95284 Scam Messages - How to Protect Yourself

If you received an unexpected text message from 95284, handle it with caution by reviewing the primary warning signs below.

Common "Short Code" Scams

• Fake Verification Codes (2FA): You may receive a random one-time PIN (OTP) or authentication code that you did not request. This often happens if a scammer is attempting to break into one of your accounts using leaked credentials and needs the code to bypass security.
• Fake Fraud or Bank Alerts: The message might claim that your bank account is locked, flagged for suspicious activity, or that an unauthorized transaction was made. They will include a link or a number to call, hoping you will panic and reveal sensitive banking credentials.
• Unclaimed Packages or Delivery Issues: The text might pretend to be from a courier (like USPS, FedEx, or DHL) stating that a delivery failed or requires a small "redelivery fee".
• Phishing Links: The message will push you to click a shortened, unrecognizable link (e.g., bit.ly or tinyurl) designed to plant malware or take you to a lookalike login portal.

What You Should Do

1. Do Not Reply or Click: Avoid clicking any embedded links or downloading attachments. Never reply to an unexpected message, even with the word "STOP," as this confirms to scammers that your phone number is active.
2. Never Share Verification Codes: If someone calls or messages you claiming to be customer service and asks for a verification code sent to your phone, do not give it to them. Legitimate companies will never ask for this.
3. Verify Directly: If the text claims to be from a service you actually use (like your bank, Amazon, or a streaming service), close the text and log into your account directly through their official app or website to check for real alerts.
4. Report and Block: You can forward suspicious text messages to 7726 (SPAM) on most mobile networks to alert your carrier. Afterward, block the sender using your phone’s built-in settings.