From: Cash America <firstname.lastname@example.org>
Date: Mon, Mar 26, 2018 at 2:02 PM
Subject: Legal notice
COLLECTIONS & LEGAL DEPARTMENT ACE/USA
PAST DUE AMOUNT- $980.76
CASE FILE NO:- ACE 534219065
CREDITOR - ACE (ADVANCE CASH SERVICES)
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACE has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3200.60 against you, we request you to kindly pay the Court Restitution Amount which is $980.76. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
The principle amount was $300.00 and now with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $980.76.
Note- If we don't receive any response from your side within 48 hours, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3200.60.
We don't appreciate your negligence on this account and if you do not want to make resolution on this account with us regards your case file then we do apologies.
Should further action be taken, We will file suit against you for defamation of credit; relief under the FDCPA, breach of signed agreement and request payment of our attorney fees and costs and statutory penalties.
Your prior correspondence, emails, etc. were not in compliance with the FDCPA. As you know, FDCPA permits statutory penalties consisting of $800.15 per violation;
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) DEFAMATION OF CHARACTER
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
We wholly contest this debt and request a full accounting of the debt along with court resolution fee of $3200.60 after the judgment in the courthouse which is totally impose upon you.
NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THROUGH MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS, THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
We have settlement amount for you;
1. If you can make one time payment of $450.00 then we can close your case file with this amount only.
2. If you are looking for bi-weekly payment then you have to pay total amount of $500.00 with payment arrangement and you can pay $100.00 bi-weekly till paid in full.
3. If you are looking for monthly payment then you have to pay total amount of $600.00 with payment arrangement and you can pay $150.00 monthly till paid in full.
Kindly let us know what type of payment arrangement you are looking for.
Do provide us with the date on which you can pay so that we can update your account.
Do update us with your intention that you want to resolve this case or you want to dispute.
NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.
ACE Legal Group of Attorneys.