American Credit Solutions Inc Legal Notice Scam

The "American Credit Solutions Inc" email below is a fake. The fake email message is being sent by scammers to trick the recipients into sending them money by threatening legal actions. Therefore, recipients of the fake email message which appears as if it came from a so-called ACS Debt Solutions, should delete it and not follow the instructions in it.

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American Credit Solutions Inc Legal Notice Scam

It is important that the public takes precautions when asked to send money via money transfer services like Western Union and MoneyGram, or Prepaid Debit Card to pay legal services or the government. This is because scammers use those untraceable money transfer services to collect money from their victims. Money sent via those services are not refundable, once the scammers have collected or used it.

The "American Credit Solutions Inc" Legal Notice Scam

From: American Credit Solutions Inc. - department.settlement@ace-inc-usa.com

Sent: Monday, June 08, 2020 2:01 AM

Subject: Department of Law & Enforcement Legal Notice: Reference Case Id LF - 526985/14 (Lawsuit Filed)

****Outside Email Source. Use extra caution with links, attachments or financial requests.****

Lorrie Toms,

(Lawsuit declared and case forwarded to the courthouse against Mr/Ms. Lorrie Toms (SSN #4793) on June 06, 2020)

This email is in reference to notify you that Mr/Ms. Lorrie Toms has been blacklisted; defaulter's social security number and banking accounts are under investigation through major credit bureau TRANSUNION. Defaulter would be receiving the court papers at mailing address 204 S GRANT STREET, Mulberry, KS 66756, USA within the next seven business days once we file lawsuit against you as the person has failed to pay off this account as per the agreement.

Note: Defaulter was offered several chances to take care of this debt but Mr/Ms. Lorrie Toms committed false commitments with the company during resolution procedure and attempted fraud continuously, therefore we have decided to finally present this case for lawsuit into the courthouse by today June 06, 2020. One copy of this lawsuit will be forwarded to the major credit bureaus in order to seize all mortgage and banking assets and to collect the total outstanding balance of $1021.85 and lawsuit charges along with courthouse and attorney fees as mentioned below:

Filed Lawsuit Charges Summary:

Total Outstanding Balance: $1021.85

Courthouse and Attorney Fees: $792.00

Lawsuit Amount: $11986.63

Major Credit Bureaus File Processing Fees: $425.00

Legal Stamp Charges: $298.00

Agreement Breached Charges: $158.00

Financial Institution & Bad Debt Banking Charges: $112.00

Defaulter’s Record:

First Name: Lorrie

Last Name: Toms

SSN: #4793

Address: 204 S GRANT STREET, Mulberry, KS 66756, USA

Phone Number: 6208751395

D.O.B: 8/23/1962

IP: 50.58.36.2

Employer Phone: 6202318200

Employer: MASONITE INTERNATIONAL

Requested Loan Amount: $500.00

Approved Loan Amount: $300.00

Case Information:

Initial Loan Disbursement Amount: $300.00

Case No: LF - 526985/14

Settlement Amount: $297.00

Total Outstanding Balance: $1021.85

Legal Notice Issued On: June 06, 2020

Charges against Mr/Ms. Lorrie Toms

FDCPA ACT - 811 (15 USC1692I)

Case Type - Fraudulent Act (FC/SC)

Lawsuit – Under Consumer Fraudulent Activity

Immediate Effect – Seizure of all Banking Accounts & SSN #4793

According to our records you have not settled a debt with us, you have 24 hours from the date of this letter to submit payment and/or evidence that your debt is paid in full, otherwise the civil division will automatically refer your debt to the department of the treasury for collection of amount ($3174), to a credit service bureau and possible to the Internal Revenue Service (IRS) for tax refunds offset. A fee of up to 28 percent of the debt may be added to the outstanding balance in addition. There may be interest on the unpaid balance that will be assessed yearly. The interest rate is determined by the U.S DEPARTMENT OF TREASURY (U.S TREASURY). Interest and penalty charges may continue to accrue until your debt is paid in full. You may enter into an acceptable written payment agreement, refer to the enclosed for details.

Once your debt is submitted to the IRS, the U.S treasury will reduce or withhold any of your eligible federal payments by the amount of your debt. The process known as “offset,” is authorized by the debt collection ACT of 1982 and the debt collection improvement ACT of 1966. U.S treasury is not required to send you notice before your payment is offset. Federal payment eligible for offset include your income tax refunds: your salary pay, including military pay; your federal retirement including military pay; your contractor/vendor payments; certain federal benefit payment; including certain loans to you, that are not exempt from offset.

If you make or provide any knowingly false or frivolous statement, representations or evidence, you may be liable for penalties under the false claims ACT (31 U.S.C. paragraph 3729-3731) or other application statutes, and/or criminal penalties under 18 U.S.C. paragraph 286, 287, 1001 and 1002 or other applicable statutes.

