the Different Types of Online Threats, Security Risks or Dangers

In order to help protect yourself from cyber criminals or hackers, it is critical that you know about the different types of online threats. There are online threats that display annoying advertisements, steal online account credentials and personal information, make important files unreadable or destroy a computer's or mobile device's operating system.

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the Different Types of Online Threats, Security Risks or Dangers

The Different Types of Online Threats, Security Risks or Dangers

  • Ransomware:

    Ransomware is a sophisticated piece of malware that blocks the victim’s access to his/her files or computers. The malware does this by encrypting or making all the files on the victims’ computers unreadable and then ask for money to decrypt or make the files readable again. Ransomware may also block access to the victims’ computers by locking them out, therefore, preventing them from working on their computers. This is why this type of malware is called a Ransomware because it holds your PC or files for "ransom".
  • Trojan horse:

    Trojan is one of the most complicated threats among all. Most of the popular banking threats come from the Trojan family such as Zeus and SpyEye. It has the ability to hide itself from antivirus detection and steal important banking data to compromise your bank account. If the Trojan is really powerful, it can take over your entire security system as well. As a result, a Trojan can cause many types of damage starting from your own computer to your online account.
  • Virus:

    Looking at the technology 10 years back, Virus is something really popular. It is a malicious program where it replicates itself and aim to only destroy a computer. The ultimate goal of a virus is to ensure that the victim’s computer will never be able to operate properly or even at all. It is not so popular today because Malware today is designed to earn money over destruction. As a result, Virus is only available for people who want to use it for some sort of revenge purpose.
  • Worms:

    One of the most harmless threats where it is program designed only to spread. It does not alter your system to cause you to have a nightmare with your computer, but it can spread from one computer to another computer within a network or even the internet. The computer security risk here is, it will use up your computer hard disk space due to the replication and took up most of your bandwidth due to the spread.
  • Spyware:

    Is a Malware which is designed to spy on the victim’s computer. If you are infected with it, probably your daily activity or certain activity will be spied by the spyware and it will find itself a way to contact the host of this malware. Mostly, the use of this spyware is to know what your daily activity is so that the attacker can make use of your information. Such as if you browse on sex toys for a week every day, the attacker will try to come out with a sex toy scam to cheat on your money.
  • Like-Farming Scam:

    Like-Farming is creating a fake Facebook page or post to lure people into liking, sharing, or commenting on it. Once the page or post creators, called Like-Farmers, have gathered up hundreds or thousands of likes, comments or shares, they will change the page or post and promote something else, such as products that they will receive commissions for selling. They may also sell the page or post with the information that was collected from the "likes," comments, shares, or send links to those Facebook users that go to malicious websites that will infect their computers with malware (virus, spyware, ransomware), or to phishing websites that will steal their online account credentials, personal and financial informatio
  • Scareware:

    Scareware is something that plant into your system and immediately inform you that you have hundreds of infections which you don’t have. The idea here is to trick you into purchasing a bogus anti-malware where it claims to remove those threats. It is all about cheating your money but the approach is a little different here because it scares you so that you will buy.
  • Keylogger:

    Something that keeps a record of every keystroke you made on your keyboard. Keylogger is a very powerful threat to steal people’s login credential such as username and password. It is also usually a sub-function of a powerful Trojan.
  • Adware:

    Is a form of threat where your computer will start popping out a lot of advertisement. It can be from non-adult materials to adult materials because any ads will make the host some money. It is not really harmful threat but can be pretty annoying.
  • Vulnerable Exploiter:

    Vulnerable Exploiter is a form of software which is programmed specifically to attack certain vulnerability. For instance if your web browser is ratong vulnerable to some out-dated vulnerable flash plugin, an exploit will work only on your web browser and plugin. The best way to avoid getting hit by exploits is to always patch or update your computer or mobile device software and operating system. Your software and operating system will auotmatically prompt you to update themselves, so when they do take the time out to do so.
  • Fake Antivirus (AV):

