Fake "Creditors Welfare LLC." Emails Being Sent by Scammers

Fake Creditors Welfare LLC. Emails Being Sent by Scammers

Online users who have received fake "Creditors Welfare LLC." email messages like the one below, which claim that they will be prosecuted in court for long-overdue balances, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

A Fake "Creditors Welfare LLC." Scam

Sent: Friday, May 31, 2019 8:06 AM

From: Credit Organization <collectiondepartment638@gmail.com>

Subject: Re: Legal action enforcement notice

LOAN INFORMATION:

Company Name: CREDITORS WELFARE LLC.

Amount due: $1310.00

Date: May 31, 2019

Name: Alicia

Ssn:

Address:

City:

State:

Zip:

This is to inform you that you are going to be legally prosecuted in the Court House within 24 hours. Your S.S.N. is put on hold by US Federal Government. Your debt is remaining for $1310.00. We have given you more than enough time to Complete the payment but you didn't complete the payment.

We have repeatedly advised you of your long overdue balance in the amount of $1,310.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within one (1) day. This will be your final opportunity to resolve matters without the expense of court proceedings. Very truly.

This is the last chance for you if you are not able to complete the payment, we have to do some legal actions against you as well as you have to lose your property or it may turn in very critical situation. Now, this is dependent on you how to handle this type of case.

YOU NEED TO DO EVERYTHING POSSIBLE WITHIN TODAY AND TOMORROW TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS to BEFALL ON YOU.

In event by the not response from your side started legal action against you. This is the last chance that you have for settlement.

Reply me back immediately with your final answer immediately so we can stop all further legal process on your case file.

Thank You.

Sincerely,

CREDITORS WELFARE LLC.

Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Note: Some of the information in samples on this website may have been impersonated or spoofed.

Bookmark articleSave

Was this article helpful?

Comments, Questions, Answers, or Reviews

Comments (Total: 9)

To protect your privacy, please remove sensitive or identifiable information from your comments, questions, or reviews. We will use your IP address to display your approximate location to other users when you make a post. That location is not enough to find you.

Your post will be set as anonymous because you are not signed in. An anonymous post cannot be edited or deleted, therefore, review it carefully before posting. Sign-in.

August 29, 2019 at 2:46 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
an anonymous user from: Los Angeles, California, United States

I been getting harass by these people, is this a scam?

"From: Credit Recovery Services <care@creditorswelfare.com>

Date: August 29, 2019 at 11:20:04 AM PDT

Subject: LEGAL ACTION NOTIFICATION,

Tomorrow is your last chance to resolve this matter outside the courthouse. In event if we do not receive your payment tomorrow, then apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job.

Through an IRS (Internal Revenue Service) your social security number will be put on hold, causing severe damage to your credit history or credit report and your income paychecks will be put on hold.

Any child support, disability, unemployment or retirement benefits will be either placed on hold or will be stopped until the outcome of the case.

Our primary job was to notify you about the case before we send your legal document in the mail because once this case gets registered then we won't be able to help you out of court. Our client is least interested in getting the money at this point, as they want to just go ahead and start taking legal actions however, we wanted to contact you and give you a last chance to resolve this case out of court.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will meet you at the courthouse.

Thank you."

Delete

August 29, 2019 at 3:10 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
info

It is a scam.

Delete

August 8, 2019 at 4:11 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
an anonymous user from: Irmo, South Carolina, United States

I received this today from Credit Recovery Services

care@creditorswelfare.com

"Subject: FINAL WARNING BEFORE COURTHOUSE

Tomorrow is your last chance to resolve this matter outside the courthouse. In event if we do not receive your payment tomorrow then apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job.

Through an IRS (Internal Revenue Service) your social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold.

Any child support, disability, unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.

Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we won't be able to help you out of court. Our client is least interested in getting the money at this point, as they want to just go ahead and start taking legal actions however, we wanted to contact you and give you last chance to resolve this case out of court.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will meet you in courthouse.

Thank you."

Delete

August 29, 2019 at 2:56 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
an anonymous user from: Los Angeles, California, United States

Did they notified you again?

Delete

August 29, 2019 at 2:40 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
an anonymous user from: Los Angeles, California, United States

hello I got the same email too. This is a scam correct?

