ATM Card Payment Approval Advance-Fee Scams

Online users, beware of emails like the one below, which claim that you have been approved for an ATM card and they should send your personal information in order to receive the card. The fake emails are advance-fee scams being sent by online scammers to their potential victims. An advance-fee scam is a form of fraud and one of the most common types of confidence trick. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster requires in order to obtain the large sum.

ATM Card Payment Approval Advance-Fee Scams

An "ATM Card Payment Approval" Advance-Fee Scam

From: Dr.Ben Lucas <>

Date: Fri, Feb 22, 2019 at 9:53 PM

Subject: Attention Dear Beneficiary:

Attention Dear Beneficiary:

How are you?well i have to inform you that your payment has been approve,through Atm Card which will be send to you.I will meet the minister of finance by Tomorrow to discuss on how i can obtain your Atm Card,kindly provide me your mobile phone and your home address. i will call you as soon as i finalize with them in this regard as soon it given to me i will attach you the the copy so that you can view it before going to Dhl to Register your parcel to you.

I want you to make sure your address you are sending to me is correct because that is what i will submit to Dhl .You should keep fee of your Atm Card delivery which i know that is around $245,00 for Dhl delivery of your parcel to your door step.I too will update you by tomorrow as soon as i finalize with the Cbn Governor and With the Minister of Finance .

Note that you fund worth of twelve million and eight hundred thousend united state dollars($12.8m) will be process as soon as you provide your data.

Thank you and i wait for your response now.

(1) your full name

(2) your full address

(3) your direct telephone number.

My Regards.

Dr.Ben Lucas

Manager, Foreign Operation ATM Card Dept

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December 11, 2019 at 9:38 AM by
ATM Card Payment Approval Advance-Fee Scams

Here is anther scam

- Forwarded message -

From: Mr.Robert Bond <>

Date: Tue, Dec 10, 2019 at 3:33 PM


To: Recipients <>


NOTE: If you received this message in your SPAM/BULK folder, it is because of the restrictions imposed by your Mail/Internet Service Provider, we urge you to treat it genuinely.

How are you today? Hope all is well with you and family? You may not understand why this email came to you. In regards to the recent meeting between the United Nations, Cyber Crimes Commission (CCc), Federal Bureau of Investigation(FBI) and the United States Government to restore the dignity and Economy ofa Nations based on the Agreement with the World Bank Assistance Project to help and make the world a better place. We have been having meetings for the past 3 months with the Secretary General of the United Nations.

This email come to those who are yet to receive their compensation/inheritance/winnings and who have been scammed in any part of the world, this includes every foreign contractors that may have not received their contract sum, and people that have had an unfinished transaction or Compensation payments that failed due to Government problems etc. Recently we the Federal Bureau of Investigation(FBI) arrested internet fraudsters and Scammer with large amount of money so if you are receiving this email its means you where select to be compensated as a scam victim among 100 selected victims with part of the money recover from the internet fraudsters account, . The UNITED NATIONS have agreed to compensate you with the sum of $9,000.000.00 USD (NINE MILLION DOLLARS).

100 people where selected across the Globe for this MIDDLE OF THE YEAR COMPENSATION and Your email was in the list submitted by our Monitoring Team observers and this is why we are contacting you, this have been agreed upon and have been signed, so you are advised to contact Mr. Robert Bond of the United Nations Compensation Commission, as he is our representative in United State Of America. Contact him immediately for your Compensation payment of $9,000.000.00 USD (NINE MILLION DOLLARS) which will be released directly to you in accordance with legal clearance and procedures.

It is my pleasure to inform you that your ATM Card Number; 4000128498979908 have been approved in your favor. Your Personal Identification Number is 6062. The ATM Card Value is $9,000.000.00 USD (NINE MILLION DOLLARS) You are advised that a most withdrawal value of $15,000.00 USD is permitted on withdrawal per Day and we are duly Inter Switch and you can make withdrawal in any Inter Switch site and ATM Center of your choice.

