Hardship Program Call Scam: Preapproved Loan

I keep getting calls about being preapproved for a hardship program. Here is a transcript of the robocall: "Hey this is Kyla from processing, I was just calling to let you know that we do have your preapproved amount back for the hardship program um we did get up to $55,000 so if you could just give me a callback and we can go over the details, my number is 877270444 and you can speak to me or anyone of the representatives um just in case again that number is 877270444." Has anyone received similar calls?

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Hardship Program Call Scam  Preapproved Loan

I Hardship Programs are designed to help consumers through a tough financial time, but I want to know if this is scam. Here are some of the telephone numbers the callers said I should call:

  • 1-681-206-2256
  • 877-270-4441
  • 877-224-0244
  • 877-476-8557
  • 720-731-0076

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Comments, Questions, Answers, or Reviews

Comments (Total: 15)

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January 27, 2023 at 8:52 PM by an anonymous user from: Phoenix, Arizona, United States

I’ve been getting the same phone call. I hung up on the person and said this is a fraud I mean I have been getting text messages and phone calls. This is the only time I answered because I was looking for a phone call from a company it is absolutely fraudulent

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August 17, 2020 at 11:34 AM by an anonymous user from: United States

As I said in my reply I'm at a really bad place right now and I need help bad but c**p like this really doesn't help. I'm looking for a hand up not a hand out and when I get stuff like this you get excited then you get slammed as if your not already as low as you can be. Things like this is beyond cruel . And totally sets you back.

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August 11, 2020 at 4:42 AM by an anonymous user from: Bedford, Ohio, United States

"hello its Nancy and we have your prequal for the hardship program. 49,000 is what it came back at! Please give us a call back to go over the details." (this was text message from this number (208) 503-7557)

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September 3, 2020 at 2:41 PM by an anonymous user from: Memphis, Tennessee, United States

Same call from 470-203-4182

and 1877-472-2232

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August 10, 2020 at 11:27 PM by an anonymous user from: Poughkeepsie, New York, United States

Got the same call almost to the very word- the number ‭ 1 (802) 808-0025‬

United States.

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August 1, 2020 at 9:00 AM by an anonymous user from: Aurora, Illinois, United States

I got the same call and the actual number she called from was 385 274 0964

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August 1, 2020 at 8:56 AM by an anonymous user from: Montreal, Quebec, Canada

She said her name was ashley and calling from processing center and I was approved for $40,000 and to call her back

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August 17, 2020 at 11:30 AM by an anonymous user from: United States

That's the exact same person and 40,000$ I got the# I 877 282 3337. What upsets me is I'm really going through a bad time and I need help in the worst way but I don't have time for this kind of bull. I'm looking for real help you know not a hand out just a hand up that's all and c**p like this really messes me up you get excited then you get slammed as if your not already as low as you can be.

.

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August 12, 2020 at 7:35 PM by an anonymous user from: Caldwell, New Jersey, United States

I received the same call today.. the same person... What did you do?

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August 1, 2020 at 8:55 AM by an anonymous user from: Aurora, Illinois, United States

I got two of these messages. One from jenna and one from gabriella. Funny enough, they both sound the same...

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Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

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If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

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Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

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What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

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  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

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Hardship Program Call Scam: Preapproved Loan