One copy of your court papers will be forwarded to the correspondence references which were used by you when you committed the loan.

NOTE: Kindly present all of your documents into United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States) on the courthouse date which will be delivered to you within seven business days as we have already filed lawsuit against you into the courthouse on June 06, 2020.

COURT HOUSE: United States Courthouse (350 W 1st St, Los Angeles, CA 90012, United States)

Your courthouse reference case number is #94211/21A/C5 which is under the hand of court house attorney Mr. Marshall Jones.

This case was filed under fraudulent section (C) chapter 19 into the courthouse and will be executed as per the agreement in order to pay off this account under the guidance of court house.

Important Note: Mr/Ms. Lorrie Toms (SSN #4793) is no longer eligible to apply for any credit or loan through any lender in the United States.

Kindly make sure to have all necessary documents into the courthouse on the court house date which will be delivered to you through courthouse within two to seven business days.

Kindly email us immediately if you still want to hold this account by paying off your settlement amount of $297.00 on June 08, 2020 else be presented into the court house as stated this has been filed for lawsuit into the courthouse on June 06, 2020 in order to collect the total sum due $1021.85 along with lawsuit $11986.63 and applicable attorney fees.

This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact us through email for immediate assistance or call us at +1 323 305 5121 to resolve this matter quickly.

Copyright © 2009 American Credit Solutions Inc. | Privacy | Terms of use

(This is a written communication electronic acknowledgement from American Credit Solutions Inc. and is solely intended for only Mr. /Ms. Lorrie Toms (SSN#4793)

American Credit Solutions Inc.

331 South Hope Street

Los Angeles, CA 90071-3004

Phone: +1 323 305 5121

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Comments, Questions, Answers, or Reviews

Comments (Total: 38)

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August 1, 2022 at 4:55 PM by
American Credit Solutions Inc Legal Notice Scam
an anonymous user from: Los Angeles, California, United States

I got your email today:

"Legal Overdue Notice

Dept Investigation infoamericansettlementae@gmail.com

Aug 1, 2022, 11:40 am

Dear Vanessa B...,

This is to notify you that Vanessa Ba... is currently in default under its obligations to American Credit Solution Inc. in the amount of $1112.00.

I have E-mailed you a legal debt Settlement copy regarding this case file on your name and on your social security number so before your case file gets downloaded inside the courthouse,our company has given you a last and final chance to take care of this matter outside the courthouse but if it lends inside the courthouse, you would lend up in a legal mess and when we checked your status on National Checking database we found you a genuine person and you don't have any criminal records in your background so that's the only reason we are trying to help you out.

American Credit Solution Inc.

60 LAFAYETTE ST. 1527 6th AVENUE.

NEW YORK, NY. -10014 SEATTLE, WA. -98101

(HEAD OFFICE) (ACCOUNT OFFICE)

INVOICE NO: NH-7653

INVOICE TO: Vanessa Barnett

CASE

NUMBER

LOAN ACCOUNT

WITH

PRINCIPAL AMOUNT

PENALTY & INTEREST AMOUNT

TOTAL DUE AMOUNT

TB-HM182B

USA Cash Advance

$400.00

$712.00

$1112.00

ONE TIME FULL PAYMENT

SETTLEMENT AMOUNT

$750.00

UNPAID

PAYMENTS IN 2 INSTALLMENTS

EACH OF$550.00

$1120.00

PAYMENTS IN 3 INSTALLMENTS

EACH OF$370.00

$1112.00

TOTAL DUE AMOUNT $1112.00

INVOICE REGARDING OUTSTANDING DEBT TOWARDS ABOVE MENTIONED COMPANY.

American Credit Solution Inc.

MANAGER

Scott Brown

PS: If you have any question regarding this account, you can always call us back for further queries.

American Credit Solution Inc.

60 LAFAYETTE ST. 1527 6th AVENUE.

NEW YORK, NY. -10014 SEATTLE, WA. -98101

(HEAD OFFICE) (ACCOUNT OFFICE)

INVOICE NO: NH-7653

CASE FILE NO: # TB-HM182B

To,

Vanessa Barnett,

Magistrate’s Court summons

If you fail to make payment or respond, a Magistrate's Court summons will be issued for the full outstanding amount and you will lose the right to pay by installments. The issuing of a summons will incur costs of $55.00 which will be added to your bill. To prevent the issue of a summons, it is important that you reply on our email address administrative@americancreditsolutioninc.com

Attending Court

If you do not pay the full amount, including costs, shown on the summons before the Court hearing date, the matter will be taken to the Magistrates' Court. You do not need to attend Court unless you dispute liability for the outstanding amount.

