Online Threat Alerts (OTA) - Alerting you to scams and frauds.

Afterpay Scam Text Message - How to Protect Yourself
Afterpay Scam Text Message - How to Protect Yourself

Afterpay scam texts are phishing attempts designed to steal personal information, login credentials, or financial details. They often arrive as unsolicited SMS messages containing one-time verification codes, fraudulent refund offers, or urgent notifications about account issues. Do not click links or respond; delete them immediately, as Afterpay states these can be safely ignored.

Scam Tactics

  • Unsolicited Verification Codes: Sending an OTP code without you requesting one to try to gain account access.
  • Urgent Security Alerts: Texts claiming your account is compromised and asking to "verify" credentials via a fake link.
  • Fake Refund/Invoice Offers: Claiming a payment failed or a refund is due, directing you to a phishing site to enter bank details.

How to Stay Safe

  • Do not click: Never click links in unexpected text messages.
  • Verify directly: Go directly to the official Afterpay website or app to check account activity.
  • Report it: Forward suspicious messages to Afterpay and Scamwatch.
  • Never share codes: Never give out OTP verification codes to anyone.

If you believe you have entered your details on a fake site, contact your bank immediately and change your Afterpay password.

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