No internet connection

No Internet Connection Detected

American Credit Solutions Inc Legal Notice Scam

The "American Credit Solutions Inc" email below is a fake. The fake email message is being sent by scammers to trick the recipients into sending them money by threatening legal actions. Therefore, recipients of the fake email message which appears as if it came from a so-called ACS Debt Solutions, should delete it and not follow the instructions in it.

American Credit Solutions Inc Legal Notice Scam
Advertisement

It is important that the public takes precautions when asked to send money via money transfer services like Western Union and MoneyGram, or Prepaid Debit Card to pay legal services or the government. This is because scammers use those untraceable money transfer services to collect money from their victims. Money sent via those services are not refundable, once the scammers have collected or used it.

The "American Credit Solutions Inc" Legal Notice Scam

From: American Credit Solutions Inc. - department.settlement@ace-inc-usa.com

Sent: Monday, June 08, 2020 2:01 AM

Subject: Department of Law & Enforcement Legal Notice: Reference Case Id LF - 526985/14 (Lawsuit Filed)

****Outside Email Source. Use extra caution with links, attachments or financial requests.****

Lorrie Toms,

(Lawsuit declared and case forwarded to the courthouse against Mr/Ms. Lorrie Toms (SSN #4793) on June 06, 2020)

This email is in reference to notify you that Mr/Ms. Lorrie Toms has been blacklisted; defaulter's social security number and banking accounts are under investigation through major credit bureau TRANSUNION. Defaulter would be receiving the court papers at mailing address 204 S GRANT STREET, Mulberry, KS 66756, USA within the next seven business days once we file lawsuit against you as the person has failed to pay off this account as per the agreement.

Note: Defaulter was offered several chances to take care of this debt but Mr/Ms. Lorrie Toms committed false commitments with the company during resolution procedure and attempted fraud continuously, therefore we have decided to finally present this case for lawsuit into the courthouse by today June 06, 2020. One copy of this lawsuit will be forwarded to the major credit bureaus in order to seize all mortgage and banking assets and to collect the total outstanding balance of $1021.85 and lawsuit charges along with courthouse and attorney fees as mentioned below:

Filed Lawsuit Charges Summary:

Total Outstanding Balance: $1021.85

Courthouse and Attorney Fees: $792.00

Lawsuit Amount: $11986.63

Major Credit Bureaus File Processing Fees: $425.00

Legal Stamp Charges: $298.00

Agreement Breached Charges: $158.00

Financial Institution & Bad Debt Banking Charges: $112.00

Defaulter’s Record:

First Name: Lorrie

Last Name: Toms

SSN: #4793

Address: 204 S GRANT STREET, Mulberry, KS 66756, USA

Phone Number: 6208751395

D.O.B: 8/23/1962

IP: 50.58.36.2

Employer Phone: 6202318200

Employer: MASONITE INTERNATIONAL

Requested Loan Amount: $500.00

Approved Loan Amount: $300.00

Case Information:

Initial Loan Disbursement Amount: $300.00

Case No: LF - 526985/14

Settlement Amount: $297.00

Total Outstanding Balance: $1021.85

Legal Notice Issued On: June 06, 2020

Charges against Mr/Ms. Lorrie Toms

FDCPA ACT - 811 (15 USC1692I)

Case Type - Fraudulent Act (FC/SC)

Lawsuit – Under Consumer Fraudulent Activity

Immediate Effect – Seizure of all Banking Accounts & SSN #4793

According to our records you have not settled a debt with us, you have 24 hours from the date of this letter to submit payment and/or evidence that your debt is paid in full, otherwise the civil division will automatically refer your debt to the department of the treasury for collection of amount ($3174), to a credit service bureau and possible to the Internal Revenue Service (IRS) for tax refunds offset. A fee of up to 28 percent of the debt may be added to the outstanding balance in addition. There may be interest on the unpaid balance that will be assessed yearly. The interest rate is determined by the U.S DEPARTMENT OF TREASURY (U.S TREASURY). Interest and penalty charges may continue to accrue until your debt is paid in full. You may enter into an acceptable written payment agreement, refer to the enclosed for details.

Once your debt is submitted to the IRS, the U.S treasury will reduce or withhold any of your eligible federal payments by the amount of your debt. The process known as “offset,” is authorized by the debt collection ACT of 1982 and the debt collection improvement ACT of 1966. U.S treasury is not required to send you notice before your payment is offset. Federal payment eligible for offset include your income tax refunds: your salary pay, including military pay; your federal retirement including military pay; your contractor/vendor payments; certain federal benefit payment; including certain loans to you, that are not exempt from offset.

