"Porfolio Recovery Associates LLC" Garnishment Notification and Arrest Notice Scams

Porfolio Recovery Associates LLC Garnishment Notification and Arrest Notice Scams

Online users who have received fake "Porfolio Recovery Associates LLC" email messages like the one below, which claim that they have been given a chance to settle a Porfolio Recovery Associates LLC debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their accounts garnished.

The Fraudulent "Ace Payday Loan" Email Message

From: Porfolio Recovery Associates LLC. <credit.loansettlement.llc@gmail.com>

Date: Thursday, August 2, 2018

Subject: Lawsuit Notification (Urgent attention)

Garnishment Notification and Arrest Notice

Case File #: PU/78A/98-364

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection Act 811 (FC/SC)

Date: August 2nd, 2018

Settlement Amount: $490.00 for Today or two payment of $300.00 from Today.

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the courthouse.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On August 1st, 2018 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $1250.25. We are sending you this notice to let you know what we have done in response to the garnishment order.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.


James Wood.

Sr. Officer

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Note: Some of the information in samples on this website may have been impersonated or spoofed.
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  • February 5, 2020 at 5:21 PM by an anonymous user from: Bakersfield, California, United States

    I received an email almost IDENTICAL to this one yesterday and reported it both to google and Ic3.gov. Just to be sure I even checked my credit report and there are no amounts listed for me that match either of the amounts they put in this email. The only differences I saw (not even the supposed case number) were the name of the 'settlement agent' which showed up as Mark Weller despite being from the EXACT same email address and then later changed to "LEGAL DEPARTMENT OFFICER" and the total amount of the 'garnishment order' which was listed as $790.00 I am writing this in case anyone else receives an email like this and wonders if they are the only one to see it or if there have been more recent cases. This all happened for me February 4, 2020. Today's date is February 5, 2020. If you see an email come from this address with the same or a different name attached that consists of the same information PLEASE help me get them shut down and REPORT IT! Hoping that no one has been scammed into sending money to these liars,

    -A Woman Scorned

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"Porfolio Recovery Associates LLC" Garnishment Notification and Arrest Notice Scams