Online users, beware of "Quick Loan" advance-fee emails, where the scammers who are sending the fake emails claim you can get thousands or millions of dollars in loans at low-interest rates. An advance-fee scam is a form of fraud and one of the most common types of confidence trick. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster requires in order to obtain the large sum.