Online Threat Alerts (OTA) - Alerting you to scams and frauds.
I received the iTunes "There is a problem with your payment information" email below and I want to know if it is a scam. The email has a set of instructions, but it does not ask me to click a link or visit a website. So, I am assuming it is legit.
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The email appears to be legit. Once there are no links or email attachments. But, if you want to make sure, go to https://appleid.apple.com/ and sign in to check your account.