Online users who have received "Avenue Credit LLC" email messages like the one below, which claim that they have been given a chance to settle a debt or overdue balance outside of court, should delete the email messages and not follow the instructions in them. This is because the fake email messages are fraudulent, and are being sent by online scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.
The "Avenue Credit LLC Legal Notice" Scam
From: collectiondepartment155@gmail.com
Date: 2/3/20 6:03 PM (GMT-05:00)
Subject: Legal Notice
Dear
City:-
State:- MA
Zip:- 1089
S.S.N.:-
January 31st, 2020.
AVENUE CREDIT LLC.
CASE FILE#: AA-9867/CA-4832
This is to final notify you that, going to be legally prosecuted in the Court House within the next 24 hours,
We have given you more than enough time to make the payment but we have not received your payment and any response,
We have repeatedly advised you of your long overdue balance in the amount of $1220.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us today. This will be your final opportunity to resolve matters without the expense of court proceedings.
YOU NEED TO DO EVERYTHING POSSIBLE TODAY TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS BEFALL ON YOU.
If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up for 20 years of negative information, Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).
NOTE: KINDLY LET US KNOW IF YOU ARE WILLING TO RESOLVE THIS CASE SO THAT WE CAN OFFER YOU THE SETTLEMENT AMOUNT AND IF NOT THEN WE HAVE TO DOWNLOAD THIS CASE FORCEFULLY AGAINST YOU INTO THE COURTHOUSE.
Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,
Thank You.
Sincerely,
AVENUE CREDIT LLC
Collection Agency/Legal Counsel.