26, 2018, 10:46 AM
    Subject: WARNING FOR GARNISHMENT
    To: CashNet USA


    LOAN INFORMATION:
    Creditor: Advance Cash Services
    Outstanding Amount: $926.23
    Customer ID: #95041725
    Case File Number #: CA-152/A26/17932
    Loan Amount: $300.00
    Settlement Payment: $686.26

    Urgent Attention: Please rectify this matter immediately.

    Despite my previous reminders, the above invoice for $926.23 remains unpaid. As such, we would appreciate you making this payment by today in order to take care of this matter completely.

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

    Why am I receiving this notice?

    The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On June 14th 2018, we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $926.23. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.
    I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

    Please reach out to us immediately if you would like to set up a repayment plan."

    delete


  • Posted: Jun 15, 2018 at 7:23 PM by an anonymous user from or near: Akron, Ohio, United States

    Oh, WOW! and mine is from both CA and FL, same amount, but different GARNISMENT (of Federal Funds, Soc. Sec.) AND now Prison, Oh! woe is me
    CASHNET USA alleged OHIO

    delete


  • Posted: Jun 12, 2018 at 3:46 PM by info

    Here is another scam:

    ---------- Forwarded message ---------
    From: ACS LEGAL DEPARTMENT
    Date: Tue, Jun 12, 2018, 1:29 PM
    Subject: CASE FILE: ​​​NY/25/35871, SUBJECT- LAWSUIT

    LOAN INFORMATION:
    Customer ID: #26308124​​​​​​​​​​​​​​​​
    Case File​ Number​: ​​​NY/25/35871​​
    ​Creditor: ​Advance Cash Services
    Loan Amount: $300.00
    ​​Penalty and interest amount: $489.99
    ​Due Amount: $​945.00 ​​
    ​​
    Dear Debtor,​​

    Our company (ACS INC) has aut​​horized us to recover the full amount due to them.
    ​​
    As we put your Socia​​l Sec​​urity Number into our Na​​tional Checking Database System we found that yo​​u h​​ave been​​ never charged for a fraud​​ activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Co​​urt without having a report on your Credit History and Social Security Number.

    We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

    AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt


    The Factual Basis for the complaints is as follows:-

    You agreed to return the funds from the aforementioned income advancement as per contract.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract

    Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

    If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

    AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN REPLY US BACK ASAP (Our working hours are from Monday to Friday 09:30 AM to 06:30 PM EST).

    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
    ​​
    Yours sincerely
    Collections & Legal Department​​

    delete


  • Posted: Jun 12, 2018 at 3:22 PM by an anonymous user from or near: Petersburg, Virginia, United States

    I don't remember getting a loan, so what account are you talking about. I need information more than just you saying I owe money. I need proof. And a number I can call and speak to some one.

    "LOAN INFORMATION:
    Customer ID: #26308124​​​​​​​​​​​​​​​​
    Case File​ Number​: ​​​NY/25/35871​​
    ​Creditor: ​Advance Cash Services
    Loan Amount: $300.00
    ​​Penalty and interest amount: $489.99
    ​Due Amount: $​945.00 ​​
    ​​
    Dear Debtor,​​

    Our company (ACS INC) has aut​​horized us to recover the full amount due to them.
    ​​
    As we put your Socia​​l Sec​​urity Number into our Na​​tional Checking Database System we found that yo​​u h​​ave been​​ never charged for a fraud​​ activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Co​​urt without having a report on your Credit History and Social Security Number.

    We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

    AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt


    The Factual Basis for the complaints is as follows:-

    You agreed to return the funds from the aforementioned income advancement as per contract.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract

    Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

    If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

    AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN REPLY US BACK ASAP (Our working hours are from Monday to Friday 09:30 AM to 06:30 PM EST).