    Fake Antivirus threat is a very popular on the Internet. Cybercriminals create fake antivirus and use fake websites and adverisemeents to trick and scare their potential victims into believing their computer are infected with virus or other malware Once the cyber criminals have convinced their potential victims that their computers are infected with so-called virus, they will then attempt to convince them into buying the fake antivirus to remove the viruses that do not exist.
  • Phishing:

    The involves using a fake website which is designed to look almost like the actual website is a form of phishing attack. The idea of this attack is to trick the user into entering their username and password into the fake login form which serves the purpose of stealing the identity of the victim. Every form sent out from the phishing site will not go to the actual server, but the attacker controlled server.
  • Bluesnarfing:

    Bluesnarfing is all about having an unauthorized access to a specific mobile phones, laptop, or PDA via Bluetooth connection. By having such unauthorized access, personal stuff such as photos, calender, contacts and SMS will all be revealed and probably even stolen.
  • Bluejacking:

    Bluejacking is also uses the Bluetooth technology but it is not as serious as Bluesnarfing. What it does is it will connect to your Bluetooth device and send some message to another Bluetooth device. It is not something damaging to your privacy or device system compared to the Bluesnarfing threat.
  • DDoS (Distributed Denial of Service):

    A distributed denial-of-service (DDoS) attack occurs when multiple systems (botnet) flood the bandwidth or resources of a targeted system, usually one or more web servers. Such an attack is often the result of multiple compromised systems (for example, a botnet) flooding the targeted system with traffic.
  • Browser Hijackers:

    A browser hijacker uses malware to take control of the victim’s web browsing session. It is extremely dangerous especially when the victim is trying to send some money via online banking because that is the best time for the hijacker to alter the destination of the bank account and even amount.
  • Chain Letters:

    A typical chain letter consists of a message that attempts to convince the recipient to make a number of copies of the letter and then pass them on to a certain number of recipients. Originally, chain letters were letters one received in the mail. Today, chain letters are often sent via email messages, postings on social network sites, and text messages.
  • Malicious Document:

    Virus today can be spread through document file as well especially PDF documents. Last time, people will only advice you not to simply execute an EXE file but in today’s world with today’s technology, document file should also be avoided. It is best if you use an online virus scanner to scan first before opening any single file which you feel it is suspicious. Microsoft Office documents like Word or Excel can contain Macros that be used to install malware on the victim's computer if the document is opened and the Macro is enabled.
  • Mousetrapping:

    I am not too sure whether you had encountered a Mousetrapping Malware before where what it does is it will trap your web browser to a particular website only. If you try to type another website, it will automatically redirect you back. If you try clicking forward/backward of the navigation button, it will also redirect you back. If you try to close your browser and re-open it, it will set the homepage to that website and you can never get out of this threat unless you remove it.
  • Obfuscated Spam:

    To be really honest, obfuscated Spam is a spam mail. It is obfuscated in the way that it does not look like any spamming message so that it can trick the potential victim into clicking it. Spam mail today looks very genuine and if you are not careful, you might just fall for what they are offering.
  • Pharming:

    Pharming works more or less like phishing but it is a little tricky here. There are two types of pharming where one of it is DNS poisoning where your DNS is being compromised and all your traffic will be redirected to the attacker’s DNS. The other type of pharming is to edit your HOST file where even if you typed www.google.com on your web browser, it will still redirect you to another site. One thing similar is that both are equally dangerous.
  • Crimeware:

    Crimeware is a form of Malware where it takes control of your computer to commit a computer crime. Instead of the hacker himself committing the crime, it plants a Trojan or whatever the Malware is called to order you to commit a crime instead. This will make the hacker himself clean from whatever crime that he had done.
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Note: Some of the information in samples on this website may have been impersonated or spoofed.

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Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

the Different Types of Online Threats, Security Risks or Dangers