At the hearing we will apply for a Liability Order, incurring additional costs of $35.00. The Liability Order enables us to recover the debt in a variety of ways.

After the hearing, you will be sent a copy of the Liability Order together with a form asking about your financial circumstances. After considering the information, the recovery section will be able to make a final judgement for you. You must select any of the payment arrangements otherwise recovery action will be taken for the full outstanding amount, incurring additional costs.

Page 2.

1) One-time full payment settlement of $750.00 today to close your case file.

2) We will accept 2 Installments of $550.00 payments every other week.

3) We will accept 3 Installments of $370.00 payments every other week.

I just want your final intention on this case file. Do you want to put hold on this case file or should I process it inside the courthouse?

If you have any questions or wish to discuss this matter, please Email the undersigned immediately.

Thank you for your prompt attention to this matter.

Copyright Alert

Our intellectual property is our asset and we have the sole rights to utilize it for the benefit of an individual or a social cause. We will be extremely strict in pursuing Copyright violations, third party infringement, scams, or any illegal walk over on our intellectual territory. Legal measures will be taken for one and all that go against this rule. International Standard."

I've never taken out a cash advance loan in my life. Is this for real? Or is it a scam? Can I just ignore them?

Delete

July 16, 2022 at 2:52 PM by
American Credit Solutions Inc Legal Notice Scam
info

Here is another scam:

"From: Debt Investigations <collectionamericandebtsolutio@gmail.com>

Date: Thu, Jul 14, 2022, 13:19

Subject: LAW OFFICE-URGENT ACTION REQUIRED

LOAN INFORMATION:

CASE FILE NO: TB-HM182B

CREDITOR: American Credit Solution Inc.

TOTAL AMOUNT - $1112.00

SETTLEMENT AMOUNT FULL - $750.00 Today.

Dear: ShaMeka Guest

We are forwarding your case file to an attorney Mr. Frederick Johnson.

I just want your final answer whether you are going to make the payment. Just answer me Yes or No.

YOUR CASE FILE WILL BEHOLD BUT IF YOU WILL FAIL FRIDAY (JULY 15TH) I CAN NOT HELP YOU ANYMORE.

Reply me back immediately so I can put a hold on your case file.

Thank You."

Delete

June 28, 2022 at 6:47 AM by
American Credit Solutions Inc Legal Notice Scam
info

Here is another scam:

"From: Debt Investigations <collectionamericandebtsolutio@gmail.com>

Date: Mon, Jun 27, 2022, 14:58

Subject: Court Notice of Legal Proceeding

Dear: ,

This is to notify you that  is currently in default under its obligations to American Credit Solution Inc. in the amount of $1112.00.

This is in regard to your loan account with the loan amount of $400.00 was taken from the Company and no payment has been made on behalf of it. As of now, the total outstanding balance is $1112.00.

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for fraud activity, American Credit Solution Inc. has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3573.81 against you, we request you to kindly pay the Court Restitution Amount which is $1112.00. If you settle this matter before Friday, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the courthouse. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed. 

You have to pay one time full $750.00 Today to close your case file but IF you fail to pay today then You are having 3 payment making options which are given below.

1) We will accept 3 Installments of $370.00 payments every other weekly.

2) 2 Installments of $560.00 payments every other weekly.

3) Settlement one-time full payment: $750.00 Today to close your case file.

American Credit Solution Inc.

101 Centre St,                                                                560 24th Ave,

NEW YORK, NY. -10007                                                    SEATTLE, WA. -98101

(HEAD OFFICE)                                                             (ACCOUNT OFFICE)

INVOICE NO: NH-2234PD

INVOICE To:

CASE

NUMBER

LOAN ACCOUNT

WITH

PRINCIPAL AMT

PENALTY & INTEREST AMT.

RESOLVEMENT AMT

#Case file # TB-HM182B

USA Cash Advance

$400.00

$712.00

$1112.00

ONE TIME FULL PAYMENT

RESOLVEMENT AMOUNT

$750.00

UNPAID

PAYMENT IN 3rd INSTALLMENT

EACH OF

$370.00

$1112.00

TOTAL

AMT. LEFT

OUT

$1112.00

TOTAL

$1112.00

INVOICE REGARDING OUTSTANDING DEBT TOWARDS ABOVE MENTIONED COMPANY.

American Credit Solution Inc.

MANAGER.

Joseph Martin

PS: If you have any question regarding this account, you can always call us back for further queries.

I just want your final intention on this case file that do you want to put hold on this case file or should I process it inside the courthouse?

If you have any questions or wish to discuss this matter, please Email the undersigned immediately.

Thank you for your prompt attention to this matter."