    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
    ​​
    Yours sincerely
    Collections & Legal Department​​"




    I have never received a loan, I do not know who this is. Asked for proof of loan no response. No number too call or nothing.
    Hide quoted text

    ---------- Forwarded message ---------
    "From: ACS LEGAL DEPARTMENT
    Date: Tue, Jun 12, 2018, 1:29 PM
    Subject: CASE FILE: ​​​NY/25/35871, SUBJECT- LAWSUIT
    To: ACS Credit Bureau

    LOAN INFORMATION:
    Customer ID: #26308124​​​​​​​​​​​​​​​​
    Case File​ Number​: ​​​NY/25/35871​​
    ​Creditor: ​Advance Cash Services
    Loan Amount: $300.00
    ​​Penalty and interest amount: $489.99
    ​Due Amount: $​945.00 ​​
    ​​
    Dear Debtor,​​

    Our company (ACS INC) has aut​​horized us to recover the full amount due to them.
    ​​
    As we put your Socia​​l Sec​​urity Number into our Na​​tional Checking Database System we found that yo​​u h​​ave been​​ never charged for a fraud​​ activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Co​​urt without having a report on your Credit History and Social Security Number.

    We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

    AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

    The Factual Basis for the complaints is as follows:-

    You agreed to return the funds from the aforementioned income advancement as per contract.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract

    Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

    If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

    AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN REPLY US BACK ASAP (Our working hours are from Monday to Friday 09:30 AM to 06:30 PM EST).

    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
    ​​
    Yours sincerely
    Collections & Legal Department​​"

    delete


  • Posted: May 31, 2018 at 1:51 PM by info

    Here is another scam:

    "From: ACS LEGAL GROUP
    Sent: Thursday, May 31, 2018 12:12 PM
    Subject: Re: RECOVERY BEFORE GARNISHMENT

    CASE FILE #: CA-152/A26/17932

    Settlement Amount: $500.00

    Urgent: Please rectify this matter immediately.

    Despite my previous reminders, the above invoice for $500.00 remains unpaid. As such, we would appreciate you making this payment by today in order to take care of this matter completely.

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

    Why am I receiving this notice?

    You took out a loan of $300.00 and never bothered to pay it back that's why,
    The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On April 18th 2018, we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $945.67. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.
    I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

    Please reach out to us immediately if you would like to set up a repayment plan.

    Warm Regards,
    Michael Johnson
    Collection & Legal Department
    ACS Legal Group, LLC"

    delete


  • Posted: May 23, 2018 at 6:58 PM by an anonymous user from or near: Memphis, Tennessee, United States

    I received the same email 5/23/2018. I had to do my research.

    "Case File #: FL38654/D(25)
    Legal Charges-Section 19(A), Clause 21(US).
    Case Format- Fair Debt Collection Act 811 (FC/SC)
    Last Date to File Lawsuit- May 25th, 2018
    Minimum amount to take care of this matter: $438.00

    Dear Debtor,

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

    Before you are arrested

    If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

    After you are arrested

    Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

    If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Silver Card, Western Union and American Express Prepaid Card in order to close this account.

    What is garnishment?

    Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

    Why am I receiving this notice?

    On April 25th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $1000.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

    If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

    Warm Regards,
    Michael Johnson
    Collection & Legal Department
    ACS Legal Group, LLC"

    delete


  • Posted: May 22, 2018 at 10:54 AM by an anonymous user from or near: Massapequa, New York, United States

    Here is another scam:

    "From: Attorney Department for Debt Collection and Bank Fraud
    To: Advance Cash Corp
    Sent: Mon, May 21, 2018 3:31 pm
    Subject: Urgent: Need your immediate Attention

    Reason of this notification: Against you filed Concealment Lawsuit
    In case if you are employed then, apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job.

    Through an IRS (Internal Revenue Service) your Social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold. Any child support, Disability, Unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.

    Police Case#DP-102938
    Complaint #: 863020
    SETTLEMENT AMOUNT - 1400.00
    Dear Valued Client,
    The Attorney General's Legal Affairs Investigation Section has received the complaint regarding your bad loan. In an effort to make you aware of information received by the Attorney General's Legal Affairs Investigation Section concerning your Case File #ST-90381, we are sending this complaint to you for response.
    We would appreciate it if you would provide your written reply within 24 hours of receipt of this request so the complaint can be resolved without further action by the (AIPOFS) Annually Investigation Practices Of Federal System. Along with your reply, please include copies of all transnational documents relating to this that shows you are innocent if you think of denying this accusation.

