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Pros and Cons of Owning a Credit Card by Debt Reviews

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Pros and Cons of Owning a Credit Card by Debt Reviews

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My name is Nicky from Debt Reviews. I have created the interesting and informative infographic below about credit card pros and cons. Debt Reviews is a completely unbiased debt information site that is dedicated to helping anyone in any sort of debt get the help they need.

The Pros and Cons of Owning a Credit Card by Debt Reviews

The Pros and Cons of Owning a Credit Card by Debt Reviews

The Pros and Cons

  • Speed --- Exceeding buying power
  • Variety of Purchasing Options --- The Temptation to spend money you have not yet earned
  • Pay in Instalments --- Easier to get into debt
  • Perks * Benefits --- Credit Card Fraud
  • 0% Interest on Purchases --- High-Interest Fees and Charges
  • Emergency Fund
  • Insurance on Purchases
  • No Cash Needed

Conclusion - if used responsibly, having a credit card can be a great asset. Click here to Debt Reviews' website for more information about getting out of debt.

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Pros and Cons of Owning a Credit Card by Debt Reviews