The Apple Pay scam text below, which claims the recipients' accounts have been charged, is being sent by online scammers attempting to trick recipients into clicking the link phishing link in it. The link goes to a fake Apple Pay website asking visitors to submit their account credentials, personal and financial information. If the requested information is submitted, it will be used fraudulently by scammers.
The ApplePay Scam Text Message

FRM: CITIZEN
MSG:Your card has been charged $103.1 on ApplePay to login and cancel IF NOT you: Follow: hxxps://selectofficial.co/citiz