    I would like to personally offer you good faith adjustment if you agree the terms of the resolution so we can confirm with the Groups of Attorneys that the resolution offered is acceptable and close the file. If you deny then I apologies but seek to issue arrest warrant against you in 24 hours you will be taken either from your work place or home under the custody of 72 hours after bail this matter will be fully revealed in courthouse after the default judgment you have to bear $6800.00 as court restitution fee, in case if you fail to pay court fee then as per the law your property and bank account will be seized and sealed respectively with the imprisonment of 3 years.

    Thank you for your prompt attention to this matter.

    Respectfully,

    Jacqueline Teresa-
    (Case Manager)"

    delete


  • Posted: May 21, 2018 at 3:03 PM by an anonymous user from or near: Danvers, Massachusetts, United States

    I just forwarded an e-mail to you that my sister received today - she thought it was real. What exactly does your organization do in general and what does it do with the fraud e-mails forwarded to you? Thank you in advance for your follow up!

    delete


    • Posted: May 21, 2018 at 7:14 PM by info

      We use the emails headers to determine where they are coming from and report it to the Internet Service Providers(ISP) who the scammers are using to send the fraudulent emails.

      We report other fraudulent websites to ISPs who are hosting them to have them shut down.

      delete


  • Posted: May 14, 2018 at 12:18 PM by an anonymous user from or near: Birmingham, Alabama, United States

    Here is another scam:

    "Complaint Case File No – RJ-73989594
    Total Outstanding Amount: $980.45 USD
    Date- May 14th. 2018
    Case File Transferred to ACS:- May, 2018
    Subject: Notice of Legal Proceedings against fraud activity.

    Dear Customer,

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $1210.45.

    This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $1210.45.

    If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

    NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $2873.81

    NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
    NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed after that you won't receive any kind of emails regarding this case file.
    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM t o 07:00 PM on reply back to this E-mail to get in touch with the representative.

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

    Yours sincerely,

    Sr. Investigation Officer.

    ACS Incorporation.
    Collections & Legal Department"

    delete


  • Posted: May 10, 2018 at 1:15 PM by an anonymous user from or near: Baltimore, Maryland, United States

    This is what mine says:

    "Garnishment Notification and Arrest Notice

    ACS Incorp
    May 8 (2 days ago)
    to bcc: me

    Dear Debtor,

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

    Before you are arrested

    If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

    After you are arrested

    Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

    If you want to stop the garnishment deductions from your pay check, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

    What is garnishment?

    Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

    Why am I receiving this notice?

    On May 7th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $950.25.Which carries a maximum sentence of 10 years in prison and a fine off up to $50,000.00?

    You can apply for an OUT OF COURT RESOLVMENT OPTION (OOCR):

    In order to get OOCR you have to submit the amount which you owe in full before the case goes live in the court house by requesting an officer in compromise, but if you are failed to do that then, we shall start the process of processing those charges against you

    We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

    If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

    UNITED STATES ATTORNEY

    Best Wishes,

    Daniel Carter.
    Sr. Investigation Officer
    ACE LEGAL GROUP"

    delete


    • Posted: May 23, 2018 at 6:46 PM by an anonymous user from or near: Memphis, Tennessee, United States

      I got the same email. so I decided to do my research

      delete


  • Posted: May 9, 2018 at 12:17 PM by an anonymous user from or near: Batavia, Illinois, United States

    Here is another scam:

    "Final Payday Loan Collection Letter

    Ace Cash Services LLP

    Attorney Letter for Debt Recovery

    Case File:-10765A28

    Dear Customer,

    I represent ACE parent Creditor of the Cash advance Services. I have been asked to commence such action against you as may be necessary for an attempt to recover the entire balance of $965.76 owed by you because of the failure to make the payment what due.

