Home is the core of everyone's life, brimming with valuable memories and people you care about. It’s no one’s dream to see that abode of love turn to ashes in an instant. No one wants their home to become destroyed or burned. Even though it is unrealistic to avoid all accidents, there are various safety tips that one can follow. While there are numerous fire safety measures and tips for homeowners to know, this article provides four important points.
1. Install Reliable Smoke Alarms
It's critical to have a reliable smoke alarm in your house. Home decor, in terms of furniture and decorations, can greatly impact how quickly a fire can spread. As a result, having an adequate number of correctly placed smoke alarms is critical to optimize possible escape time.
Ionization and optical smoke alarms are the two of the most commonly available types of alarms. The first one is very responsive to blazing flames (fires that burn rapidly, such as chip pan fires) and will help you escape by detecting the fire even before the smoke becomes too thick. While the optical is more sensitive to sluggish fire detection, they are less prone to go off by accident, ideal for ground-floor corridors and single-story houses.
Because slow-burning and blazing fires are both prevalent, you should have one of each alarm installed for maximum protection. If you can't have both, having one smoke alarm is preferable to having none.
You may need to install the alarm in the corridor between the dining and bedroom areas if you live on one floor. Install one alarm on the roof and if your property has several floors, then one on each floor. Position them on the ceilings as close to the beds, hallways, or landing's centerline as possible.
Any barrier or lighting should be at least 35cm away from the sensor or alarm. A smoke alarm should not be installed in a garage because air flows up straight, it will set off alarms on the ceiling more rapidly, allowing more time to flee.
2. Have a Fire Extinguisher Installed
You should have more than one fire extinguisher in your home. You can buy a reliable fire extinguisher from fire extinguisher sales that are held on various safety fire websites. There are numerous varieties of fire extinguishers available, but it's better to choose one that can put out the most common forms of fires for household usage. With that in mind, you should invest in a composite ABC fire extinguisher, which can put out fires caused by A (wood ), B (greasy and oil), and C (electricity).
Your kitchen should include a fire extinguisher since it is the most probable place for a fire to start. You should also have an extinguisher on each floor. Many fire experts also recommend putting a fire extinguisher in the garage because people commonly store items like leftover paint, other solvents, and construction materials. As a result, this is another commonplace for a fire.
3. Be Aware of Fire Hazards at Home
While cooking, even a slight distraction can lead to a fire. So, it’s a good idea to always keep an eye on the oven or burner. Keep anything flammable away from your cooktop. You should unplug any electrical gadgets such as toasters, ovens, and slow cookers that are not being used.
Lamps or candles should be kept at least 10 inches away from anything that might catch fire. When you exit the area or go to bed, make sure to blow them out. Never allow children to play with flames. Make it a practice to store these objects high and out of reach of little children. Select the appropriate wood for your campfire. Avoid igniting rubbish in your fireplace and only use dry and seasoned wood.
4. Fire Escape Plan
Make a house fire escape plan that includes two exits from each room. Select a meeting location outdoors that is a fair distance from your house. At least once a year, practice a daytime and nighttime fire drill at home. You should aim to successfully exit the house in under 2-3 minutes.
Determine who will be in charge of bringing newborns and small children out of the house. If the primary caregiver cannot assist small children, have a backup plan in place. Teach older kids how to use the fire escape plan. Make sure kids know to get low to the ground while exiting the house if there is smoke.
Better safe than sorry is a well-known adage. If you want to protect yourself, your loved ones, and your valued home from a fire-related disaster, make sure to follow these safety tips. . Vigilance always pays off in the long run.
Online Threat Alerts Security Tips
Pay the safest way
Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.
Guard your personal information
In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.
Be careful of the information you share
Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with
Know who you’re dealing with
Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.
Check your accounts
Regularly check your account transactions and report any suspicious or unauthorised transactions.
Don’t believe promises of easy money
If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.
Do not open email from people you don’t know
If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.
Think before you click
If an email or text message looks suspicious, don’t open any attachments or click on the links.
Verify urgent requests or unsolicited emails, messages or phone calls before you respond
If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.
Be careful with links and new website addresses
Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.
Secure your personal information
Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.
Stay informed on the latest cyber threats
Keep yourself up to date on current scams by visiting this website daily.
Use Strong Passwords
Strong passwords are critical to online security.
Keep your software up to date and maintain preventative software programs
Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.
Update the operating systems on your electronic devices
Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.
What if You Got Scammed?
Stop Contact With The Scammer
Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.
Secure Your Finances
- Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
- Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:
- Equifax
- Experian
- TransUnion
Check Your Computer
If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.
Change Your Account Passwords
Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.
Report The Scam
Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.
Report your issue to the following agencies based on the nature of the scam:
- Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
- Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
- Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.
How To Recognize a Phishing Scam
Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.
Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:
Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might
- say they’ve noticed some suspicious activity or log-in attempts — they haven’t
- claim there’s a problem with your account or your payment information — there isn’t
- say you need to confirm some personal or financial information — you don’t
- include an invoice you don’t recognize — it’s fake
- want you to click on a link to make a payment — but the link has malware
- say you’re eligible to register for a government refund — it’s a scam
- offer a coupon for free stuff — it’s not real
About Online Threat Alerts (OTA)
Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.
By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.
With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.
Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.
Help maintain Online Threat Alerts (OTA).