Tuyo Buy Now Pay Maybe App and Debit Card

A fintech company by the name of Tuyo run by CEO Jorge Izquierd, announced a card that’s essentially is a “buy now, pay maybe”. They’re advertising that randomly some of your charges will be completely free, and it’s all random. How does this work?

I got the following information from their Apple app download page, but it still does explain everything in details. Is there a catch?

About "Tuyo Buy Now Pay Maybe"

Every time you pay with Tuyo, your purchase might be completely free. Some purchases just cost $0.
It's called "Buy Now, Pay Maybe".
Why you'll love Tuyo
- A card that actually surprises you: Pay at any of 140M+ merchants worldwide with your Tuyo Visa card or Apple Pay. Some of those payments? Tuyo might not charge you. Completely real.
- Your own bank accounts, worldwide: Get USD and EUR account numbers under your name. Receive payments like a local anywhere in the world. Send money globally, instantly, for free.
- Trade without leaving your wallet: directly from your balance. Simple, fast, and always under your control.
- Set up in 3 minutes: Get up and running hassle-free.
Your money, your control: Your funds are secured by you, not held by a bank, not managed by a third party. Modern security designed for peace of mind.