    If you wish to resolve this matter before legal action is commenced, you must do one of two things within one week of the date of this letter.

    Pay the amount of $500.00

    Dispute this matter so that we can commence a Legal action.

    If you do neither it will be assumed that legal action will be necessary, If such action is successful costs will be added to your balance and the total payable amount at the court settlement will be $2584.63.

    At this time the choice is yours and I sincerely hope you choose to resolve this matter before legal action is commenced.

    All funds to be returned as per the initial terms and conditions.

    Thank you

    Shaun Smith

    Attorney at Law

    ACE INCORPORATION

    THIS IS AN ATTEMPT TO COLLECT THE DEBT AND ANY INFORMATION CONTAINED WILL BE USED FOR THAT PURPOSE.

    YOU OWE ACE Inc. YOUR INITIAL AMOUNT GOES UP TO $400.00 UNLESS YOU WITHIN 7 DAYS AFTER RECEIPT OF THIS NOTICE DISPUTE THE VALIDITY OF THE DEBT OF ANY PORTION THEREOF, I WILL ASSUME THAT THE DEBT IS VALID. IF YOU DO, I WILL OBTAIN VERIFICATION OF THE DEBT, OR A COPY OF ANY JUDGEMENT AGAINST YOU AND A COPY OF SUCH VERIFICATION OR JUDGEMENT WILL BE MAILED TO YOU BY ME.

    JEFF JOHNSON ATTORNEY AT LAW."

    delete


  • Posted: May 1, 2018 at 7:44 PM by an anonymous user from or near: Kansas City, Missouri, United States

    Today I received a text on my phone that I owed 980.00 and they are going to take me to court or can I pay that amount today but I need to get an iTunes card.

    They texted me back and told me that when they go to court I will have to pay the court costs and pay 4,956.00. It's a scam, don't fall for it! I know I've never had a loan from these people.

    delete


  • Posted: May 1, 2018 at 1:43 PM by an anonymous user from or near: Odessa, Texas, United States

    I received an email saying I would go to jail if I didn't pay a debt. I have looked up the company and there are several complaints that this is fraud. This email was from debtrecoveryacsusa3@gmail.com. Beware of this type of scam.

    delete


  • Posted: Apr 26, 2018 at 1:16 PM by an anonymous user from or near: Palos Park, Illinois, United States

    I have been receiving these emails also. In the latest one they actually said to send money by One Vanilla Prepaid Bank Card.

    delete


  • Posted: Apr 17, 2018 at 6:10 PM by an anonymous user from or near: Westwego, Louisiana, United States

    I'm so tired of getting these damn emails

    delete


  • Posted: Apr 13, 2018 at 3:47 PM by an anonymous user from or near: Tampa, Florida, United States

    Got the same message same case number:

    "Lawsuit Police Case File #: PL01001084
    AL

    ACS LOAN
    FrI 4/13/2018 10:12 AM

    NOTICE OF LEGAL PROCEEDINGS

    Case File: PL01001084

    Court House Address- -United States District Court 500 Pearl Street, New York, NY 10007.
    Lawsuit Cost - $4526.65(Including Attorney Fee/Court Fee/All Taxes)
    Last month to File Lawsuit - April 18th 2018.

    Attorney Name- Paul Smith (Sr. Attorney in New York Courthouse).
    Case Type- Fraudulent Case(FC/SC)
    Total Amount - $750.00.
    Settlement Amount - $490.00
    Dear Debtor,

    We are going to file a lawsuit in next 24 hours at United States District Court 500 Pearl Street, New York, NY 10007. against your Name and SSN. After giving several notifications we did not receive any response from your side. We will consider that you are ignoring this matter and you want to dispute.
    Note- We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

    AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

    Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff or Sheriff Officer

    Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

    The Factual Basis for the complaints is as follows:-

    You agreed to return the funds from the aforementioned income advancement as per contract.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of the initial contract

    NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your doorsteps with the cost of a lawsuit around $4526.65.

