Details of the "Pay yourself" Scam
You receive a text message that looks like a fraud alert from your bank about unusual activity. The text may look something like "Did you make a purchase of $100.00 at ABC merchant?".
If you respond to the text, you have now engaged the scammer and will receive a call from a number that appears to be from a bank.
They'll appear to be a representative from a bank and will offer to help stop the alleged fraud by asking you to send money to yourself with Zelle®.
The scammer will ask you for a one-time code you just received from a bank. If you give them the code, they will use it to enroll their bank account with Zelle® using your email or phone number.The scammer now has the ability to receive your money into their account.