Apple Pay Text Scam Unauthorized Transaction Call Back

An Apple Pay Text Scam

Dear Customer,

A charge of $242.43 USD has been processed on your Apple ID at the Apple Store.

If this transaction isn’t yours, or you suspect it was made without your authorization, call us immediately at +1(888) 605-7941 to report it and request a review.

Details

Amount: $242.43 USD

Date: October 23, 2026

Method: Apple Pay

Status: Completed

Recognized? Reply “YES”.

Not your transaction? Call +1(888) 605-7941 right away to report it and request a review.

We previously attempted to contact you about this transaction on your Apple account but were unable to reach you.

Regards,

Apple Security Team

How the Callback Scam Works

• The Bait: You receive a text message claiming a massive or highly specific unauthorized charge has been "paused" or "blocked" at an Apple Store.
• The Trap: The message provides a fake "Case ID" and demands you call a specific toll-free or random phone number within a strict deadline (like 35 minutes) to cancel it.
• The Sting: If you call the number, fraudsters impersonating Apple Support will try to extract your Apple ID password, credit card info, or two-factor authentication (2FA) verification codes. In some versions, they will pressure you to download a remote-access app to "secure your device," which gives them complete control over your phone.

What to Do Next

You received the text but didn’t call back

1. Verify independently: Open your iPhone Settings > Wallet & Apple Pay or open the Apple Wallet app directly to check your actual history. If the charge isn't there, it doesn't exist.
2. Report the text: Take a screenshot and email it to reportphishing@apple.com. Forward the actual text message to 7726 (SPAM) to alert your carrier.
3. Delete and block: Block the phone number and delete the text.

You called the number and shared info

If you interacted with the scammers, you must act instantly to limit the damage:

• If you gave out card or banking info: Call your bank or credit card company immediately using the official phone number listed on the back of your card. Tell them you fell for a phishing scam and ask them to freeze the card or account.
• If you shared your Apple ID password or a login code: Change your Apple Account password immediately via your iPhone's native settings menu or the official Apple ID site. Check your active login sessions and force-sign out any unrecognized devices.
• If you installed software:
  If they had you download any remote-management tools (like AnyDesk or ConnectWise), disconnect your phone from the internet immediately, uninstall the apps, and reset your device to ensure no malware remains.