"Ace Payday Loan Settlement Lawsuit Case File" Scams

The most common give away that it’s a scam is the email address. It’s a gmail account and not a professional email like “LLC”. Also a debt collector will send you information about the debt if you ask.

So I have received emails just like all these and I am confused as to what I should do it's hard to believe anyone these days because there's a lot of low life's that are too lazy to get a real job and make their own money so they have to scam people that work for theirs

Another scam:

"From: "Patrick Law Associates"
Sent: Fri, Feb 12, 2021 at 9:42 AM
Subject: Re: Notice of Legal Proceedings
We are talking about the loan that you took with A Parental Pay Day Advance Company, they do have a signed copy of the contract which is signed under your E-mail address and SSN, was also traced when you were signing the contract with the company.


ACE – Ace loan online, it is a parent company which owns and operates more than 350 websites, you applied from one of our websites and you never bothered to pay this debt, so the creditor wants to know your intention about this matter that what would you like to do whether you are willing to resolve this case or you want to dispute.

The LAW FIRM has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was a checking account.



If you are willing to resolve this case then we can provide you a one-time settlement offer of $850.00 that has to be paid till this Friday as paid in full with zero balance.



Note: This notice is provided to you on behalf of ACE – Ace Cash Express. And its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates,



(Hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money Tree, Egg Loans, Check Cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ez Money Cash America Net, Cash America, Cash America Pawn, Cash Land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.



As per your contract in the event of a default, you would be contacted via the same email had you used to solicit the funds. If you did not get the email then,

1) Either you no longer have the email address,

2) You deleted the email thinking it's just another email advertisement to get a fresh loan or

3) You might be caught of Identification Theft.



Thanks and Regards

Debt Settlement Division

Phone- 1(813)-438-6823"

"Dear Debtor,

Find Your Warrant Copy:- JMD-0606/20 will be going to release on your Name.


This is last chance to settle this account.


This Legal Proceeding will be issued on your Docket Number MXJ-807339 with one of Cash Advance Inc. Company to let know you that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.


CASE NO: BWX-508813


Amount Outstanding: $1385.00
Settlement Amount: $850.00 for Today or two payments of $425.00 from Today


We have sent you this warning notification about legal proceedings of September 1st, 2021 but you failed to respond on time. Now it’s high time if you failed to respond in the next 4 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict action against you. Your salary wages will be garnished.


Do revert back if you want to get rid of these legal consequences and make payment arrangements today or else we would be proceeding legally against you and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.


We will we forced to go ahead legally against you and once it proceeds in the Court House, The creditor has entire rights to tell your employer and your references about this issue and the lawsuit will be the next step which will be amounting to $6700.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.


Please let us know what your intention is by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your door step.


We informed you and we have more than 17 kinds of technical proof against you to prove that you are guilty and committed the following frauds.


1. Violation of Federal Banking Regulation.

2. Collateral Check Fraud

3. Theft by Deception

4. Electronic Fund Transfer Fraud.


Note : This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.


WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.


TERMS and CONDITIONS YOU AGREED.

By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.


Note: To make payment you would have to contact our email address


We are informing you that if we will not receive your payment then, unfortunately, we have to go ahead further with the legal action against your name


Note: - If you ignore this email and failed to take care of this debt then all of your bank accounts will we seized through Major Credited Bureau within Seven Business Days. That's why your co-operation will be appreciated.


Patrick Spencer (Accounts Dept.)
Bureau of Defaulters agency FTC Incorporation"

I got the same thing sent to me.

Another scam:

"On Fri, Feb 12, 2021 at 6:25 AM, Patrick Law Associates
wrote:
Dear Debtor,

Find Your Warrant Copy:- JMD-0606/21 will be going to release on your Name.


This is last chance to settle this account.


This Legal Proceeding will be issued on your Docket Number MXJ-807339 with one of Cash Advance Inc. Company to let know you that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.


CASE NO: BWX-508813


Amount Outstanding: $1385.00
Settlement Amount: $850.00 for Today or two payments of $425.00 from Today


We have sent you this warning notification about legal proceedings of January 4th, 2021 but you failed to respond on time now it’s high time if you failed to respond in the next 4 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will be garnished.


Do revert back if you want to get rid of these legal consequences and make payment arrangements today or else we would be proceeding legally against you and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.


We will we forced to go ahead legally against you and once it proceeds in the Court House, The creditor has entire rights to tell your employer and your references about this issue and the lawsuit will be the next step which will be amounting to $6700.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.


Please let us know what your intention is by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.


We informed you and we have more than 17 kinds of technical proof against you to prove that you are guilty and committed the following frauds.


1. Violation of Federal Banking Regulation.

2. Collateral Check Fraud

3. Theft by Deception

4. Electronic Fund Transfer Fraud.


Note : This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.


WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.


TERMS and CONDITIONS YOU AGREED.

By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.


Note: To make payment you would have to contact our email address


We are informing you that if we will not receive your payment then, unfortunately, we have to go ahead further with the legal action against your name


Note: - If you ignore this email and fail to take care of this debt then all of your bank accounts will be seized through Major Credited Bureau within Seven Business Days that's why your co-operation will be appreciated.


Patrick Spencer (Accounts Dept.)
Bureau of Defaulters agency FTC Incorporation"

I got the same email word for freakin word.