"Advance Cash Services Legal Action" Scams

Online users who have received "Advance Cash Services Legal Action" email messages like the one below, which claim that they have been given a chance to settle an Advance Cash Corp(ACE) debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

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Advance Cash Services Legal Action Scams

An "Advance Cash Services Legal Action" Scam

From: Matt Will <matt.williams@advancecashservces.com>

Sent: Wed, Apr 4, 2018 4:25 pm

Subject: Unpaid Account; Legal Action

Hello & Greetings,

We would like to inform you that we are sending this e-mail as a notification regarding your account with Advance Cash Services. This account has been referred to my desk for collection action.

As per my companies records you are currently many payments behind on this pay-day loan account. The total pending balance on this account is $767.00 which is increasing every other day due to non-payment.

This is the reason we have been advised to bring legal action against you as may be necessary, which may result in Judgment. The received order mentions that you have failed or refused to pay the above referred claim even though it appears just, owing, and correct. You are hereby further advised that if the payment is not set up within the next two business days of the date of this e-mail, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred for suit in municipal court. As my client is sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

You can avoid the unnecessary legal actions and further expenses of a lawsuit by making immediate reply to us.

Sincerely,

Matt Williams

Advance Cash Services

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March 19, 2020 at 4:38 PM by
"Advance Cash Services Legal Action" Scams
info

"From: shawn Lee <shawn_lee10@outlook.com>

To: williambecklaw@gmail.com <williambecklaw@gmail.com>

Sent: Thu, Mar 19, 2020 11:19 am

Subject: CASE FILED

This is the Legal Proceedings issued on you Docket #: 3616 with one of ACE (Advance Cash Services). Company in order to notify you because we were not able to get hold of your case file so the accounts department of Cash Advance has decided to mark this case as a fault refusal and press legal charges against your name and SSN.

Case File #: ACE USA-8923009

Balance Due: $980.76

Today’s Settlement Amount: $750.48

Contact:mailto: williambecklaw@gmail.com

Already we have sent you several notifications but you failed to respond on time. Now it's high time, if you failed to respond in the next 48 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.

The principal amount was $300.00 and now with the late fee and taxes, it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $980.76.

We will be forced to proceed legally against you and once it proceeds the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $13200.60 and will be totally levied upon you and that would be excluding your attorney charges.

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in the future.

Kindly let us know your clear intention by Today onwards so we can hold the case file else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.

We have settlement amount for you;

1. If you can make a one-time payment of $750.48 then we can close your case file with this amount only.

2. If you are looking for bi-weekly payment then you have to pay a total amount of $840.00 with payment arrangement and you can pay $210.00 bi-weekly till paid in full.

Kindly let us know what type of payment arrangement you are looking for.

Do provide us with the date on which you can pay so that we can update your account.

Kindly let us know are you willing to resolve this matter out of the courthouse or we should proceed further with the legal charges against you. Once this case will be downloaded against you then we won’t be able to help you out.

The legal charges are Section 9 and Chapter 19 against your name and social.

Note: This is your last and final chance to settle this case.

Else we are going to transfer your file to the legal department to download the case against you and you will receive the court summons at your doorstep within 7-10 working days. Kindly hire an attorney.

Do revert us ASAP to stop all legal consequences against your Name and SSN.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or we would be proceeding legally against you.

ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Note : To make the payment you would have to contact -mailto:williambecklaw@gmail.com

Regards,

William Beck

ACE Legal Group of Attorneys.

ACE Inc © 2020 | | Terms of Use | Careers | Complaints"

Here is another scam.

Delete

June 11, 2019 at 12:22 PM by
"Advance Cash Services Legal Action" Scams
info

I got one this: From: NCRD. Collection <finance.debtcollections@gmail.com>

Date: Mon, Jun 10, 2019, 4:23 PM

Subject: GARNISHMENT NOTICE: Complaint #: 863020

To: ADVANCE CASH <finance.debtcollections@gmail.com>

Delete

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Pay the safest way

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Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

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Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

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"Advance Cash Services Legal Action" Scams