The "GCMS LLC Final Notice Case Customer" Phishing Scam
GCMS LLC (Global Credit and Management Services)
From: GCMS LLC <firstname.lastname@example.org>
To: LYATWA <LYATWA@AOL.COM>
Sent: Wed, May 31, 2017 9:41 am
Subject: Final Notice Case Customer REF No: GCMS/TY64/5645
Customer REF No: GCMS/TY64/5645
Amount Due: $986.74
It has come to our attention that your account is now SERIOUSLY OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.
If we do not hear from you within the next two days we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.
Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;
• Bank Fraud
• Violation of Federal Law of Debt and Banking
• Intentional Theft by Deception
There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.
This action can be avoided by either settling the outstanding amount immediately or contacting us within 48 HRS with a suitable payment arrangement.
We look forward to hearing from you. You can reach us on this email address 24*7 Monday to Saturday.
Legal Department for Debt Collection and Bank Fraud
GCMS CASH SERVICES
When we responded to the fake and fraudulent email message (not recommended) and received the following:
From: GCMS LLC <email@example.com>
To: Lisa <firstname.lastname@example.org>
Sent: Wed, May 31, 2017 1:43 pm
Subject: Re: Final Notice Case Customer REF No: GCMS/TY64/5645
This in regards to a non-repayment of a payday loan.
This is collection department of GCMS LLC (Global Credit and Management Services) which is working more than 350 websites and the loan was approved one of our websites.
Do update us that you want to resolve this case or you want to dispute it.
Do revert back.