Is Wiggins Adjustments a Scam or is it Legitimate?

Why People Think It Is a Scam

• Private Parking Tickets: Wiggins heavily collects unpaid "violation notices" for private parking lot companies like Diamond Parking, Precise Parklink, and Royal Parking Services. Private tickets are technically invoices, not government fines.
• Aggressive Communication: They frequently use automated robocalls, text messages, and legal-sounding demand letters.
• Regulatory Violations: The agency has faced complaints and enforcement actions via Consumer Protection BC for harassing consumer phone calls and contacting people who requested to be reached by mail only.
• Impersonation Risk: Actual scammers sometimes pretend to be real companies like Wiggins to scare people into sending untraceable e-transfers or gift cards.

How to Deal with Wiggins Adjustments

If you have been contacted by them, do not panic, and follow these steps:

• Do Not Automatically Pay: Paying right away acknowledges the debt and complicates your ability to dispute it.
• Demand Written Verification: Legally, debt collectors must provide written proof of who the original creditor is and the exact debt owed. Never give out your personal information over the phone.
• Check Your Credit Report: Private parking tickets usually do not affect your official credit score because credit bureaus rarely accept them from private lots. However, if the debt is for a utility, telecom, or financial service, check your file on Equifax or TransUnion.
• Force Them to Write to You: Under Canadian consumer laws, you can submit a "communication in writing only" request. Once received, they are legally barred from calling your phone.
• Verify Authenticity: If you plan to settle a valid debt, do not use contact info from a random text message. Go directly to the official Wiggins Adjustments Website to make contact.