Express Cash Loan Lawsuit Scam Emails

Online users who have received "Express Cash Loan Lawsuit" emails like the one below, which claim that they have been given a chance to settle a debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

Express Cash Loan Lawsuit Scam Emails

An "Express Cash Loan Lawsuit" Scam

From: "Express Cash Loan" collection.department@express-cashloan.co

Sent: Thu, Jul 8, 2021 at 11:01 AM

Subject: CASE FILE DOWNLOADED - SETTLEMENT OFFER

FINAL DEBT INFORMATION .

LAWSUIT COURT NOTICE_PAY_DAY_LOAN DUE AMOUNT

CASE FILE TRANSFER TODAY FDCP ACT-811 (15 USC1692I)

Lawsuit Cost - $2400.00(Including Attorney Fee/Court Fee/All Taxes)

Creditor Name : Ace Cash Services.

Total Due Balance: $895.12

SETTLEMENT $320.00 TODAY

This is in reference to account with Ace Cash Services according to our records your outstanding balance is due $895.12 So the accounts department of Ace Cash Services has decided to legal charges against you and We are going to file a lawsuit in next 48 hours at United States District Court Docket Case File no: 5423278-DL-MK-807 in the Court House within couple of days. Your SSN is put on hold by the US Government, so before something is wrong we would like to notify you about this matter. If you ignore all our efforts to contact you in order to resolve your debt with Ace Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

You can replay it is not too late to restore your good standing! Under the current sad and scary situation of Pandemic due to New Covid-19 Virus, The U.S. Govt. is providing this offer to the citizens to get free of their loans.Once you will make the settlement payment we will update your credit report as a good customer and there is no bad remark on your credit report and also we will send you a settlement completion letter along with the receipt at your mailing address by tomorrow morning.

If you would like to make a one-time payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $895.12 to $ 320.00 and accepting $320.00 as a one-time payment today Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed.

The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action against you.

JUDGEMENT in this matter may lead to:

(a) Additional legal Costs being charged.

(b) Entry on the COURT JUDGEMENT REGISTER making it difficult to obtain future Credit.

FAILURE to make payment after judgment of Court lead to:

(a) Seizure of assets by a Court

(b) Attendance in Court for an Oral Examination regarding assets, liabilities,

(c) A Garnishee order attached to your bank accounts.

(d) Bankruptcy or liquidation

We are talking about the creditor Ace Inc. ACS is the mother company which owns & operates more than 100 parental payday loan websites CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, PERSONAL FAST CASH ADVANCE, RAPID CASH, CASH AMERICA PAYDAY ADVANCE, SONIC PAYDAY, SPEEDY CASH CHECK CASH LOAN, EGG LOANS, QUICK PAYDAY, PERSONAL CASH ADVANCE, ALLIED CASH, SUPER PAWN, CHECK INTO CASH, CHECK SMART, CASH AMERICA NET, CASH AMERICA etc.

If failed to respond on time now it’s high time next 24 HOURS we will register this case in court. We are in a process to inform the Social Security Administration & Major Credit Bureaus as well. If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $300.00

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.

Now I just want to know if you want to resolve this matter outside the courthouse or not.

Reply me back immediately with your last answer so I can move on further on the basis of your answer. This is our last warning to you; kindly update us ASAP so that we can proceed. Do update us with your intention that you want to resolve this case or you want to dispute. If you don't take this matter seriously then we will have no options rather than filing a case against you for the lawsuit cost of $2400.00 in the courthouse.

UNITED STATES OF ATTORNEY & ATTORNEY GENERAL USA

COPYRIGHT ACS | PRIVACY | TERMS OF USE

THANK YOU FOR BEING OUR CUSTOMER.

Steven Johnson

Ace Collections & Legal Department

ACS LEGAL | Privacy | Terms of use

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  • August 29, 2021 at 8:29 AM by info

    Received this scam:

    "From: Express Cash Loan [collection.deppt@express-cashloan.com]

    Sent: Saturday, August 28, 2021 8:12 AM

    To: Express Cash Loan collection.deppt@express-cashloan.com

    Subject: File Number: DC2365/36

    ***Outside Email Source. Use extra caution with links, attachments or financial requests.***

    LOAN INFORMATION.