However, you should send him your

Full Name/

Telephone Number/

your Residential Address/



New email address for this safety of this transaction

Contact Mr. Robert Bond immediately for your compensation payment:

Mr. Robert Bond

Director- General,

ATM Card Payment

Washington Field Office


He is obliged to give you a call and treat your case with utmost urgency as soon as you contact him and fill out your correct details including all reachable phone numbers for him to get in touch with you via phone and email.

NOTE: Under normal circumstances the collection of your ATM CARD the IMF and the Finance Ministry insisted that you pay for the DELIVERY FEE ONLY of your ATM CARD via western union money transfer, which will cost you just $300 USD only, the RIA or Money Gram payment receipt of $300 USD to the nominated courier company that will carry out with the delivery to your door step to be documented in your file as proof your collection. Ask Mr. Robert Bond for the instruction on how to send the delivery fee of $300 to him, Please note that the delivery fee can not be deducted from your ATM CARD due to the fact that no one has the authority to unlucky and use your ATM CARD on your behalf because you alone will be the one to first use the card for the first withdrawal with your secret code.

We also advise that you stop further communications with these imposters and forward any correspondence / proposal you receive from them to Mr. Robert Bond in other for the FBI to bring justice to them.

Good luck and kind regards,

Making the world a better place!




July 24, 2019 at 8:32 PM by
ATM Card Payment Approval Advance-Fee Scams

"From: mark <>

To: undisclosed-recipients:;

Date: July 24, 2019 at 4:05 AM

Subject: text him now(404) 618-2221)

Your ATM card worth of ($4,700'000'00) has been with our UBA agent Williams Johnson at the airport.Now contact him & Send him your home address where to deliver your ATM

Card to you,

Your name_



Tel no_

call him or text him your address now,

(404) 618-2221Call: (404) 618-2221) or email him



Here is another scam.


May 14, 2019 at 10:18 AM by
ATM Card Payment Approval Advance-Fee Scams

Here is another scam:

"From: "Mrs.Susan Hodge" <>

Date: May 14, 2019 at 2:24:47 AM MST

Subject: Contact UBA Bank for your ATM Card!

Reply-To: "Mrs.Susan Hodge" <>

Good day, dear beneficiary.On behalf

of the United Nations Compensations office,




Confidentiality Ref: BC3351 GEC


Dear, Email ID Owner.

Through our Intelligence Monitoring Network System we discovered that your long overdue fund has not be paid to you as approved by the fund source and origin, After much consultations and meetings held in New York City, The International Monetary Fund (IMF) Organization has been given express instruction to (UNCC) to direct the West Africa Monetary Agency (WAMA) to re-called unpaid funds that was originated from Africa, Europe, Asia Plus Middle east, Americans, has finally been approved as your email ID is among the list of Beneficiaries that will receive their fund via this message we are pleased to inform you that your fund has been liquidated and converted into international ATM card, Your outstanding payment valued $10,500,000.00 (Ten Million Five Hundred Thousand United States Dollars) only has been perfected to be paid to you by the one of the most decorated, Trusted and recognized bank in the Benin Republic.

In consideration of the above, you have been issued with this Exclusive Reference Identification Number. This must be presented to attain your lump sum payment. Please take note and copy this code.The code must be indicated to the institution processing the payment . The Benin UBA Global Bank. No exceptions.(ATM/NR: UNCCORG/IMF/0866/B6) Reference Identification Number (IMF/FRB-NY/9USXX10751/09)Transfer Allocation No.: FRB/X44/701LN/NYC/US, Password: 339331, Pin Code: 78569, Certificate of Merit No: 104, Release Code No: 0876; Secret Code: XXTN014.To confirm: contact the card Issuance center with your contact details as stated below.You are required to forward the following details; full names, address, occupation, age and phone numbers for verification and re-confirmation.

