Fake Bank of America SMS Text and Email Messages

If you are a Bank of America or BoA customers and you have received SMS text or email messages like the ones below, which appear as if they were sent by the Bank of America, asking you to call a particular phone number, visit a website, or respond to them, please do not. This is because the messages are phishing scams being sent by scammers or cybercriminals, to trick their potential victims into disclosing their Bank of America's account credentials, and their personal and financial information.

Fake Bank of America SMS Text and Email Messages

Note: also check the comments below for new fraudulent messages posted by other online users.

Once scammers or cybercrimes have gotten their potential victims' Bank of America information, they will use it to steal their money and use their accounts to commit fraud. Therefore, if you have received messages appearing as if they came from the Bank of America, asking you to call a number or respond to them with your personal or financial information, please do not follow the instructions in the messages and report them to the Bank of America.

If you were tricked into following instructions in a fake Bank of America or BofA message, please contact the Bank of America for help. Let them know that you were ticked by cyber criminals into submitting your account information on a phishing website.

And, always call the Bank of America using the following number:

  • 1 (315) 724-4022

or click here to use the "Contact us" page on their website.

Some of the Fake Bank of America Text or Email Messages

  • "From: Bank of America [mailto:vlsdqg@upgrade.com] Sent: Monday, February 20, 2017 6:40 AM To: customerservice@bankofamerica.com Subject: Time-Sensitive Message from Bank of America"
  • "Dear customer, please visit BankOfAmericaHelp.net (Ref #81923)"
  • "Please visit CardsBankOfAmerica.com (Customer #55863)"
  • "Your BOA-acct is temporarily disabled by our Security Dept. Learn more: http:/ow. ly/Dnul308wk6?ID756666."
  • "Warning / Please visit: apps-bankofamerica .com"
  • "Notification / You have an account notification: protect-bankofamerica .com"
  • "customers@boa-card.net / Customer alert / Please confirm www.boa-card .net"
  • "(Alert: Suspicious Activity) Case 160027. Please visit http://account.id1999310bankofamerica .com.
  • "Online / Security message: bankofamericauser.com"
  • "Account Notice) Case 1012181. Please visit http://client.bankofamerica-id14713 .com"
  • "(Attention: Suspicious Activity) Account notice: id412753-bankofamerica.com"
  • "Valued member, we detected unusual activity on your account. To securely update your information, follow the link: http://bankofamerica.text-id338. com"
  • "FRM:*Important-bankofamerica^MSG* MSG:Account Access Blocked. Please read this ASAP: xloginbofaadmin .com"
  • "(BofA)-Important Message - Due to recent updates in our system you need to verify your information. Click the link below: http://bankofamerica.sms- auth4427.com"
  • "BOfA: Your Bank Card is restricted due to failed payments. Follow www.USA-BankOfAmerica.com and remove Account limitation in 3 Easy Steps."
  • "(Visit# wwv.bnkofameirca.com-jtjgw.confirm19id.net/ Now) [fgeck]We are sorry but your_Bank0fAmeirca-issues#"
  • "wvw2.boaonline.com-hnxst. review184id.net/Now)[188] We are sorry but your: BnkofAmerica-is-locked"
  • "(BoA) Debit Card locked. visit www.xxxxxxxxxx. BankOfAmerica-BoA.com"
  • "(855)996-0808 (BoA) Debit Card Locked. visit www.(my cell number). BankOfAmerica-BoA.com"
  • "(go-to: wvw.bnkofamerica.com-sect jays.confirm540.net/?nr=. We are sorry but your bnk0famerica-debit visa is locked"
  • "(Dear , this important Message is from BankofAmerica. Debit-Visa issues)Contact us now at 5182123866 and remove the limit. "
  • "18559333547: (BoA) Debit Card Locked. visit www.312xxxxx20. BankOfAmerica-BoA.com"
  • "(bank of america message: important - please call at 630-701-6543 to review your account. Client id: 55g5lpfxf3dd5an)"
  • "([B a n k O f A m e r I c a] UrgentMessage.Please Ring: (818) 688-4222)"
  • "Bank Of America - ACCOUNT LOCKED Member: 7735471815. Urgent CALL : (855) 277-7117
  • "([B A N K OF A M E R I C A] UrgentNotification Contact: 914 266 8559)"
  • "(Office My B.O.F.A Attention needed Contact: 9142668559)"
  • "(MYB.O.F.A Urgent Notification Contact: 914 266 8559)"
  • "(My Master Urgent Notification Contact: 914 266 8559)" came from 5078457487@sw.rr.com "
  • "([bank of america]}Your Attention Is Needed.Call 323 937 7432"
  • "71222127@ndiweb.com ([BOfA]UrgentNotification.Contact: 831-298-1164)"
  • "Direct debit issue.to solve please call now."
  • "Fwd: (Please Contact Bank Of America HelpDesk @ 1(978) 290 5085)"

If you have received fake Bank of America messages, please post them in the comment section below to help inform others.