Delete

August 29, 2019 at 3:09 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
info

Yes, the sample is a scam.

Delete

August 7, 2019 at 9:42 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
info

I got one from this:

From: collection department <collectiondepartment741@gmail.com>

Date: Wed, Aug 7, 2019, 6:41 PM

Subject: "Fwd":UNPAID BILL FOR ACCOUNT NUMBER N/H-161405

Delete

August 2, 2019 at 12:33 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
info

"From: Collection Organization <collectiondepartment010@gmail.com>

Date: Thu, Aug 1, 2019 at 11:21 AM

Subject: Legal action (08/01/2019) final notification

LOAN INFORMATION:

Company Name: CREDITORS WELFARE LLC.

Amount due: $1310.00

Date: Aug 1, 2019

Name:

Ssn:

City: AUBURN

State: AL

Zip: 36832

This is to inform you that you are going to be legally prosecuted in the Court House within 24 hours. Your S.S.N. is put on hold by US Federal Government. Your debt is remaining for $1310.00. We have given you more than enough time to Complete the payment but you didn't complete the payment.

We have repeatedly advised you of your long overdue balance in the amount of $1,310.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within one (1) day. This will be your final opportunity to resolve matters without the expense of court proceedings. Very truly.

This is the last chance for you if you are not able to complete the payment, we have to do some legal actions against you as well as you have to lose your property or it may turn in very critical situation. Now, this is dependent on you how to handle this type of case.

YOU NEED TO DO EVERYTHING POSSIBLE WITHIN TODAY AND TOMORROW TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS to BEFALL ON YOU.

In event by the not response from your side started legal action against you. This is the last chance that you have for settlement.

Reply me back immediately with your final answer immediately so we can stop all further legal process on your case file.

Thank You.

Sincerely,

CREDITORS WELFARE LLC."

Here is another scam.

Delete

July 13, 2019 at 4:10 PM by
Fake "Creditors Welfare LLC." Emails Being Sent by Scammers
info

"From: Credit Recovery Services <care@creditorswelfare.com>

This is all about an online loan which was borrowed by you $400.00 from one of our online lenders (USA Cash) and within the stipulated time period given by the company, including late fees, penalty fees, and interest it became $ 1,310.00 but you have not yet paid back to the company now the company wants their money back so that is the reason why the company has decided to forward your case file inside the courthouse,

LOAN INFORMATION.

Case File#: N/H-161405,

Company Name: USA Cash,

Principal Amount: $400.00.

Penalty & interest: $910.00

Total Due Balance: $ 1,310.00

Date: June 14 2016.

What is CREDITORS WELFARE LLC?

CREDITORS WELFARE LLC. is a nationwide system used by many payday lenders to check on borrowers’ loan performance. The system is provided by a private third party and lenders subscribe to it to check borrowers’ data. It serves two purposes: to protect lenders from fraudulent borrowers and to assess borrowers’ loan behavior.

There are more than 355 payday lenders working with us and you have taken out a loan from one of our lenders (USA Cash.) you failed to pay in timely manner that’s why they have forwarded your case file to us, so before it gets downloaded inside the courthouse with the legal procedures on your name and on your social security number with hampering your credit ratings just reply me back whether you want to put hold on this case file and settle it outside the courthouse with the settlement amount or else you want to take this matter inside the courthouse with the penalty fees and judge fees and courthouse fees and you may end up in a legal mess.

At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney, Once your case file will be paid in full after that you will get the paid in full payment receipt and all documentation in your mailing address,

If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance, thus taking your balance down from $ 1,310.00 to $ 1,310.00 and accepting $790.00 as a one-time final payment for before 06/01/2019.

If you cannot make full payment at this time, please contact us to make a payment arrangement that is mutually acceptable.

We are prepared to proceed with legal action. However, my clients would prefer to give you one last opportunity to make payment and avoid legal action. Accordingly,

Please let us know what your intention so we can hold the case or else we will meet you in the courthouse.

Reply immediately with your final answer so we can put a hold on your case file and stop the further legal process.

Thank You.

Sincerely,

CREDITORS WELFARE LLC."

Here is another scam.

Delete

Write Your Comment, Question, Answer, or Review

Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

Fake "Creditors Welfare LLC." Emails Being Sent by Scammers