Fake "Creditors Welfare LLC." Emails Being Sent by Scammers

I been getting harass by these people, is this a scam?

"From: Credit Recovery Services <care@creditorswelfare.com>

Date: August 29, 2019 at 11:20:04 AM PDT

Subject: LEGAL ACTION NOTIFICATION,

Tomorrow is your last chance to resolve this matter outside the courthouse. In event if we do not receive your payment tomorrow, then apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job.

Through an IRS (Internal Revenue Service) your social security number will be put on hold, causing severe damage to your credit history or credit report and your income paychecks will be put on hold.

Any child support, disability, unemployment or retirement benefits will be either placed on hold or will be stopped until the outcome of the case.

Our primary job was to notify you about the case before we send your legal document in the mail because once this case gets registered then we won't be able to help you out of court. Our client is least interested in getting the money at this point, as they want to just go ahead and start taking legal actions however, we wanted to contact you and give you a last chance to resolve this case out of court.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will meet you at the courthouse.

Thank you."

I received this today from Credit Recovery Services

care@creditorswelfare.com

"Subject: FINAL WARNING BEFORE COURTHOUSE

Tomorrow is your last chance to resolve this matter outside the courthouse. In event if we do not receive your payment tomorrow then apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job.

Through an IRS (Internal Revenue Service) your social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold.

Any child support, disability, unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.

Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we won't be able to help you out of court. Our client is least interested in getting the money at this point, as they want to just go ahead and start taking legal actions however, we wanted to contact you and give you last chance to resolve this case out of court.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Please let us know what your intention is by today itself so we can hold the case or else we will meet you in courthouse.

Thank you."

I got one from this:

From: collection department <collectiondepartment741@gmail.com>

Date: Wed, Aug 7, 2019, 6:41 PM

Subject: "Fwd":UNPAID BILL FOR ACCOUNT NUMBER N/H-161405

"From: Collection Organization <collectiondepartment010@gmail.com>

Date: Thu, Aug 1, 2019 at 11:21 AM

Subject: Legal action (08/01/2019) final notification

LOAN INFORMATION:

Company Name: CREDITORS WELFARE LLC.

Amount due: $1310.00

Date: Aug 1, 2019

Name:

Ssn:

City: AUBURN

State: AL

Zip: 36832

This is to inform you that you are going to be legally prosecuted in the Court House within 24 hours. Your S.S.N. is put on hold by US Federal Government. Your debt is remaining for $1310.00. We have given you more than enough time to Complete the payment but you didn't complete the payment.

We have repeatedly advised you of your long overdue balance in the amount of $1,310.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within one (1) day. This will be your final opportunity to resolve matters without the expense of court proceedings. Very truly.

This is the last chance for you if you are not able to complete the payment, we have to do some legal actions against you as well as you have to lose your property or it may turn in very critical situation. Now, this is dependent on you how to handle this type of case.

YOU NEED TO DO EVERYTHING POSSIBLE WITHIN TODAY AND TOMORROW TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS to BEFALL ON YOU.

In event by the not response from your side started legal action against you. This is the last chance that you have for settlement.

Reply me back immediately with your final answer immediately so we can stop all further legal process on your case file.

Thank You.

Sincerely,

CREDITORS WELFARE LLC."

Here is another scam.

"From: Credit Recovery Services <care@creditorswelfare.com>

This is all about an online loan which was borrowed by you $400.00 from one of our online lenders (USA Cash) and within the stipulated time period given by the company, including late fees, penalty fees, and interest it became $ 1,310.00 but you have not yet paid back to the company now the company wants their money back so that is the reason why the company has decided to forward your case file inside the courthouse,

LOAN INFORMATION.

Case File#: N/H-161405,

Company Name: USA Cash,

Principal Amount: $400.00.

Penalty & interest: $910.00

Total Due Balance: $ 1,310.00

Date: June 14 2016.

What is CREDITORS WELFARE LLC?

CREDITORS WELFARE LLC. is a nationwide system used by many payday lenders to check on borrowers’ loan performance. The system is provided by a private third party and lenders subscribe to it to check borrowers’ data. It serves two purposes: to protect lenders from fraudulent borrowers and to assess borrowers’ loan behavior.

There are more than 355 payday lenders working with us and you have taken out a loan from one of our lenders (USA Cash.) you failed to pay in timely manner that’s why they have forwarded your case file to us, so before it gets downloaded inside the courthouse with the legal procedures on your name and on your social security number with hampering your credit ratings just reply me back whether you want to put hold on this case file and settle it outside the courthouse with the settlement amount or else you want to take this matter inside the courthouse with the penalty fees and judge fees and courthouse fees and you may end up in a legal mess.

At this time your case file has been marked as a primary suspect (FDCPA- USC 1692d] § 806 (5), so at this time if I send you something in a writing its defamation of character, as well as it was mentioned in the contract paper between you and the company that if a person is failing to repay loan in a stipulated time period then the company is not able to send you any kind of written documentation, FDCPA rules and regulation under the section us law [15 USC 1692c] § 805 (b) you need to check it out or you can also ask for any federal attorney, Once your case file will be paid in full after that you will get the paid in full payment receipt and all documentation in your mailing address,

If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance, thus taking your balance down from $ 1,310.00 to $ 1,310.00 and accepting $790.00 as a one-time final payment for before 06/01/2019.

If you cannot make full payment at this time, please contact us to make a payment arrangement that is mutually acceptable.

We are prepared to proceed with legal action. However, my clients would prefer to give you one last opportunity to make payment and avoid legal action. Accordingly,

Please let us know what your intention so we can hold the case or else we will meet you in the courthouse.

Reply immediately with your final answer so we can put a hold on your case file and stop the further legal process.

Thank You.

Sincerely,

CREDITORS WELFARE LLC."

Here is another scam.