Please contact immediately:


CONTACT # 229-9041-2137

You are advised to keep your payment code details/information from the public to avoid fraudulent claim. Meanwhile do not be taken unaware that all the necessary document backing the fund up has been forwarded to the custody of the paying bank to ensure smooth release of your funds to you as directed by us.

On behalf of the UN we apologize for the failure to pay your funds on time and for any inconveniences such as approved registered payments being forwarded to our processing institution in Africa. We look forward to the completed transfer of your payment. If there is any other required information or assistance please contact us at the number provided for the UBA Benin payment processing Dept. Thank you!


Mrs Susan Hodge

Public Relations Officer


Contact UBA Bank for your ATM Card!"


May 14, 2019 at 10:18 AM by
ATM Card Payment Approval Advance-Fee Scams

Here is another scam:

"From: "James Chisom"<>

Date: May 13, 2019 at 11:01:07 PM MST

Subject: Dear Friend

Reply-To: <>

Dear Friend

I am very happy to inform you about my success in getting that fund transferred. Now I want you to contact Mr.Rasheed Olaoluwa the UBA bank ATM payment director and ask him for a ATM master card worth of USD$800,000 which I kept for you as a compensation of your past assistance to me. His contact details is below;

Name: Mr.Rasheed Olaoluwa.

Email; ( )

Kindly reconfirm to him the following below information:

Your full name

Your address

Your country

Your age

Your occupation

Your Phone number

Note that if you did not send him the above information complete,he will not release the ATM master card to you because he has to be sure that it is you. Note also that I will not be reached by email or phone at this moment because I am currently in Japan for investment trip with my share.


James Chisom"


May 14, 2019 at 5:13 AM by
ATM Card Payment Approval Advance-Fee Scams

Here is another scam:

"From: Mrs Carol Mark <>

Date: May 13, 2019 at 11:19:40 PM EDT



I have registered your ATM with Dhl this morning and we agreed up that

your of USD10.5 in ATM CARD delivery will take place Tomorrow morning

so kindly reconfirm you full information:

Your Full name:

Your Address:

Your Country:

Your Cell Number:

Best Regard

Mrs carol mark"


April 11, 2019 at 9:41 AM by
ATM Card Payment Approval Advance-Fee Scams

Here is another scam:

- Forwarded message -

From: DHL <>

Date: Wed, Apr 10, 2019, 2:04 PM


Attention:Dear Beneficiary

I have registered your ATM CARD of $1.5 Million USD with DHL Express Courier Company Today with Registration Code DCJKT00678G.

Please Contact them with your delivery information such as, Your Name,

Your Address, Direct Phone Number and ID Card Copy.

DHL Express Office:

Name of Dir: Dr.Kai Justice

E-mail (

Tel: 919838389027

I have paid for the Insurance & Delivery fee.The only fee you have to pay is their Security fee only.

Please indicate the registration Number and ask Him how much is their Security fee so that you can pay it.

Best Regards,



February 23, 2019 at 9:44 AM by
ATM Card Payment Approval Advance-Fee Scams
an anonymous user from: Littleton, Colorado, United States

I have received this email msg twice in the last 24 hours. Not sure what they want, or what they are looking for. Has anyone else seen this? Is this a new scam?


February 22, 2019 at 9:26 AM by
ATM Card Payment Approval Advance-Fee Scams

Here is another scam:

- - - - - -

From: "Final Notice"


Reply-To: "Google Security"<>

Dear Gmail™ User,

You submitted a request to terminate your Gmail mail account and the process has started by our Gmail™ Team, Please give us 3 working days to close your mail account.

To cancel the termination request reply to this mail.

All files on your Gmail mail including (Inbox, Sent, Spam, Trash, Draft) will be deleted and access to your Gmail™ mail account will be Denied.

If you wish to Terminate your Email Address, you can Sign Up for a new Gmail™account.

For further help please contact by replying to this mail.


Gmail™ Account Services


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Pay the safest way

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Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

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ATM Card Payment Approval Advance-Fee Scams