    NOTE 2: If you ignored this email and failed to take care of this debt than all of your bank accounts will be seized thru major credit bureaus within next seven business days that’s why your co-operation would be really appreciated.

    NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and your case file is closed.

    This is our last warning to you; kindly update us ASAP so that we can proceed.

    Do update us with your intention that you want to resolve this case or you want to dispute.

    Kindly Co-operate with us so that we can close this case file outside the courthouse ASAP. Once this case file is downloaded we won't able to help you out.

    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS"

    delete


  • Posted: Apr 5, 2018 at 11:27 AM by an anonymous user from or near: Bloomington, Indiana, United States

    I receive these all the time. My identity was stolen due to a breach at my employer. I use to find these very disturbing but now ignore them. They even called my main office number. My identity included all phone numbers etc. Ignore these, warrants and collection is not done over email.

    "Dear Debtor,

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

    Before you are arrested
    If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.
    After you are arrested
    Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.
    If you want to stop the garnishment deductions from your pay check, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid in order to close this account.

    What is garnishment?

    Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

    Why am I receiving this notice?

    On April 04th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $990.25.Which carries a maximum sentence of 10 years in prison and a fine off up to $50,000.00?
    You can apply for an OUT OF COURT RESOLVMENT OPTION (OOCR):
    In order to get OOCR you have to submit the amount which you owe in full before the case goes live in the court house by requesting an officer in compromise, but if you are failed to do that then, we shall start the process of processing those charges against you
    We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

    If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

    UNITED STATES ATTORNEY

    Best Wishes,"

    delete


  • Posted: Apr 3, 2018 at 12:02 PM by an anonymous user from or near: Los Angeles, California, United States

    I just received the same notice today with only the dates changed. TOTAL SCAM. Do not respond to them.

    delete


  • Posted: Mar 29, 2018 at 1:53 AM by info

    Here is another scam:

    "From: ACS LEGAL LOAN
    Date: March 28, 2018 at 12:52:20 PM CDT
    Subject: Lawsuit Police Case File #: PM148754

    Settlement Amount For Today- $490.00

    Hereby we inform that you are obliged to come as a defendant to District Court of Appeals on March 30th, 2018, at 11:00 a.m. for the hearing of your case of defaulting on a LOAN,

    Last Date to File Lawsuit- April 6th, 2018.
    Cost of the Lawsuit-$3590.00
    Legal Charges-Section 19(A), Clause 21(US).
    Case Format- Fair Debt Collection(FC/SC)

    This is to notify you and requires your immediate attention.

    We have received this case file from Major Credit Bureau regarding Payday Loan. There is pending loan amount showing in your name and SSN. The initial loan amount which you took it goes up to $850.00(Due to late fine fees and rate of interest).

    If necessary you have a right to obtain a lawyer for your protection. You are kindly asked to have an identity document with you. Personal appearance is compulsory. Please bring all documents and witnesses relating to this case with you to Court on your hearing date.

    Case information and courthouse address will be sent to your mailing address in next 24 hours.

    Note: If you do not attend the hearing the judge may hear the case in your absence.
    Why am I receiving this notice?


    The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On February 23rd, 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $850.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.


    I regret to advise that unless payment is received by this invoice will be passed over to a courthouse/lawyer. This could seriously affect your credit rating so I urge you to contact us immediately to make payment or arrange an alternative before this date.

    Please reach out to us immediately if you would like to set up a repayment plan."

    delete


  • Posted: Mar 28, 2018 at 12:15 PM by info

    Here is another scam:

    -- start of scam --
    From: LEGAL DEPARTMENT
    Sent: Tuesday, March 13, 2018 8:49 AM
    To: Legal Department
    Subject: FINAL NOTICE BEFORE LEGAL ACTION@ DISTRICT COURTHOUSE

    NOTICE OF LEGAL PROCEEDING!
    Notice Under US Federal Law & FDCPA-811
    (Action Required)

    Case File#DVA0005620
    The District Courthouse
    Balance Due- $496.36
    Last Date to File- 03/13/2018
    Lawsuit File Cost# $8056.36
    File Transferred- March 2018

    We are going to file a lawsuit in next 12 hours at NEW YORK District Courthouse (89-17 Sutphin Blvd, New York, NY 10038) against your Name and SSN. After giving several notifications we didn't receive any response from your side. We will consider that you are ignoring this matter and you want to dispute this case file. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

    If we don't hear from you on time/today, we will be compelled to seek legal representation in the Courthouse. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    Note:If we don't receive any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35.

