The "National Credit Collections" Legal Notice Scam Created by Cybercriminals

The email below, which appears to have been sent by the "National Credit Collections" claiming legal actions will be taken against the recipients to recover balance due, legal fees and court cost that has incurred, is a scam. The fake email is being sent by online scammers to frighten and trick the recipients into sending them money by threatening lawsuits against them. Therefore, recipients of the fake email should delete it and should not follow the instructions in it.

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The National Credit Collections Legal Notice Scam Created by Cybercriminals

It is important that the public takes precautions when asked to send money via money transfer services like Western Union and MoneyGram, or Prepaid Debit Card to pay legal services or the government. This is because scammers use those untraceable money transfer services to collect money from their victims. Money sent via those services are not refundable, once the scammers have collected or used it.

A "National Credit Collections" Legal Notice Scam

From: Jason Adams <jason.adams@attorney-cashadvance.com>

Sent: Friday, September 14, 2018, 2:46:14 PM CDT

Subject: Steven Huhn; Final Notice; Bad Credit

Dear Steven ,

This email will serve as our final notifications before filing a lawsuit against your name and SSN. We have tried our best to resolve this account without any legal action being taken but due to ignorance from your side we will have no option other than seeking legal help in order to recover the pending amount.

Case File #: HK407661

Name:Steven Huhn

SSN: 391902329

Total Outstanding:780.00

Settlement offer for today: 500.00

If we didn't receive your response by today then we will have our in house attorney to prepare a final report of this account and initiate legal action.

We are in the process of reporting this account as BAD DEBT to Credit Bureaus and your employer. Before we do so kindly contact us ASAP.

Respond immediately on receipt of this email to avoid legal consequences.

Thank You

National Credit Collections

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Note: Some of the information in samples on this website may have been impersonated or spoofed.

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Comments, Questions, Answers, or Reviews

Comments (Total: 30)

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August 1, 2023 at 10:48 AM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
an anonymous user from: Kent, Ohio, United States

I received the following email this morning and I think its a scam but I'm not sure. I haven't changed anything in the content of the email.

Case File#ONS-01147791-SC

Last Date to File Lawsuit- August 4th, 2023

Total Cost of the Lawsuit-5825.35

Courthouse Address-NYC Civil Court(89-17 Sutphin Blvd, New York, NY 10038).

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection Act 811 (FC/SC)

Due Amount- $1245.67

Dear Debtor,

This is to notify you and requires your immediate attention.

We are going to file a lawsuit in the next 24 hours at NYC Civil Court (89-17 Sutphin Blvd, New York, NY 10038).against your Name and SSN. After giving several notifications we did not receive any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

If we do not hear from you today, we will be compelled to seek legal representation in the Court House. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.

Note:If we don't get any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35.

Note: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action against you.

If we receive the remaining payment from you thereafter we will provide you with a full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take this matter lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.

If you fail to respond us the Charges will be pressed against the name are:

1. Violation of federal banking regulation act 1983 (C)

2. Collateral check fraud

3. Theft by deception (ACC ACT 21A)

Which carries a maximum sentence of 3 years of prison and a fine up to $5825.35.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you need to do is email us back for taking care of this matter outside the courthouse.

PS. If you fail to respond within 24 hours this Legal Action will be activated. You will be Entitled for an OOCR, so please EMAIL us back ASAP.

By requesting a settlement offer in compromise, but if you fail to do that then we shall start the process of pressing those charges against you.

To resolve this issue ASAP,

Kindly email us immediately.

Thanks & Regards,

Vista Law Firm.

Now I did look up the law firm. First one I found is an international law firm, the other is out of South Carolina.

Delete

January 17, 2022 at 1:19 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
an anonymous user from: Hickory, North Carolina, United States

I too have received this same email. Well I'm not exactly dumb, I'm extremely intelligent. I have ask them several times for the so called 14 points of proof they say they have that proves the bill is real and mine. They have not given me anything as of yet. I also ask them for their contact info and I got the address in Texas. I just looked it up and the first thing I see is that bold headline, national credit Collections scam. I knew something was funny, but this just makes me really angry. I'm trying to save money to fly to Ukraine and get married, and these A - Holes are trying to rip me off, if the law can not do anything about them, then maybe they should answer to some good old fashion country justice, but I don't want to upset them. They may sue me and make me pay even more money. That was the first give away, the amount they said I owe never was the same, it only changed slightly, but I have dealt with REAL collections companies and they ALWAYS make sure they get the full amount of money.

Delete

December 2, 2019 at 12:40 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
an anonymous user from: Bellevue, Washington, United States

I just received the exact same email. I hate scammers, get a job and stop preying on innocent people!

