Is a Scam? Review of Credit Collection Services

Credit Collection Services (CCS) located at is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed). Originally founded in 1969 in Delaware, currently headquartered in Norwood, MA, they are a medium-sized collection agency in the US. Their mailing address is 725 Canton Street, Norwood, MA 02062.

Is a Scam? Review of Credit Collection Services

Credit Collection Services may appear on your credit report as "ccs collections", "ccs payment", "credit collection servic", "ccs credit collection services", "credit collection services norwood ma", "ccs usa", "ccs collection", "ccs notice", or "ccspayment".

Should I Negotiate A Settlement Or Pay Credit Collection Services?

Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Credit Collection Services and companies like them for thousands of clients nation-wide.

We can help you too.

Will Credit Collection Services Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?

No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.

Credit Collection Services Complaints

This business currently sits with roughly 270 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and over 400 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.

Credit Collection Services has many consumer complaints filed against them, but one in particular is a good example of exactly how these companies treat consumers that don’t understand the law. This consumer complained, “Credit Collection Services was paid and they still proceeded to report account as unpaid to credit bureaus on a Bill that i was not responsible for my Doctor 's office made a mistake and took forever to pay it well they did for the amount of $540.00 but the next month CCS reported it as unpaid to my Credit when i called CCS they told me the account was closed i want it removed from my credit reports.” What this consumer didn’t know was that paying collection accounts does not remove them from your credit! They will continue to report for up to 7 years unless you learn the laws, create appropriate disputes, and deal with them.

This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.

Can You Remove Credit Collection Services Collection Accounts?

Credit Glory specializes in disputing Credit Collection Services accounts and has removed them for thousands of clients nation-wide, and can help you too.

How To Complete Payment To Credit Collection Services Commercial Division

You can make a payment to credit collection services commercial division through their online portal.

How To Complete Payment To Credit Collection Services Consumer Division (Through CCSpayment)

You can make a payment to credit collection services consumer division through their online portal.

Credit Collection Services' Payment Processing Center (Ccspayment) Reviews & Complaints

In general, Credit Collection Services' payment processing center (CCSPayment) has favorable reviews. However, if you're having trouble with false reporting from CCS it could wreck your credit. Fix incorrect information by repairing your credit with a reputable company like Credit Glory, today!

Is Credit Collection Services' Payment Portal (Ccspayment) Real & Legit Or A Fake Scam?

Credit Collection Services' payment portal (CCSPayment) is legit. However, before making any payments ensure the debt is actually yours. If it isn't, and it's on your credit report, dispute and remove it with help from an expert (like Credit Glory).

Click here to for more information.

Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Note: Some of the information in samples on this website may have been impersonated or spoofed.

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Comments, Questions, Answers, or Reviews

Comments (Total: 11)

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April 18, 2024 at 1:18 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Ashburn, Virginia, United States

Good afternoon, you are sending me letters that I owe you $137.53. How can I pay them? I was at the bank last month and they said they couldn't help me. I am Russian and my English is bad, help me pay this debt and get it over with. SAVELEVA NATALIA 215 BRENTWOOD OAKS DR 37211-6507


December 21, 2023 at 2:08 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Cincinnati, Ohio, United States

This bill you sent, is not valid and is not mine to pay. The company you represent, did not return all my refund due me, on my closed policy. They held back a fee for early. Closing of my policy, which I was told about. However, the refund still did not meet, the amount I was told I had coming after they took their fees out. I have no idea what this bill is for or why they say I am the one who owes it.


September 13, 2023 at 4:28 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Houston, Texas, United States

You don't provide a phone number to call to dispute.


August 5, 2023 at 5:50 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Ingle, Florida, United States

This a stupid A*s company


August 5, 2023 at 5:48 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Ingle, Florida, United States

This place is saying I owe an outstanding bill to Infinity Mobile and I DO NOT Howcan I get thus removed?


August 5, 2023 at 8:15 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Ingle, Florida, United States

Did they answer this?


March 18, 2023 at 8:48 AM by
Is a Scam? Review of Credit Collection Services


August 22, 2022 at 4:38 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Downtown Redmond, Redmond, Washington, United States

I had Insurance the whole time sometimes two insurances at once I shouldn’t owe anything I should not have a flag thanks


August 29, 2022 at 5:30 PM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Downtown Redmond, Redmond, Washington, United States

Same here! They are up to something fishy!


December 2, 2021 at 11:05 AM by
Is a Scam? Review of Credit Collection Services
an anonymous user from: Sunbury Township, Budd, Illinois, United States

My mother passed away and had many medical bills, do we need to pay all of these?


Write Your Comment, Question, Answer, or Review


Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

Is a Scam? Review of Credit Collection Services