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"Amortization Federal Obligation Debt Collection Lawsuit"

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Mar 21, 2018 2018-03-21T09:49:57-05:00
Mar 21, 2018 2018-03-21T09:51:30-05:00

Amortization Federal Obligation Debt Collection Lawsuit

Online users who have received so-called "Amortization Federal Obligation " emails like the one below, which claim that they have been given a chance to settle an ACS Legal Department debt outside of court, should delete the email messages and not follow the instructions in them. This is because the email messages are fraudulent, and are being sent by scammers to trick the recipients into sending them money believing that they will be sued for money owed and their credit history tarnished.

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The "Amortization Federal Obligation" Scam

From: "Collection Department" <collectiondepartment9624@gmail.com>
Date: Mar 21, 2018 9:41 AM
Subject: RE: YOUR LOAN PAYBACK TIME HAS BEEN EXPIRED
March 21st, 2018
Amortization Federal Obligation
Dear:
CASE FILE#: DA-83964747/NY-9067
This is to notify you that going to be legally prosecuted in the Court House within next 24 hours your debt is total remaining balance for $1,460.00.
We have repeatedly advised you of your long overdue balance in the amount of $1,460.00. Since you have not made payment, we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within the next 24 hours. This will be your final opportunity to resolve matters without the expense of court proceedings.
YOU NEED TO DO EVERYTHING POSSIBLE WITHIN TODAY AND TOMORROW TO GET THIS PROCESS DONE BECAUSE I LEARN THAT YOU WERE SENT SEVERAL E-MAIL WITHOUT GETTING A RESPONSE FROM YOU, PLEASE BEAR IT IN MIND THAT THIS IS THE ONLY WAY I CAN HELP YOU AT THIS MOMENT OR YOU WOULD HAVE TO FACE THE LAW AND ITS CONSEQUENCES ONCE IT HAS BEFALL ON YOU.
We are prepared to proceed with legal action. However, our clients would prefer to give you one last opportunity to make payment and avoid legal action accordingly, please remit payment promptly If you cannot make full payment at this time, please contact us to make a payment arrangement that is mutually acceptable,
IF once your case file gets downloaded inside the court house then you have to pay $4589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.
If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up to 20 years of negative information.
Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).
If your credit is bad, you can work towards building good credit.
(1) Pay back the debt you owe.
(2) Do not borrow money that you cannot pay back.
This file has been listed as a primary suspect returning this by email. I hope this is acceptable.
Please collect on this account promptly.
The confirmed daily interest rate still accruing.
If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will meet you in court house.
Sincerely,
Amortization Federal Obligation.
Collection Agency/Legal Counsel.
DISCLAIMER:-
The information contained in this communication is privileged, confidential and is proprietary. This email is solely intended for the use of the addressee. Information in this mail is for FCI (Financial Crime and Investigation Department) Usage only. Any use to other than the addressee is misuse and infringement to Proprietorship of FCI (Financial Crime and Investigation Department). If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this email or any action or omission taken by you in reliance on it, is strictly prohibited and may be unlawful. If you have received this email in error, please notify us immediately.

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Comments, Answers or Questions

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Comments 22

Oct 9, 2018 at 5:34 AM by info

Received via email:

"They have sent me numerous messages but this is the last one I got earlier today. I just wanted to make sure it was a scam because I don’t wana send anyone money that
They don’t need. I’ve been scammed before in the past so just thought you should know. It seems like a scam from what I’ve googled and my sister is a paralegal and in aw school and says it is also.
Carlie

Begin forwarded message:

From: Collection Department
Date: October 8, 2018 at 7:54:32 PM EDT
Subject: LAW OFFICE : LEGAL ACTION ENFORCEMENT NOTICE

We have given you each and every chance to resolve this matter outside the court house but you are not willing to resolve this matter. We will mark as a flat refusal on your account and take immediate action against you.

Well we are going to meet in the courthouse and pleas higher a federal attorney for you, because you doubt on my company's integrity so batter is that we will fight with you in your district court house.

See you soon there...
,,, GOOD LUCK"

May 16, 2018 at 8:03 PM by an anonymous user from: Cleveland, Ohio, United States

I received the exact same email today. Thank god I decided to do research on it.

May 1, 2018 at 1:25 PM by an anonymous user from: Charlotte, North Carolina, United States

Hello I am being an victim myself and after seeing this website I thank everyone for clearance.

May 8, 2018 at 3:42 PM by an anonymous user from: Pulaski, Tennessee, United States

They have my social security number. Who do I report this to?

Apr 19, 2018 at 3:02 PM by an anonymous user from: Los Angeles, California, United States

I received the same exact email and I told them that I need to research them because this could be fraud. They sent me a certificate and the address on it is for a shopping center in the city of Hayward.

I think im making them angry because I keep telling them that I need to do my research of my own do to fraud. I don't know how to handle this and get them to go away.

Apr 17, 2018 at 9:32 PM by info

Just received this email.

---------- Forwarded message ---------
From: collection department
Date: Tue, Apr 17, 2018, 4:55 PM
Subject: Re: Your loan payback time has been expired

April 17th, 2018

Amortization Federal Obligation

Dear:
Address:
City:
State:
Zip:
CASE FILE#: DA-83964747/NY-9067

This is to notify you that Jeremy Moore is currently in default under its obligations to Amortization Federal Obligation. In the amount of $1460.00
We have given you more than enough time to complete the payment but you didn't complete the payment.

...

3 Hard allegations have been pressed against your name and your Social Security Number.

1. Violation of Federal Banking Regulation.
2. Collateral Check Fraud.
3. Theft by Deception.

IF once your case file gets downloaded inside the court house then you have to pay $4589.00 inside the court house including Court fees, Judge Fees, Attorney fees, extra penalty and lots of more.

If the negative information on your credit report is true, you cannot change the report. The only way to get a better credit report is to improve your spending and bill paying habits. In time your credit report will improve. Credit reports show up to 20 years of negative information.

Bankruptcy filings can be listed on your credit report for 10 years. Most other debts can be listed for 7 years. (M.G.L. c. 93, s. 52).

Our company would prefer to give you one last opportunity to make payment and avoid legal action, please remit payment promptly,

IF you want to settle this account without any legal procedures we can provide you a payment arrangement to resolve this matter.

1) We will accept four (4) Installments $365.00 payments every other weekly.
2) Two (2) Installments $630.00 payments every month.
3) Settlement one time full payment: $1,050.00 today to close your case file.

Reply me back immediately with your final answer so we can be in a position whether to put hold on your case file or to proceed it inside the courthouse,

Thank You.

Sincerely,
Amortization Fedeal Obligation.
Collection Agency/Legal Counsel.

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