the "European Development Fund Insurance And Bank Details" Scam

Recipients of the "European Development Fund Insurance And Bank Details" email below are asked to delete them and should not follow the instructions in it. The fake and fraudulent email is being sent by online scammers or thieves who are attempting to trick their potential victims into sending them money for funds they will never receive.

the European Development Fund Insurance And Bank Details Scam

The "European Development Fund Insurance And Bank Details" Scam


Date: 20 July 2018 at 09:52:32 SAST



The European Development Fund (EDF) is the main instrument for European Union (EU) aid for development cooperation in Africa, the Caribbean, and Pacific (ACP Group) countries and the Overseas Countries and Territories (OCT). Funding is provided by voluntary donations by EU member states.[1] The EDF is subject to its own financial rules and procedures, and is managed by the European Commission (EC) and the European Investment Bank.

Insurance: Through the agreement of this Document The European Development Fund (EDF) would like to inform you benefit, Decrease the likelihood of claims adjuster being involved in a serious accident, eliminating potential worker's compensation claim,with health premiums insurance,poor employee morale, and employees' time off work.

Note: European Development Fund (EDF) and the IDEX INSURANCE would increase the likelihood of in-office adjusters being willing to volunteer their time when a catastrophs strikes by boosting their confidence in their ability to do so safely.

Articles 131 and 136 of the 1957 Treaty of Rome provided for its creation with a view to granting technical and financial assistance to African countries that were still colonised at that time and with which certain countries had historical links.

Usually lasting 6 years, each EDF lays out EU assistance to both individual countries and regions as a whole. The EU is on its 10th EDF from 2015-2020 with a budget of €22.7 billion.[1] This represents about 30% of EU spending on development cooperation aid, with the remainder coming directly from the EU budget.

[1] The budget of the 10th EDF can be broken down as follows

:[3]€21 966 million to the ACP countries (97% of the total),

€17 766 million to the national and regional indicative programmes (81% of the ACP total),

€2 700 million to intra-ACP and intra-regional cooperation (12% of the ACP total),

€1 500 million to Investment Facilities (7% of the ACP total).

€286 million to the OCTs (1% of the total),

(Policy Commissioner)


Division of Iinsurance (EDF)

Contact: 0110271563

C. Williams


From the day after signing up with us, you have a 14-day cooling-off period during which you can cancel this contract at no cost. You can also end this contract with us at any other time by: (a) asking another supplier to become your registered supplier (your new supplier should then formally contact us and this contract will end when they become your registered supplier); or (b) giving us notice as set out in clause 6.2. If you do this, you will still be responsible for paying our charges for the period we are your registered supplier.

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Comments (Total: 9)

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May 19, 2020 at 5:02 PM by
the "European Development Fund Insurance And Bank Details" Scam
an anonymous user from: Melkbosstrand, Western Cape, South Africa

I was firstly contact on Facebook Messenger,the guy asked me to add him on whatsapp. His profile is a pic of Mr Cyrel Ramaphosa.I hear him out if he is busy with a scam but he told me not at all.

On whatsapp it was a mr Ryan Smith who asked my detail and send me also a application form by email. I send it already for him.

After all he send me a message that I have to deposito R4,696-94 tomorrow.

This is the email adress he send me:

What must I do


November 27, 2019 at 11:50 AM by
the "European Development Fund Insurance And Bank Details" Scam

Here is another scam

- Forwarded message -

From: Christopher <>

Date: Wed, Nov 27, 2019, 9:46 AM

Subject: Fund Recovery

European Development Fund (EDF)

Created in 1957 by the Treaty of Rome and launched in 1959, the European Development Fund (EDF) is the EU's main instrument for providing development aid to African, Caribbean and Pacific (ACP) countries and to overseas countries and territories (OCTs).

The EDF funds cooperation activities in the fields of economic development, social and human development as well as regional cooperation and integration.

It is financed by direct contributions from EU Member States according to a contribution key and is covered by its own financial rules. Although the 11th EDF remains outside of the EU budget, the negotiations in the Council of Ministers on the different elements of the 11th EDF have taken place in parallel with the negotiations of the external Instruments financed under the budget, to ensure consistency. The total financial resources of the 11th EDF amount to €30.5 billion for the period 2014-2020.

In the field of the external actions of the European Union, the applicable legislation is composed in particular by the international partnership agreement of Cotonou for the actions financed from the European Development Fund, by the basic regulations related to the different cooperation programmes adopted by the Council and the European Parliament, and by the financial regulations.

The 11th EDF was created by an intergovernmental agreement signed in June 2013 – as it is not part of the EU Budget – and entered into force on the 1st March 2015, after ratification by all Member States. In order to ensure continuity of funding for cooperation with ACPs and OCTs, a 'Bridging Facility' was set-up to cover the period between the end of the 10th EDF (December 2013) and the start of the 11th EDF (March 2015). This 'Bridging Facility' seized to exist when the 11th EDF entered into force.

There are only minor modifications in the 11th EDF compared to the 10th EDF. Mainly, Member States' contributions keys to the Fund are further aligned with the keys used for the EU budget. Furthermore, it aims to ensure more flexibility and fast reaction in case of unexpected events. Regional funding also includes allocations to cover unforeseen needs with a regional dimension and a new shock-absorbing scheme is set up to help ACP countries to mitigate the short-term effects of exogenous shocks such as economic crisis or natural disaster.

For further information and interested body's should contact the funding Department with their details on the below

European Development Fund (EDF)

Person in contact: Mr. Henry F. Alejandro

Phone: ( 1507) 225-2606


Kindly submit your details to them.

Your full Names:


Company Names:

Name(s) of Project

Working ID or Licences:


European Development Fund (EDF)

Head Office Great Britain, United Kingdom.


May 21, 2019 at 11:19 AM by
the "European Development Fund Insurance And Bank Details" Scam
an anonymous user from: Pretoria, Gauteng, South Africa

They WhatsApp me and the send me the application forms, also asking for bank details. What to do if you sent the banking details to them? The same 011 054 0912 number phoned me. At the bottom of the application form there is a signature of C Williams


May 21, 2019 at 11:23 AM by
the "European Development Fund Insurance And Bank Details" Scam

What banking details did they asked for exactly?


May 13, 2019 at 3:22 PM by
the "European Development Fund Insurance And Bank Details" Scam
an anonymous user from: Pretoria, Gauteng, South Africa

If you did send your unused banking details what will happen there after.


May 13, 2019 at 5:54 PM by
the "European Development Fund Insurance And Bank Details" Scam

That is just a trick to make you believe they will send you money. What the scammers will do is to attempt to trick you into sending them money.


February 12, 2019 at 6:45 PM by
the "European Development Fund Insurance And Bank Details" Scam
an anonymous user from: Pinetown, Kwazulu Natal, South Africa

I received call from those numbers but it was a woman,why guys do have to scam people


September 1, 2018 at 6:53 AM by
the "European Development Fund Insurance And Bank Details" Scam
an anonymous user from: Pretoria, Gauteng, South Africa

I was also contacted by 0110540912 to submit my banking details which I didn't


July 24, 2018 at 7:13 AM by
the "European Development Fund Insurance And Bank Details" Scam
an anonymous user from: Sandton, Gauteng, South Africa

These guys called me for my account details


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Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

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the "European Development Fund Insurance And Bank Details" Scam