The Bank of America phishing scam is similar to the following:

Check the comment section below for additional information, share what you know, or ask a question about this article by leaving a comment below. And, to quickly find answers to your questions, use our search Search engine.

Note: Some of the information in samples on this website may have been impersonated or spoofed.

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Comments, Questions, Answers, or Reviews

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August 28, 2023 at 4:46 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Cambridge, Massachusetts, United States

BOA: A charge 863$ placed, if not you please resolve immediately at hoops://myinfo-boa.online now.


August 26, 2023 at 2:50 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Chicago, Illinois, United States

Fraudulent Sign-In.pdf"




Bank of Amеrlca secure (via Google Drive)








Fri, Aug 25 at 8:52 PM

Bank of Amеrlca secure shared an item

Bank of Amеrlca secure (spinselsaiti2002@link.securityonlinecom.eu) has shared the following item: Learn more

Review Yours Online Access ID! Need To Verify Your Account Information Right Now! Fraudulent Sign-In.pdf


Use is subject to the Google Privacy Policy.

Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA

You have received this email because spinselsaiti2002@link.securityonlinecom.eu shared a file or folder located in Google Drive with you. Delete visitor session



March 14, 2023 at 5:37 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Stamford, Connecticut, United States

got a phone call which said the following: Dear Bank of America Customer, your onetime password for sending $1250 to Jennifer Hall is XXXXXX. Do not share this code with anyone. If you did not request this code press one on your phone now and to speak with customer support officer.

I'm hoping I'm not geting money taken from my account. I didn't authorize anything.


January 26, 2023 at 12:12 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Exmore, Virginia, United States

{BOFA SERVICE}: We noticed a suspicious attempt... on your account. if Not you, please call 1-877-223-8248, Verification code #...


December 28, 2022 at 4:07 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Princeton, New Jersey, United States

My message came from 410-689-5725 and was as follows:

Bank of America: On 12/28/2022 you added a new ACH recipient. Reply YES to confirm.

Visit: https://bankofamerica-mobile03.com/ to remove or stop this addition.


November 7, 2022 at 12:44 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Cicero, Illinois, United States

Received this scam message...

Bank of America Acct Ending 1234: Your account is 1 payment(s) past due with a total past due of $000.00. Make payment at bac.com or call 866-574-6328. Reply STOP to stop. This is an attempt to collect a debt and any information obtained will be used for that purpose.


October 26, 2022 at 3:26 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Calaveras County, Copperopolis, California, United States

Received this scam:

"BankOfAmerica:An attempt to charge $479.26 at WaImart is pending. RepIy YES to approve. lf unrecognized, pIease visit securityalerts-boa.com to canceI it."


September 21, 2022 at 5:02 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Atlanta, Georgia, United States

Received this scam:

"<#>BoA: New successful login from IP (Kansas City, KS USA). Visit https://boahelp.live for any assistance immediately."


September 21, 2022 at 9:33 AM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Hicksville, New York, United States

BofA: Sarah Hall is now a confirmed payee for $1226. Report if you did not make this 1(877)-206-1752


September 3, 2022 at 10:25 PM by
Fake Bank of America SMS Text and Email Messages
an anonymous user from: Santa Clara, Mountain View, California, United States

Message follows. I have no BofA account. I had to do a search on DHGATE. It turns out to be a Chinese B2B website.

FreeMSG BofA:To finish authorizing $717.11 @DHGATE. Use requested temporary access code 912031 at checkout. Never authorized this transaction? Reply NO.


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Online Threat Alerts Security Tips

Pay the safest way

Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely if you report the problem promptly.

Guard your personal information

In any transaction you conduct, make sure to check with your state or local consumer protection agency and the Better Business Bureau (BBB) to see if the seller, charity, company, or organization is credible. Be especially wary if the entity is unfamiliar to you. Always call the number found on a website’s contact information to make sure the number legitimately belongs to the entity you are dealing with.

Be careful of the information you share

Never give out your codes, passwords or personal information, unless you are sure of who you're dealing with

Know who you’re dealing with

Crooks pretending to be from companies you do business with may call or send an email, claiming they need to verify your personal information. Don’t provide your credit card or bank account number unless you are actually paying for something and know who you are sending payment to. Your social security number should not be necessary unless you are applying for credit. Be especially suspicious if someone claiming to be from a company with whom you have an account asks for information that the business already has.

Check your accounts

Regularly check your account transactions and report any suspicious or unauthorised transactions.

