"Ace Payday Loan Settlement Lawsuit Case File" Scams

Online users who have received "Ace Payday Loan Settlement" email messages like the one below, which claim that they have been given a chance to settle an Advance Cash Corp(ACE) debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

Ace Payday Loan Settlement Lawsuit Case File Scams

The Fraudulent "Ace Payday Loan" Email Message

Subject: Reference no. - 97856, Case file - ACS-585/153/563 lawsuit

Date: Monday, April 23, 2018 11:40 AM

From: ACS Inc <customer.collection@kevinparkacepaydayloansettlement.com>

LAST CHANCE TO SETTLE THE CASE

CASE FILE #: ACS-585/153/563

LOAN INFORMATION

PAST DUE AMOUNT - $956.36

CREDITOR - ACE CASH EXPRESS.

SETTLEMENT AMOUNT - $390.00

Your case file # ACS-585/153/563 is handling by LEGAL DEPARTMENT OF ACE CASH EXPRESS and we are working with FTC, FBI and all the three credit bureaus, So now you may cooperate us in order to resolve the case file ACS-585/153/563 BEFORE WE DOWNLOAD YOUR CASE FILE # ACS-585/153/563 INTO THE COURT HOUSE.

This is in reference to your Case File ACS-585/153/563 with ACE (ACE CASH EXPRESS) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACE is in Final Collections. According to our records, your outstanding balance was $956.36.

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance that if you just make a payment by Today then we will close this account as paid in full with zero balance.

We do hope that you will work out with this offer which is of

SETTLEMENT AMOUNT - $390.00

Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:

Do reply us right now and provide us the date on which you can make the payment.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $956.36.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL.

UNITED STATES ATTORNEY

Copyright © 2015 ACS | Privacy | Terms of use

Ace Cash Services

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above

The information and any attachments contained in this message is confidential and intended only for the named recipient's use. If you have received this message from Eckerd in error, you are prohibited from copying, distributing or using the information. Please contact the sender immediately by return email and delete the original message. Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing.

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Comments (Total: 10)

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  • September 28, 2021 at 1:16 PM by an anonymous user from: Dallas, DeSoto, Texas, United States

    The most common give away that it’s a scam is the email address. It’s a gmail account and not a professional email like “LLC”. Also a debt collector will send you information about the debt if you ask.

  • March 12, 2021 at 9:52 AM by an anonymous user from: Dallas, Texas, United States

    So I have received emails just like all these and I am confused as to what I should do it's hard to believe anyone these days because there's a lot of low life's that are too lazy to get a real job and make their own money so they have to scam people that work for theirs

  • February 12, 2021 at 10:45 AM by info

    Another scam:

    "From: "Patrick Law Associates" <patricklawassociates8@gmail.com>

    Sent: Fri, Feb 12, 2021 at 9:42 AM

    Subject: Re: Notice of Legal Proceedings

    We are talking about the loan that you took with A Parental Pay Day Advance Company, they do have a signed copy of the contract which is signed under your E-mail address and SSN, was also traced when you were signing the contract with the company.

    ACE – Ace loan online, it is a parent company which owns and operates more than 350 websites, you applied from one of our websites and you never bothered to pay this debt, so the creditor wants to know your intention about this matter that what would you like to do whether you are willing to resolve this case or you want to dispute.

    The LAW FIRM has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was a checking account.

    If you are willing to resolve this case then we can provide you a one-time settlement offer of $850.00 that has to be paid till this Friday as paid in full with zero balance.

    Note: This notice is provided to you on behalf of ACE – Ace Cash Express. And its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates,

    (Hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money Tree, Egg Loans, Check Cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ez Money Cash America Net, Cash America, Cash America Pawn, Cash Land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

    As per your contract in the event of a default, you would be contacted via the same email had you used to solicit the funds. If you did not get the email then,

    1) Either you no longer have the email address,

    2) You deleted the email thinking it's just another email advertisement to get a fresh loan or

    3) You might be caught of Identification Theft.

    Thanks and Regards

    Debt Settlement Division

    Phone- 1(813)-438-6823"

    • September 28, 2021 at 9:05 PM by an anonymous user from: Virginia, United States

      "Dear Debtor,

      Find Your Warrant Copy:- JMD-0606/20 will be going to release on your Name.

      This is last chance to settle this account.