Delete

January 28, 2020 at 6:18 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
an anonymous user from: Columbia, South Carolina, United States

I received the same stating needs to be settle within 48 hours. I told them to send it to me with what ever address and the local police will deliver a summons didn't here no more about this. And I also reported this to the FTC. Go get a life

Delete

November 6, 2019 at 3:31 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
an anonymous user from: Dover, Delaware, United States

Another:

"October 04, 2019

Name:Robert Hammill

SSN:

Docket no: 0264NCC

Reference#:DB01928367N

Balance Amount: 768.00

Settlement Offered: 500.00(For Today)

Dear Robert,

This Proceeding issued on you Docket No: - SP/L-7377890 with one of National Credit Collections company in order to notify you that after making calls to you on your phone number we were not able to get a hold of you so the accounts department of “THE SEMRAD LAW FIRM” has decided to mark this case as a flat refusal and press legal charges against you.

We have sent you this warning notification about legal proceedings on December 21, 2018 but you failed to respond on time now it’s high time if you failed to respond in the next 24 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $3420.79 and will be totally levied upon you and that would be excluding your attorney charges.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.

This is your last and final chance to settle this case if you don't take it seriously, we will surely take hard steps against your name and social and you will be the only person responsible for the legal consequences.

Thank You

Jason Adams

National Credit Collections

Debt Collection Department

A2851 Matlock Rd #400, Mansfield,

TX 76063"

Delete

October 18, 2019 at 5:58 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
an anonymous user from: Providence, Rhode Island, United States

Just received one on my spam e mail. I'm an 80 year old senior in Rhode island. I have no idea what debt they are talking about.

Delete

October 8, 2019 at 6:15 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
info

Here is another scam:

"From: legal@national-credit-collections-dept.com <legal@national-credit-collections-dept.com>

Sent: Tuesday, October 8, 2019 2:51 PM

Subject: Ashley Rose

October 8, 2019

Name:

SSN:

Docket no: 0264NCC

Reference#:DB01928367N

Balance Amount: 768.00

Settlement Offer for today: 500.00

Dear Ashley,

This Proceeding issued on you Docket No: - SP/L-7377890 with one of National Credit Collections company in order to notify you that after making calls to you on your phone number we were not able to get hold of you so the accounts department of “THE SEMRAD LAW FIRM” has decided to mark this case as a flat refusal and press legal charges against you.

We have sent you this warning notification about legal proceedings on November 21, 2018 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $3420.79 and will be totally levied upon you and that would be excluding your attorney charges.

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.

This is your last and final chance to settle this case if you don't take it seriously, we will surely take hard steps against your name and social and you will be the only person responsible for the legal consequences.

Thank You

National Credit Collections

Debt Collection Department

A2851 Matlock Rd #400, Mansfield,

TX 76063"

Delete

September 27, 2019 at 5:24 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
info

Here is another scam:

"From: legal@national-credit-collections-dept.com

Date: September 27, 2019 at 10:38:59 AM EDT

Subject: Jennifer Zych

Case File No:DB01928367N

Name: Jennifer Zych

SSN: ***4716

Due Amount-768.00

Dear Jennifer

We have not received any response from your side despite our numerous notifications. Your entire account is now overdue, and you owe us a total of 768.00.

If there is some reason why this payment cannot be made immediately, please contact us so that we can make arrangements that will be mutually agreeable. Perhaps we can work out a payment schedule that would be realistic for your present circumstances.

Naturally, we do not want to endanger your credit rating or destroy the good relationship that we have maintained in the past. Therefore, would you please take care of this obligation immediately so that we will not have to file an unfavorable report with the credit bureau or resort to the use of a collection agency or an attorney.

We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86. Respond at your earliest convenience to resolve this account amicably.

National Credit Collections

Debt Collection Department

A2851 Matlock Rd #400, Mansfield,

TX 76063"

Delete

September 12, 2019 at 5:56 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
info

"From: legal@national-credit-collections-dept.com

Sent: Thursday, September 12, 2019, 12:35:34 PM PDT

Subject:

Legal Letter for Non Payment

Letter in Advance of Legal Proceeding

Date: September 12, 2019

Case File Number: DB01928367N

Name:

SSN : ***5276

Outstanding Amount: 768.00

Settlement Amount for Today: 500.00

Re: Notice of Immediate Legal Action for Non-Payment of Your Debt to Us

Amount of Debt-768.00

Dear Sandra,

To date, we have received no correspondence pertaining to your 768.00 debt to our company. This, following numerous attempts to collect will be your final notification prior to our referring your debt to an outside of courthouse.

Your balance is currently 768.00 day past due. We intend to close this matter within no more than five business days from the receipt of this letter. Your full payment by that will stop this process.

If you fail to respond to this notice, you will be contacted by a legal firm and can no longer be assisted by our company in preventing this potential credit-affecting collection to take palace.

Regards

National Credit Collections

7111 Harwin Dr #282, Houston,

TX 77036

Debt Resolution Litigation Department © 2019"

Here is another scam.

Delete

September 16, 2019 at 1:34 PM by
The "National Credit Collections" Legal Notice Scam Created by Cybercriminals
an anonymous user from: San Francisco, California, United States

That’s the same exact amounts and email my husband just got today.

Delete

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Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

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The "National Credit Collections" Legal Notice Scam Created by Cybercriminals