Delete

June 11, 2022 at 8:08 AM by
American Credit Solutions Inc Legal Notice Scam
info

Another scam:

"From: Debt Investigations usacreditcollectionsetn@gmail.com

Date: Thu, Jun 9, 2022, 18:03

Subject: Legal Overdue Notice

Dear:

This is to notify you that ShaMeka Guest is currently in default under its obligations to American Credit Solution Inc. in the amount of $1112.00.

I have Emailed you a legal debt Settlement copy regarding this case file on your name and on your social security number so before your case file gets downloaded inside the courthouse company has given you a last and final chance to take care of this matter outside the courthouse but if it lends inside the courthouse you would lend up in a legal mess and when we checked your status on National Checking database we found you a genuine person and you don't have any criminal issues in your background so that's the only reason we are trying to help you out.

American Credit Solution Inc.

60 LAFAYETTE ST.                                                           1527 6th AVENUE.

NEW YORK, NY. -10014                                                    SEATTLE, WA. -98101

(HEAD OFFICE)                                                             (ACCOUNT OFFICE)

INVOICE NO: NH-6355

INVOICE To: ShaMeka Guest

CASE

NUMBER

LOAN ACCOUNT

WITH

PRINCIPAL AMT

PENALTY & INTEREST AMT.

RESOLVEMENT AMT

TB-HM182B

USA Cash Advance

$400.00

$712.00

$1112.00

ONE TIME FULL PAYMENT

RESOLVEMENT AMOUNT

$750.00

UNPAID

PAYMENT IN 3rd INSTALLMENT

EACH OF

$370.00

$1142.00

TOTAL

AMT. LEFT

OUT

$1112.00

TOTAL

$1112.00

INVOICE REGARDING OUTSTANDING DEBT TOWARDS ABOVE MENTIONED COMPANY.

American Credit Solution Inc.

MANAGER.

Scoot Brown

PS: If you have any question regarding this account, you can always call us back for further queries.

Page 1.

American Credit Solution Inc.

60 LAFAYETTE ST.                                                                                                         1527 6th AVENUE.

NEW YORK, NY.-10014                                                                                                 SEATTLE, WA.-98101

(HEAD OFFICE)                                                                                                           (ACCOUNT OFFICE)

CASE FILE NO: #TB-HM182B

To,

ShaMeka Guest,

Magistrate’s Court summons

If your payments are not kept up to date following the issue of payment reminders, a Magistrate's Court summons will be issued for the full amount outstanding and you will lose the right to pay by installments. The issuing of a summons will incur costs of $55.00 which will be added to your bill. To prevent the issue of a summons, it is important that your reply on our email address

administrative@americancreditsolutioninc.com

Attending Court

..."

Delete

October 2, 2021 at 10:07 PM by
American Credit Solutions Inc Legal Notice Scam
an anonymous user from: Tarrant, North Richland Hills, Texas, United States

Hi, I’m not 100% sure that it is the same company, but if it is, they have made minuscule changes to the name they are using, using a phone number provided by a VOIP service, an email that’s invalid, and an address that’s provided by a virtual mailbox company. I’ve filed multiple complaints with the FTC, Consumer Safety Board, and a criminal complaint with the FBI cyber crimes unit. I do this for every scammer I run across because they absolutely ruined my life. Feel free to contact me if you need any of this info.

Delete

May 8, 2021 at 5:25 AM by
American Credit Solutions Inc Legal Notice Scam
an anonymous user from: Virginia Beach (City), Virginia Beach, Virginia, United States

They keep on harassing me with Law Suits on the money they say I owe them. I have never gotten any money from and I do not know how they got my information. I would like to know how to stop the emails coming from them with these threats.

Delete

May 8, 2021 at 5:24 AM by
American Credit Solutions Inc Legal Notice Scam
an anonymous user from: Virginia Beach (City), Virginia Beach, Virginia, United States

They keep on harassing me with Law Suits on the money they say I owe them. I have never gotten any money from and I do not know how they got my information. I would like to know how to stop the emails coming from them with these threats.

Delete

March 31, 2021 at 8:48 AM by
American Credit Solutions Inc Legal Notice Scam
an anonymous user from: Somerset, Bedminster, New Jersey, United States

I got the same message so thank you. I looked up the phone number and got this and the same kind of letter I got through email.

LT

Delete

March 10, 2021 at 5:42 AM by
American Credit Solutions Inc Legal Notice Scam
an anonymous user from: Downtown Redmond, Redmond, Washington, United States

I received the same email. What are we supposed to do?

Delete

March 10, 2021 at 7:29 AM by
American Credit Solutions Inc Legal Notice Scam
info

Just delete it.

Delete

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Verify urgent requests or unsolicited emails, messages or phone calls before you respond

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Be careful with links and new website addresses

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Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

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Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

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Report your issue to the following agencies based on the nature of the scam:

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  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

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Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

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American Credit Solutions Inc Legal Notice Scam