    If we receive the payment on time thereafter we will provide you full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take the matters lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.

    If you fail to respond us the Charges will be pressed against the name are:

    1. Violation of federal banking regulation act 1983 (C)

    2. Collateral check fraud

    3. Theft by deception (ACC ACT 21A)

    Which carries a maximum sentence of 3 years of prison and a fine up to $8056.36.

    YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house. If you fail to respond within 12 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP.

    By requesting an offer in compromise, but if you fail to do that then we shall start the process of pressing those charges against you.

    Thank you for your assistance in this matter

    Best Wishes,
    Richard Hamlet
    Legal Department

    delete


  • Posted: Mar 27, 2018 at 12:53 PM by info

    Here is another scam:

    ---------- Forwarded message ----------
    From: "legalsettlementdepartmentatlaw@gmail.com"
    Date: Mar 22, 2018 2:42 PM
    Subject: CASE FILE #: ACS-20176/TC41/9522 FOR

    CASE FILE #: ACS-20176/TC41/9522

    Total Outstanding Amount: $1986.75 (Including Late Fees, Penalties, Loan amount, Interest Rate)

    Settlement amount : $986

    CREDITOR - CASH AMERICA LOANS.

    Dear,

    This is in reference to your Case File ACS-20176/TC41/9522 with CASH AMERICA LOANS in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

    This is regarding your case and charges which are going to pressed under your name are:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    I regret to advise that unless payment is received before the end of this week this invoice will be passed over to our debt collection agency/lawyer. This could seriously affect your credit rating so I urge you contact us immediately to make payment or arrange an alternative before this date.

    We will be forced to proceed legally against you and once it proceeds the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $26220 and will be totally levied upon you and that would be excluding your attorney charges, pending balance and bail charges . If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future .

    Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your door step.

    You will receive the document from the court house once the case will be downloaded. We have tried several times to work with you but as we are not getting the same cooperation from you so unfortunately, we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to make the payment.

    We have the affidavit which states that you were monitored online using your email address in order to silicate funds from the website which is own and operated by the parent company.

    For settlement, payment arrangement or any other queries feel free to contact us.

    legalsettlementdepartmentatlaw@gmail.com

    Thank You,

    Mark Waggner
    Sr. Investigation Officer (Department – LAW AND BANKING CRIME)

    delete


  • Posted: Mar 22, 2018 at 3:15 PM by an anonymous user from or near: Troy, Missouri, United States

    Case File # : KPR - 02/48520

    This is a copy of the email I received a few days ago

    "Balance Amount: $964.52

    Case File Transferred to ACS: - March 2018

    Dear,

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

    As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    The Factual Basis for the complaints are as follows:

    You accepted to return the funds from this aforementioned pending loan.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract.

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

    To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

    Yours sincerely

    Collections & Legal Department
    ACS LEGAL DEPARTMENT"

    delete


    • Posted: Apr 4, 2018 at 2:27 PM by an anonymous user from or near: Portsmouth, New Hampshire, United States

      I just got this exact email right down to the exact dollar amounts. Such a scam.

      delete


  • Posted: Mar 22, 2018 at 2:48 PM by an anonymous user from or near: Nashville, Tennessee, United States

    Here's the one that I received today.....
    \/
    \/
    \/

    "From: Debt Collection
    Date: 3/22/2018 2:27 PM (GMT-05:00)
    To: ACS INC
    Subject: Re-Unpaid Invoice#CA38654/D(25)

    Garnishment Notice
    Case File #: CA38654/D(25)
    Legal Charges-Section 19(A), Clause 21(US).
    Case Format- Fair Debt Collection Act 811 (FC/SC)
    Last Date to File Lawsuit- March 23rd, 2018
    Appointed Attorney For This Case: Steven Harris

    Dear Debtor,

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

    Before you are arrested
    If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.
    After you are arrested
    Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.
    If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

    What is garnishment?

    Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

    Why am I receiving this notice?

    On January 18th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $984.80. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

    If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

    Attention: If you want to end this case at a time outside the court then you will have to pay $750.00 which should be paid in two days.

    Sincerely,
    Settlement Department
    Working Hours: 10.00 A.M to 6.00 P.M CST (Mon-Fri)
    10.00 A.M to 1.00 P.M CST (Sat)"

    delete


  • Posted: Mar 14, 2018 at 9:55 AM by an anonymous user from or near: West Lafayette, Indiana, United States

    Here's another one:

    "David Hall
    10:38 AM (16 minutes ago)
    to bcc: me
    Case File # : APK - 03/48514

    Balance Amount: $964.52

    Case File Transferred to ACS: - March 2018

    Dear Nancy,


    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

    As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    The Factual Basis for the complaints are as follows:

    You accepted to return the funds from this aforementioned pending loan.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract.

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

    To resolve this issue call us during the working hours Monday to Friday 09:00 AM to 05:00 PM EST on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

    Yours sincerely

    Collections & Legal Department

    ACS LEGAL DEPARTMENT

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation."

    delete


  • Posted: Feb 28, 2018 at 4:28 AM by info

    Here is another scam:

    ---------- Forwarded message ----------
    From: "Collection & Legal Department"
    Date: Feb 27, 2018 1:26 PM
    Subject: Re: Re : WARNING FOR GARNISHMENT

    We are talking about the loan amount of $400.00 that you took with the company ACS – Advance Cash Services (A Parental Pay Day Advance Company), they do have a signed copy of the contract which is signed under your E-mail address, also would like to mention your Computer's IP address and your SSN was also traced when you were signing the contract with the company.

    The company has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was Checking account.

    We really appreciate your response in order to settle this matter. AS you are stated like this, we also provide a Settlement Amount, which we can do for you, be –

    1. We can provide you the Settlement Amount of $734.27 that has to be paid till upcoming Friday (as paid in full with zero balance) or,

    2.If you are looking for a payment on the settlement amount, the Settlement Amount would be $800.00 and we can split it into two equal payments each of $400.00 that has to be paid bi-weekly or,

    3. If you are not able to work with the given settlement amount then the best we can do for you is we can split the Total Outstanding balance(including interest) which is $1000.00 into four equal payments each of $250.00. Kindly confirm us the four dates on which you can make your payment of $250.00 each and you have to make these payments Bi-weekly starting from this week.

    4. If you can’t afford any of those payment arrangements then, please let us know how much the maximum you can afford from your income we will give you the best payment plan to you.

    Kindly let us know on the option that is affordable for you so that we can update our accounts department in order to put your account on hold.

    Note: Once the payment will go through we will close this case file of yours and we will provide you a Payment Receipt stating that this account has been paid in full with ZERO balance and you are no more debtor for the company.

    Do Revert ASAP
    Thanks & Regards
    Debt Settlement Division Inc.


    On Feb 27, 2018 10:34 AM, "Collection & Legal Department" wrote:

    CASE FILE #: BN15711E

    Settlement Amount: $734.27.

    Urgent: Please rectify this matter immediately.

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

    This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account of $734.27. We feel we have given you ample time and have been more than patient with you. Therefore, we feel there is no other recourse but to write this debt off of our books by reporting it as a “bad-debt loss” to the I.R.S. Through a 1099-C filing. You can avoid this by remitting payment today for the full amount due. If we do not receive your payment within the next five days, we are going to have to take action.

    Why am I receiving this notice?

    The United States, or a State Debt support enforcement agency, certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On January 23rd, 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $1423.13. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

    If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

    Please reach out to us immediately if you would like to set up a repayment plan.

    delete


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