      This Legal Proceeding will be issued on your Docket Number MXJ-807339 with one of Cash Advance Inc. Company to let know you that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

      CASE NO: BWX-508813

      Amount Outstanding: $1385.00

      Settlement Amount: $850.00 for Today or two payments of $425.00 from Today

      We have sent you this warning notification about legal proceedings of September 1st, 2021 but you failed to respond on time. Now it’s high time if you failed to respond in the next 4 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict action against you. Your salary wages will be garnished.

      Do revert back if you want to get rid of these legal consequences and make payment arrangements today or else we would be proceeding legally against you and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

      We will we forced to go ahead legally against you and once it proceeds in the Court House, The creditor has entire rights to tell your employer and your references about this issue and the lawsuit will be the next step which will be amounting to $6700.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.

      Please let us know what your intention is by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your door step.

      We informed you and we have more than 17 kinds of technical proof against you to prove that you are guilty and committed the following frauds.

      1. Violation of Federal Banking Regulation.

      2. Collateral Check Fraud

      3. Theft by Deception

      4. Electronic Fund Transfer Fraud.

      Note : This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

      WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

      TERMS and CONDITIONS YOU AGREED.

      By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

      Note: To make payment you would have to contact our email address

      We are informing you that if we will not receive your payment then, unfortunately, we have to go ahead further with the legal action against your name

      Note: - If you ignore this email and failed to take care of this debt then all of your bank accounts will we seized through Major Credited Bureau within Seven Business Days. That's why your co-operation will be appreciated.

      Patrick Spencer (Accounts Dept.)

      Bureau of Defaulters agency FTC Incorporation"

      I got the same thing sent to me.

  • February 12, 2021 at 10:45 AM by info

    Another scam:

    "On Fri, Feb 12, 2021 at 6:25 AM, Patrick Law Associates

    <patricklawassociates8@gmail.com> wrote:

    Dear Debtor,

    Find Your Warrant Copy:- JMD-0606/21 will be going to release on your Name.

    This is last chance to settle this account.

    This Legal Proceeding will be issued on your Docket Number MXJ-807339 with one of Cash Advance Inc. Company to let know you that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

    CASE NO: BWX-508813

    Amount Outstanding: $1385.00

    Settlement Amount: $850.00 for Today or two payments of $425.00 from Today

    We have sent you this warning notification about legal proceedings of January 4th, 2021 but you failed to respond on time now it’s high time if you failed to respond in the next 4 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will be garnished.

    Do revert back if you want to get rid of these legal consequences and make payment arrangements today or else we would be proceeding legally against you and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

    We will we forced to go ahead legally against you and once it proceeds in the Court House, The creditor has entire rights to tell your employer and your references about this issue and the lawsuit will be the next step which will be amounting to $6700.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.

    Please let us know what your intention is by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.

    We informed you and we have more than 17 kinds of technical proof against you to prove that you are guilty and committed the following frauds.

    1. Violation of Federal Banking Regulation.

    2. Collateral Check Fraud

    3. Theft by Deception

    4. Electronic Fund Transfer Fraud.

    Note : This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

    WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

    TERMS and CONDITIONS YOU AGREED.

    By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

    Note: To make payment you would have to contact our email address

    We are informing you that if we will not receive your payment then, unfortunately, we have to go ahead further with the legal action against your name

    Note: - If you ignore this email and fail to take care of this debt then all of your bank accounts will be seized through Major Credited Bureau within Seven Business Days that's why your co-operation will be appreciated.

    Patrick Spencer (Accounts Dept.)

    Bureau of Defaulters agency FTC Incorporation"

    • September 28, 2021 at 3:31 PM by an anonymous user from: Harris, Houston, Texas, United States

      I got the same email word for freakin word.

  • March 27, 2019 at 7:40 AM by an anonymous user from: Canal Fulton, Ohio, United States

    Ok, but what about the ones who actually have your SS# in the email? Who do I sue for this?

    • March 27, 2019 at 8:05 AM by info

      The thing is, you will have to find them first, which is virtually impossible because they can be anywhere in the world. These cybercriminals know how to hide in cyberspace.

  • March 6, 2019 at 2:33 PM by info

    Here is another scam:

    - Forwarded message -

    From: Debt Settlement Agency <debt.recovery.payday@gmail.com>

    Date: Mon, Mar 4, 2019, 6:17 AM

    Subject: Re : WARNING FOR GARNISHMENT.

