It is important that the public takes precautions when asked to send money via money transfer services like Western Union and MoneyGram, or Prepaid Debit Card to pay legal services or the government. This is because scammers use those untraceable money transfer services to collect money from their victims. Money sent via those services are not refundable, once the scammers have collected or used it.
The "Debt Collection Agency Garnishment Notification and Arrest Notice" Phishing Scam
From: "Debt Collection Agency" <email@example.com>
To: "ACS Debt." <firstname.lastname@example.org>
Sent: Fri, Apr 27, 2018 at 12:06 PM
Subject: Re- Past Due Invoice
Garnishment Notification and Arrest Notice
CASE FILE #: RM-01147791
Date: April 27th, 2018
Settlement Amount: $490.00
This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:
Before you are arrested
If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.
After you are arrested
Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.
If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Visa Card and American Express Prepaid Debit Card in order to close this account.
What is garnishment?
Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.
Why am I receiving this notice?
On March 18th 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $850.25. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.
If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.
Working Hours: 10.00 A.M to 6.00 P.M CST (Mon-Fri)
10.00 A.M to 1.00 P.M CST (Sat) the included Summons of Garnishment by email.
Please reach out to us immediately if you would like to set up a repayment plan.