It is important that the public takes precautions when asked to send money via money transfer services like Western Union and MoneyGram, or Prepaid Debit Card to pay legal services or the government. This is because scammers use those untraceable money transfer services to collect money from their victims. Money sent via those services are not refundable, once the scammers have collected or used it.
From: NCRD COLLECTIONS <firstname.lastname@example.org>
Date: May 29, 2019 at 2:37:22 PM EDT
To: NCRD COLLECTIONS <email@example.com>
Subject: SUBJECT : Final Demand For Payment Before Referring Matter to Legal .
Despite our previous reminder, we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of $1084.57 in full before today we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our company.
Final hearing in this matter is scheduled for 9:00 o'clock a.m. on the 31st day of May 2019 in a courtroom .
YOU ARE HEREBY SUMMONED and required to answer the Complaint in this action, within 24 hours after this notice, exclusive of today if you settle this outside of court with the Plaintiff, and if you fail to answer the Complaint or do the settlement within the time aforesaid, judgment by default will be rendered against you for the relief demanded in this Complaint.
Thank you for giving us the opportunity to provide you with our legal services and expertise.
We have prepared your invoice; therefore, payment is due [2 days from date of letter]. Despite our previous reminder, we still have not received any payment or answer from you. Therefore, we regret to inform you that if we do not obtain the payment of $1084.57 in full before today we will have no other alternatives but to undertake court actions against you in order to retrieve the debt amount for our company. If you have any questions related to the invoice, please don’t hesitate to call or email our office and we’ll be happy to help.
Amount Due: $1084.57
Under section 349 column 15 company can collect the funds before three years of the contract as per the federal government's right to collect the debt first accrued, except as otherwise provided by law..
Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $1357.72 or else the lawsuit amount which is about $5203.86 will be downloaded against you. If you want to settle this matter today itself, then you can get some percent deduction on the restitution amount and you can take care of this issue by making the payment of the Settlement amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP.
Three allegations are been charged as under:
1) Under Section 17 U.S.C 7859 Violation Of Federal Banking Regulation
2) Under Section 31 U.S.C 2342 Collateral Cheque Fraud
3) Under Section 42 U.S.C 5619 Theft By Deception
NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
Note : This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
After a judgment, you may be summoned to answer questions about your finances. Fail to meet the summons it is remotely possible that you will be picked up by police for disobeying a court order.
We believe that this was not your intent and that these steps are unnecessary.
YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house.
This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House.
If you want to resolve this matter then e-mail us immediately during working hours. (Monday to Friday 9.30 am to 5 pm EST) reply back to this email.
ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
To avoid legal proceedings, please pay the full amount promptly. Contact our office immediately and advise us on the status of your payment.
Thank you for your prompt payment. We look forward to serving you in the future.
Senior Investigation Officer (Collections)