    To: ACS payday <debt.recovery.payday@gmail.com>

    Garnishment Notification and Arrest Notice

    CASE FILE #: SW-01147791

    Last Date of Lawsuit: March 15th, 2019

    Settlement Amount of Today: $734.27

    Dear Debtor,

    This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

    Before you are arrested

    If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

    After you are arrested

    Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

    If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card in order to close this account.

    What is garnishment?

    Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

    Why am I receiving this notice?

    On February 28th, 2019 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $1286.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

    YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): THEN IMMEDIATELY CONTACT US THRU EMAIL BETWEEN WORKING HOURS.

    Sincerely,

    Patrick Spencer

    Sr. Officer

  • January 6, 2019 at 1:22 PM by info

    Here is another scam:

    - Forwarded message -

    From: ACE PAYDAY <ace.law.settlement.department@gmail.com>

    Date: Thu, Jan 3, 2019, 10:40 AM

    Subject: ACE CASH SERVICES LEGAL GROUP FOR DEBT COLLECTION

    We have tried several times to work with you but as you are not co-operating with us then, unfortunately, we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the courthouse.

    This is confirmed completely that you don't want to cooperate with us. We have already told you that if you have any financial hardship or something else, you can update us. We will try our best to help you out. As you are receiving our notification and not responding us back.

    We have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to make the payment.

    WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

    And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

    NOTE: YOU CAN EMAIL US IN ORDER TO MAKE THE PAYMENT SO THAT WE CAN HOLD THIS CASE AND IF NOT THAN WE WILL PROCEED FURTHER ACCORDINGLY.

    IN THIS SITUATION WE ARE GOING TO PROCEED FURTHER WITH LEGAL CHARGES AGAINST YOUR NAME AND SOCIAL. YOUR CASE FILE HAS BEEN FORWARDED TO RESTITUTION DEPARTMENT HEAD. THEY ARE GOING TO TAKE ACTION AGAINST YOU WITHIN 24 HOURS AND YOU WILL BE FORCED TO COME OUT INTO THE COURTHOUSE. AFTER THAT YOU DO NOT HAVE RIGHT TO BLAME US.

    NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

    Any police officer can execute the warrant—without giving you time to pay—and take you into custody. You can then pay the debt in full at the watch-house; but if you don’t, your period of imprisonment will begin before you are transferred to a prison

    What will happen if ‘YOU’ don’t pay?

    · Unfortunately this will be considered as a flat refusal.

    · Charges will be pressed against you at 12 o clock.

    · They have the authorities set out for you and process and press charges against you.

    You will serve 1 day in prison for every $292.00 of the infringement notice, or at a rate as specified in the court order.

    Before you are arrested

    If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full. When you know a warrant has been issued, you should email us to discuss your options.

    After you are arrested

    Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the Courthouse.

    We have to proceed further with legal actions against your name and SSN in order to dispute this matter into the courthouse as you have failed to make the payment.

    WE HAVE ALL THE RIGHTS RESERVED TO INFORM FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

    And once you found guilty into the court house then you have to bear the entire cost for this lawsuit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

    NOTE: YOU CAN EMAIL US IN ORDER TO MAKE THE PAYMENT SO THAT WE CAN HOLD THIS CASE AND IF NOT THAN WE WILL PROCEED FURTHER ACCORDINGLY.

    We're glad to know that you have decided to take this matter to the courthouse, please send us your attorney's information so we can directly talk to him/her and proceed further in a legal way. If you are enough sure that you haven't done anything wrong then you need to proof this into the courthouse because The Company has more than 14 types of technical evidence in order to prove the money was successfully Credited to you because as an individual if you fight the case in your local Count COURTHOUSE, the First Question they going to ask you is, if this is a Case of Identity theft then show the Complaint report. & you need to prove your self-innocent. And unfortunately, if you lose this CASE then the Creditors will collect the Full Amount including the Interest and the late penalty fee.

    In that CASE, we just wish you a GOODLUCK!

    David Cooper

    Yours sincerely,

    Collections & Legal Department

    (ACE INCORPORATION)

    ACE INC. LEGAL@2018 | Privacy |Career| Terms of use

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"Ace Payday Loan Settlement Lawsuit Case File" Scams