If you make or provide any knowingly false or frivolous statement, representations or evidence, you may be liable for penalties under the false claims ACT (31 U.S.C. paragraph 3729-3731) or other application statutes, and/or criminal penalties under 18 U.S.C. paragraph 286, 287, 1001 and 1002 or other applicable statutes.

One copy of your court papers will be forwarded to the correspondence references which were used by you when you committed the loan.

NOTE: Kindly present all of your documents into United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States) on the courthouse date which will be delivered to you within seven business days as we have already filed lawsuit against you into the courthouse on June 06, 2020.

COURT HOUSE: United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States)

Your courthouse reference case number is #94211/21A/C5 which is under the hand of court house attorney Mr. Marshall Jones.

This case was filed under fraudulent section (C) chapter 19 into the courthouse and will be executed as per the agreement in order to pay off this account under the guidance of court house.

Important Note: Mr/Ms. Lorrie Toms (SSN #4793) is no longer eligible to apply for any credit or loan through any lender in the United States.

Kindly make sure to have all necessary documents into the courthouse on the court house date which will be delivered to you through courthouse within two to seven business days.

Kindly email us immediately if you still want to hold this account by paying off your settlement amount of $297.00 on June 08, 2020 else be presented into the court house as stated this has been filed for lawsuit into the courthouse on June 06, 2020 in order to collect the total sum due $1021.85 along with lawsuit $11986.63 and applicable attorney fees.

This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact us through email for immediate assistance or call us at +1 323 305 5121 to resolve this matter quickly.

Copyright © 2009 American Credit Solutions Inc. | Privacy | Terms of use

(This is a written communication electronic acknowledgement from American Credit Solutions Inc. and is solely intended for only Mr. /Ms. Lorrie Toms (SSN#4793)

American Credit Solutions Inc.

331 South Hope Street

Los Angeles, CA 90071-3004

Phone: +1 323 305 5121

Check the comment section below for additional information, share what you know or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Click here help maintain Online Threat Alerts (OTA).

Note: Some of the information in samples on this website may have been impersonated or spoofed.
Would you share this article with others?  +

Comments, Questions, Answers, or Reviews

Comments (Total: 21)

To protect your privacy, please do not post or remove sensitive information in or from your comments, questions, or reviews.
Advertisement

The comments, reviews or answers below do not necessarily reflect the views of Online Threat Alerts (OTA).

  • September 28, 2020 at 8:20 AM by info

    "From: American Credit Solutions Inc <donald.townsen@ace-inc-usa.com>

    Date: September 27, 2020 at 11:37:49 PM EDT

    Subject: Department of Law & Enforcement Legal Notice: Reference Case Id 94211/21A/C5 (Case Filed)

    

    Allison Roadenbaugh,

    (Lawsuit declared and case forwarded to the courthouse against Mr. /Ms. Allison Roadenbaugh on September 25, 2020)

    This email is in reference to notify you that Mr/Ms. Allison Roadenbaugh has been blacklisted; defaulter's social security number and banking accounts are under investigation through major credit bureau TRANSUNION. Defaulter would be receiving the court papers at mailing address 7 MCINTOSH CT, LEWES, DE 19958, USA within the next seven business days once we file lawsuit against you as the person has failed to pay off this account as per the agreement.

    Note: Defaulter was offered several chances to take care of this debt but Mr. /Ms. Allison Roadenbaugh committed false commitments with the company during resolution procedure and attempted fraud continuously; therefore we have decided to finally present this case for lawsuit into the courthouse by today September 25, 2020. One copy of this lawsuit will be forwarded to the major credit bureaus in order to seize all mortgage and banking assets to collect the total outstanding balance of $1021.85 and lawsuit charges along with courthouse and attorney fees as mentioned below:

    Filed Lawsuit Charges Summary:

    Total Outstanding Balance: $1021.85

    Courthouse and Attorney Fees: $792.00

    Lawsuit Amount: $11986.63

    Major Credit Bureaus File Processing Fees: $425.00

    Legal Stamp Charges: $298.00

    Agreement Breached Charges: $158.00

    Financial Institution & Bad Debt Banking Charges: $112.00

    Defaulter’s Record:

    First Name: Allison

    Last Name: Roadenbaugh

    Phone: 2676140274

    Address: 7 MCINTOSH CT, LEWES, DE 19958, USA

    Requested Loan Amount: $500.00

    Approved Loan Amount: $300.00

    Case Information:

    Initial Loan Disbursement Amount: $300.00

    Case No: LF - 526985/14

    Settlement Amount: $297.00

    Total Outstanding Balance: $1021.85

    Lawsuit Filed On: September 25, 2020

    Charges against Mr. /Ms. Allison Roadenbaugh

    FDCPA ACT - 811 (15 USC1692I)

    Case Type- Fraudulent Act (FC/SC)

    Lawsuit – Under Consumer Fraudulent Activity

    Immediate Effect – Seizure of all Banking Accounts & SSN #

    According to our records you have not settled a debt with us, you have 24 hours from the date of this letter to submit payment and/or evidence that your debt is paid in full, otherwise the civil division will automatically refer your debt to the department of the treasury for collection of amount ($3174), to a credit service bureau and possible to the Internal Revenue Service (IRS) for tax refunds offset. A fee of up to 28 percent of the debt may be added to the outstanding balance in addition. There may be interest on the unpaid balance that will be assessed yearly. The interest rate is determined by the U.S DEPARTMENT OF TREASURY (U.S TREASURY). Interest and penalty charges may continue to accrue until your debt is paid in full. You may enter into an acceptable written payment agreement, refer to the enclosed for details.

    Once your debt is submitted to the IRS, the U.S treasury will reduce or withhold any of your eligible federal payments by the amount of your debt. The process known as “offset,” is authorized by the debt collection ACT of 1982 and the debt collection improvement ACT of 1966. U.S treasury is not required to send you notice before your payment is offset. Federal payment eligible for offset include your income tax refunds: your salary pay, including military pay; your federal retirement including military pay; your contractor/vendor payments; certain federal benefit payment; including certain loans to you, that are not exempt from offset.

    If you make or provide any knowingly false or frivolous statement, representations or evidence, you may be liable for penalties under the false claims ACT (31 U.S.C. paragraph 3729-3731) or other application statutes, and/or criminal penalties under 18 U.S.C. paragraph 286, 287, 1001 and 1002 or other applicable statutes.

    One copy of your court papers will be forwarded to the correspondence references which were used by you when you committed the loan.

    NOTE: Kindly present all of your documents into United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States) on the courthouse date which will be delivered to you within seven business days as we have already filed lawsuit against you into the courthouse on September 25, 2020.

    COURT HOUSE: United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States)

    Your courthouse reference case number is #94211/21A/C5 which is under the hand of court house attorney Mr. Marshall Jones.

    This case was filed under fraudulent section (C) chapter 19 into the courthouse and will be executed as per the agreement in order to pay off this account under the guidance of court house.

    Important Note: Mr. /Ms. Allison Roadenbaugh is no longer eligible to apply for any credit or loan through any lender in the United States.

    Kindly make sure to have all necessary documents into the courthouse on the court house date which will be delivered to you through the courthouse within the next two to seven business days.

    Kindly email us immediately if you still want to hold this account by paying off your settlement amount of $297.00 on September 28, 2020 else be presented into the courthouse as stated this has been filed for lawsuit into the courthouse on September 25, 2020 in order to collect the total sum due of $1021.85 along with the lawsuit $11986.63 and applicable attorney fees.

    This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

    We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact us through email for immediate assistance or call us at 1 323 801 8116 to resolve this matter quickly.

    Copyright © 2009 American Credit Solutions Inc. | Privacy | Terms of use

    (This is a written communication electronic acknowledgement from American Credit Solutions Inc. and is solely intended for only Mr. /Ms. Allison Roadenbaugh (SSN #)

    American Credit Solutions Inc.

    331 South Hope Street

    Los Angeles, CA 90071-3004

    Phone: 1 323 801 8116"

    Here is another scam.

  • September 21, 2020 at 11:10 PM by an anonymous user from: El Paso, Texas, United States

    I received the exact email! This needs to stop!

  • September 8, 2020 at 6:54 AM by an anonymous user from: Texas, United States

    I received a similar email, but the phone number is different its now 1 323 801 8116.

