No internet connection

No Internet Connection Detected

What is a Phishing Scam - How To Avoid It?

Phishing is a fraudulent method in which the fraudster sends out a legitimate-looking email in an attempt to gather personal and financial information from recipients. The scammer sends an email to an unsuspecting customer that may look just like a legitimate email. If the customer falls for the bait (thus the "fishing" reference), the thief could get credit card numbers, PINs, account passwords, expiration dates, credit card/bank account numbers and even Social Security numbers.

What is a Phishing Scam - How To Avoid It?
Advertisement

Tips to Avoid This Scam

  • Never provide personal information in response to an unsolicited request, whether it is over the phone or internet. A trusted company will never ask a customer for highly sensitive information during a call they initiated. A financial institution may ask for the account holder’s partial Social Security Number for verification, but they will never ask for the entire Social Security Number, account number or PIN.
  • Do not respond to any suspicious looking email, automated calls, or text messages.
  • Don’t trust the Caller ID. Fraudsters can manipulate the Caller ID to have it display a legitimate business’ name. To be safe, you can check to see if the phone number matches the number that appears on your bank statement, credit/debit card, or on their official website.
  • Avoid fraudulent sites by entering web addresses directly into the browser yourself or by using bookmarks you create. Do not click on links in emails that you did not directly request from a company or that look suspicious.
  • If you have fallen victim to such a scam, contact your financial institution immediately to protect your accounts.

Don't respond or reply to an email, phone call, or text message that:

  • Requires you to supply personal or account information directly in the email
  • Requires you to click on a link to provide more personal or account information
  • Threatens to close or suspend your account if you do not take immediate action
  • Invites you to answer a survey that asks you to enter personal or account information
  • States that your account has been compromised or that there has been third-party activity on your account, then asks you to enter or confirm your personal or account information
Check the comment section below for additional information, share what you know or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Click here help maintain Online Threat Alerts (OTA).

Note: Some of the information in samples on this website may have been impersonated or spoofed.
Would you share this article with others?  +

Comments, Questions, Answers, or Reviews

There are no comments as yet, please leave one below or revisit.

To protect your privacy, please do not post or remove sensitive information in or from your comments, questions, or reviews.
Advertisement

Write Your Comment, Question, Answer, or Review

NB: We will use your IP address to display your approximate location to other users.

Your post will be set as an anonymous because you are not signed in. Anonymous posts cannot be edited or deleted. Sign-in.

Advertisement
What is a Phishing Scam - How To Avoid It?