Don’t believe promises of easy money

If someone claims that you can earn money with little or no work, get a loan or credit card even if you have bad credit, or make money on an investment with little or no risk, it’s probably a scam. Oftentimes, offers that seem too good to be true, actually are too good to be true.

Do not open email from people you don’t know

If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. Do not click on any links in an email unless you are sure it is safe.

Think before you click

If an email or text message looks suspicious, don’t open any attachments or click on the links.

Verify urgent requests or unsolicited emails, messages or phone calls before you respond

If you receive a message or a phone call asking for immediate action and don't know the sender, it could be a phishing message.

Be careful with links and new website addresses

Malicious website addresses may appear almost identical to legitimate sites. Scammers often use a slight variation in spelling or logo to lure you. Malicious links can also come from friends whose email has unknowingly been compromised, so be careful.

Secure your personal information

Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure.

Stay informed on the latest cyber threats

Keep yourself up to date on current scams by visiting this website daily.

Use Strong Passwords

Strong passwords are critical to online security.

Keep your software up to date and maintain preventative software programs

Keep all of your software applications up to date on your computers and mobile devices. Install software that provides antivirus, firewall, and email filter services.

Update the operating systems on your electronic devices

Make sure your operating systems (OSs) and applications are up to date on all of your electronic devices. Older and unpatched versions of OSs and software are the target of many hacks. Read the CISA security tip on Understanding Patches and Software Updates for more information.

What if You Got Scammed?

Stop Contact With The Scammer

Hang up the phone. Do not reply to emails, messages, or letters that the scammer sends. Do not make any more payments to the scammer. Beware of additional scammers who may contact you claiming they can help you get your lost money back.

Secure Your Finances

  • Report potentially compromised bank account, credit or debit card information to your financial institution(s) immediately. They may be able to cancel or reverse fraudulent transactions.
  • Notify the three major credit bureaus. They can add a fraud alert to warn potential credit grantors that you may be a victim of identity theft. You may also want to consider placing a free security freeze on your credit report. Doing so prevents lenders and others from accessing your credit report entirely, which will prevent them from extending credit:

Check Your Computer

If your computer was accessed or otherwise affected by a scam, check to make sure that your anti-virus is up-to-date and running and that your system is free of malware and keylogging software. You may also need to seek the help of a computer repair company. Consider utilizing the Better Business Bureau’s website to find a reputable company.

Change Your Account Passwords

Update your bank, credit card, social media, and email account passwords to try to limit further unauthorized access. Make sure to choose strong passwords when changing account passwords.

Report The Scam

Reporting helps protect others. While agencies can’t always track down perpetrators of crimes against scammers, they can utilize the information gathered to record patterns of abuse which may lead to action being taken against a company or industry.

Report your issue to the following agencies based on the nature of the scam:

  • Local Law Enforcement: Consumers are encouraged to report scams to their local police department or sheriff’s office, especially if you lost money or property or had your identity compromised.
  • Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
  • Identitytheft.gov: If someone is using your personal information, like your Social Security, credit card, or bank account number, to open new accounts, make purchases, or get a tax refund, report it at www.identitytheft.gov. This federal government site will also help you create your Identity Theft Report and a personal recovery plan based on your situation. Questions can be directed to 877-ID THEFT.

How To Recognize a Phishing Scam

Scammers use email or text messages to try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could get access to your email, bank, or other accounts. Or they could sell your information to other scammers. Scammers launch thousands of phishing attacks like these every day — and they’re often successful.

Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages:

Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. You might get an unexpected email or text message that looks like it’s from a company you know or trust, like a bank or a credit card or utility company. Or maybe it’s from an online payment website or app. The message could be from a scammer, who might

  • say they’ve noticed some suspicious activity or log-in attempts — they haven’t
  • claim there’s a problem with your account or your payment information — there isn’t
  • say you need to confirm some personal or financial information — you don’t
  • include an invoice you don’t recognize — it’s fake
  • want you to click on a link to make a payment — but the link has malware
  • say you’re eligible to register for a government refund — it’s a scam
  • offer a coupon for free stuff — it’s not real

About Online Threat Alerts (OTA)

Online Threat Alerts or OTA is an anti-cybercrime community that started in 2012. OTA alerts the public to cyber crimes and other web threats.

By alerting the public, we have prevented a lot of online users from getting scammed or becoming victims of cybercrimes.

With the ever-increasing number of people going online, it important to have a community like OTA that continuously alerts or protects those same people from cyber-criminals, scammers and hackers, who are every day finding new ways of carrying out their malicious activities.

Online users can help by reporting suspicious or malicious messages or websites to OTA. And, if they want to determine if a message or website is a threat or scam, they can use OTA's search engine to search for the website or parts of the message for information.

Help maintain Online Threat Alerts (OTA).

Fake Bank of America SMS Text and Email Messages