If you have received text messages claiming to be from Santander, even if they have your name in it, do not reply to them. Scammers are sendi g out text scams to their potential victims stating they need to reply with MORE to receive important information about their credit card account.
Sometimes it can be difficult to know if a text message is real or not, the way they are written can be almost identical to real texts, and scam texts can even appear from the same number.
This is a tactic called ‘number spoofing’, whereby scammers change the phone number seen on a caller ID to make you think it has come from a genuine organisation.
But, always remember that a genuine text message from your bank will never ask you to provide passwords, personal or financial informations in a message.