It is important that the public takes precautions when asked to send money via money transfer services like Western Union and MoneyGram, or Prepaid Debit Card to pay legal services or the government. This is because scammers use those untraceable money transfer services to collect money from their victims. Money sent via those services are not refundable, once the scammers have collected or used it.
From: Recovery Services [email@example.com]
Date: Thu, Apr 15, 2021, 14:51
Subject: IMPENDING LEGAL PROCEEDINGS
April 15th, 2021
Re: Immediate Legal Action for Non-payment of Your Debt to Us
Amount of Debt - $1090.00
We refer to your overdue account full details of which have previously been supplied to you in writing. We note that the amount of $1090.00is currently outstanding and payment has not been made in respect of your account in over 120 days, despite our repeated reminders.
If you want to make a settlement outside the courthouse, we offer you to settle this account by paying just $750.00 today.
If you agree to make Installment payments until the outstanding balance is paid, the following option(s) are available:
1. $360.00/ every other week until the amount due is paid-in-full.
2. $510.00/ every other week until the amount due is paid-in-full.
We wish to inform you that we have a strict policy of pursuing all debts owed to us. Accordingly if payment is not made in respect of the above account within FIVE (5) DAYS of the date of this letter we will be forced to instruct our solicitors to initiate legal proceedings to recover the debt owed by you.
Please note that in the event that we instruct our solicitors initiate legal proceedings against you an application will also be made to the court to have you fixed with the legal costs of these proceedings along with any other fees which are necessary and incidental to the same, including any barristers’ fees, court stamp duty and any other associated costs.
In the event that proceedings are issued and judgment is obtained against you, arrangements will be made for the immediate publication of the judgment in all appropriate trade journals. This will have an extremely adverse, and potentially permanent, effect on your credit rating.
In the event that judgment is entered against you, and not paid in full, we will be obliged to instruct our solicitors to issue a court summons requiring you to appear personally before a court, provide a sworn written statement of means and then be publically cross examined in open court on your personal financial circumstances.
If we are forced to retain our solicitors to pursue this debt on our behalf, they will also be instructed to register any judgments obtained against any property you may own and to pass the same to the sheriff to levy execution against you. In the event that judgments are registered as mortgages against property owned by you we may then take action to force the sale of such property in order to satisfy our judgment.
If we do not receive your payment within FIVE DAYS of the date of this letter we will instruct our solicitors to commence legal proceedings against you immediately without further notice.
Please give this matter your immediate attention and contact us immediately to settle this outstanding debt in order to avoid legal action being commenced against you without further notice.