    Case File Number: DC2365/36

    Company Name: Ace Cash Services.

    Principal Amount: $.300.

    Penalty & interest Amount: $180.00

    Total Due Balance: $480.00.

    If once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $2589.27

    If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $480.00 to $ 200.00 and accepting $200.00 as a one-time final payment.

    Now I just want to know that do you want to resolve this matter outside the court house or not.

    Reply me back immediately with your final answer so I can move on further on the basis of your answer.

    Thank you.

    Andrew carter (SR.investigating Officer )

    Settlement Department,

    Ace Cash Services

    PHONE: 1(646) 980 4756"

  • August 12, 2021 at 6:44 AM by info

    Here is another scam:

    "From: "Express Cash Loan" settlement.debt@express-cashloan.com

    To: "Express Cash Loan" settlement.debt@express-cashloan.com

    Sent: Wed, Aug 11, 2021 at 1:40 PM

    Subject: CASE FILE DOWNLOADED

    NOTIFICATION REGARDING CASE 56278178-DL-MK-807

    CASE NUMBER- 56278178-DL-MK-807

    PENDING AMOUNT: $1012

    SETTLEMENT AMOUNT: $284.00

    Dear Defendant

    This is in reference to account with ACS in Final Collections. According to our records your outstanding balance was $1012.00 ,We are going to be legally prosecuted in the Court House within a couple of days. As we put your SSN into our National Checking Database System, we found that you have been never charged for fraud activity & that is the reason the Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an  Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $1012.00  or else the lawsuit amount which is about $3526.65.WILL BE DOWNLOADED AGAINST YOU. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report

    We  want to draw your attention towards the amount due from your side which is $1012.00 and this is your final settlement amount $284.00 Under the current sad and scary situation of Pandemic due to New Covid-19 Virus, The U.S. Govt. is providing this offer to the citizens to get free of their loans.Once you will make the settlement payment we will update your credit report as a good customer and there is no bad remark on your credit report and also we will send you a settlement completion letter along with the receipt at your mailing address by tomorrow morning.

    We are hereby informing you that my client ACS CASH SERVICESis going to file a legal case against you at District Court,As advised by my client, I hereby was giving you a notice before filing this case.

    Be notified that documents are being prepared for the issue of summons regarding the above debt.

    JUDGEMENT in this matter may lead to:

    (a) Additional legal Costs being charged.

    (b) Entry on the COURT JUDGEMENT REGISTER making it difficult to obtain future Credit.

    FAILURE to make payment after judgment of Court lead to:

    (a)  Seizure of assets by a Court

    (b)  Attendance in Court for an Oral Examination regarding assets, liabilities,

    Income and outgoings

    (c)   A Garnishee order attached to your bank accounts.

    (d)  Bankruptcy or liquidation

    If you are willing to resolve this case then we can provide you a one time settlement offer of $312.00 has to be paid by Today as paid in full with zero balance.

    Kindly make sure and update us with your confirmation so that we can update our accounts department to hold your case and send you further instructions in order to make the payment. 

    You will receive a legal notice at your address within the next 2 business days if this case remains unresolved. Our client is going to offer you the settlement amount which is$284.00 in order to resolve this matter, It is essential that you immediately settle this account by sending a settlement amount. The consequence of ignoring this notice could be very serious.

    NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WITH WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT THREE BUSINESS DAYS THAT’S WHY YOUR COOPERATION WOULD BE REALLY APPRECIATED.

    Reply me back immediately with your final answer so I can move on further on the basis of your answer.

    Best Regards,

    Steven Johnson

    Sr. Investigation Officer (Department – Law & Enforcement)

    ACS Legal Group"

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Express Cash Loan Lawsuit Scam Emails