Sun 5/17/2020 2:37 AM
Thank you for your recent payment(s) request. This is to confirm your authorization for an electronic debit from the funding account you provided payable to Conn's on May 14,2020 at 21:54 for the following account(s) that total $1655.12.
The payment will be effective on May 18,2020 or shortly thereafter. In the event your bank returns an attempted electronic ACH debit as unpaid, the ACH debit may be resubmitted up to two additional times. If after these resubmissions the payment is not received by Conn's, you agree to pay a fee for the returned ACH debit in an amount equal to the lesser of (a) the amount allowed by the state governing law for your account, or (b) the amount set forth below based on the state governing law for your account, together with other
amounts you may owe under your account:
NSF - revolving Charge Agreement:
Texas: The lesser of 01) the amount of the minimum monthly payment due under your account, or (2) $15.00;
Louisiana: The lesser of (1) the amount of the minimum monthly payment due under your account, or (2) $25.00; or
Oklahoma: The amount of the minimum monthly payment due under your account or $250.00, whichever is less.
NSF - Retail Installment Contract or Direct loan:
Alabama: The greater of $30 or an amount equal to the actual charge by the depository institution for the return of the dishonored check;
Louisiana: 5% of check or $25; whichever is greater;
New Mexico: $30;
Arizona: $10 or the actual charge made to the seller (whichever is greater)
Georgia: $30 or 5% of the face amount of the instrument, whichever is greater
after 10 days letter notice;
South Carolina: $50;
North Carolina: $250
In addition to the above fee, you may be charged a separate fee by your bank in the event your attempted ACH payment is returned to us unpaid. You agree to be responsible for payment of all bank fees incurred by your bank with respect to your account.
If you have any questions, concerns or require clarification regarding this correspondence, please contact customer service 1-877-358-1252.