  • August 28, 2020 at 2:17 PM by an anonymous user from: Clarksburg, West Virginia, United States

    thank you do your company have phone scams

  • August 14, 2020 at 4:57 PM by an anonymous user from: Mission Viejo, California, United States

    I was just caked out of close to $400! An elderly sounding woman called me insisting that she was a debt collector and that I owed the money for a past due accountability for blood work I had done. If I didn’t pay immediately they would file a judgment against me ruining my credit. Without thinking I have them my debit card number and paid the amount allegedly owed. As confirmation I received a fake email showing the claimed blood work. The receipt is clearly a fake. My bank refused to reverse the charge and after an hour I’m still on hold just to cancel my card. Disgusting. I feel so stupid

  • August 11, 2020 at 1:07 PM by an anonymous user from: West Lafayette, Indiana, United States

    I too recieved a email from american credit as a scam; they have my information and these so call illegal payday loans sell your information

  • July 19, 2020 at 7:17 PM by an anonymous user from: Gresham, Oregon, United States

    I have gotten 2 email from them. Going to report it to the attorneys general office. Any other advice

  • July 19, 2020 at 2:02 PM by an anonymous user from: Jacksonville, Florida, United States

    I would like to know how to stop the people from American Credit Solutions INC. from sending the emails. I see they utilize two different numbers and both come up with the

    same conclusion of scams. Is there some way to notify someone for help in this matter?

    Please to advise.

  • July 16, 2020 at 6:14 PM by an anonymous user from: Durham, North Carolina, United States

    How are they getting personal information? How can harassment be reported?

  • July 13, 2020 at 7:18 AM by an anonymous user from: Jacksonville, Florida, United States

    I would like to know how to stop the emails from American Credit Solutions Inc. from sending the email saying I owe them money. They keep sending it over and over again. Please to let me know how I can stop this annoying emails.

    Thank You,

    Annoyed

    • July 13, 2020 at 8:45 AM by an anonymous user from: Orlando, Florida, United States

      Try and block them from sending emails. I have contacted the real company and they said do not respond to them at all, and also do not send them any money ever!

  • July 13, 2020 at 3:34 AM by an anonymous user from: Colonial Heights, Virginia, United States

    Been getting this same email for years

  • June 28, 2020 at 11:16 AM by an anonymous user from: Jacksonville, Florida, United States

    I would like to know how to get these people to stop the harassing emails. They send a email twice a month and say the same thing over and over again. Is there a way to report them on this and is there a way to get legal help with this? I am getting very concerned and need advice.

  • June 28, 2020 at 7:14 AM by an anonymous user from: Jacksonville, Florida, United States

    These people are harassing me and keep saying that I owe them money. I have not gotten a loan from them and I do not owe them any money. They keep sending emails to me telling me that in less I don't pay they will take me to court. I have also noticed that the claim

    number that they use has changed several times. I have gone for advice from a lawyer and

    was told that if they still harass me for this money I have never received from them they will take me to court. I would like to know how to stop this harassment and to have them

    leave me alone.

  • June 27, 2020 at 4:47 PM by an anonymous user from: Metairie, Louisiana, United States

    They are constantly emailing me for the last 6 years

    And they got my phone number which I had to change several times

    I don't owe anything and wish they would just stop harassing me

  • June 18, 2020 at 3:38 AM by an anonymous user from: Seattle, Washington, United States

    I just received this email at 1:15am. It had alot of my info but I know it was

    fake. I've been hacked lately so not surprising.

  • June 15, 2020 at 6:00 AM by an anonymous user from: Bullhead City, Arizona, United States

    These people are nothing but low life scum bags with nothing better to do. Seems real odd that they will take a settlement that was close to your stimulis check

  • June 12, 2020 at 5:41 PM by an anonymous user from: Charlotte, North Carolina, United States

    Received the same email. Who can we report this to?

  • June 12, 2020 at 6:03 AM by an anonymous user from: Los Angeles, California, United States

    I received the same email.

  • June 12, 2020 at 5:17 AM by an anonymous user from: Humble, Texas, United States

    I received the same email.

  • June 10, 2020 at 1:59 PM by an anonymous user from: Port Saint Lucie, Florida, United States

    I recently recieved a similar email from credit solutions of America.How can I fix this?

Comments Show More Comments (20)

Write Your Comment, Question, Answer, or Review

NB: We will use your IP address to display your approximate location to other users.

Your post will be set as an anonymous because you are not signed in. Anonymous posts cannot be edited or deleted. Sign-in.

Advertisement
American Credit Solutions Inc Legal Notice Scam