Afterpay scam texts are phishing attempts designed to steal personal information, login credentials, or financial details. They often arrive as unsolicited SMS messages containing one-time verification codes, fraudulent refund offers, or urgent notifications about account issues. Do not click links or respond; delete them immediately, as Afterpay states these can be safely ignored.
Scam Tactics
- Unsolicited Verification Codes: Sending an OTP code without you requesting one to try to gain account access.
- Urgent Security Alerts: Texts claiming your account is compromised and asking to "verify" credentials via a fake link.
- Fake Refund/Invoice Offers: Claiming a payment failed or a refund is due, directing you to a phishing site to enter bank details.
How to Stay Safe
- Do not click: Never click links in unexpected text messages.
- Verify directly: Go directly to the official Afterpay website or app to check account activity.
- Report it: Forward suspicious messages to Afterpay and Scamwatch.
- Never share codes: Never give out OTP verification codes to anyone.
If you believe you have entered your details on a fake site, contact your bank immediately and change your Afterpay password.