Online Threat Alerts (OTA) - Alerting you to scams and frauds.

Is Shepherd Outsourcing a Scam or Legit Debt Collecting Agency?
Is Shepherd Outsourcing a Scam or Legit Debt Collecting Agency?

Shepherd Outsourcing is a legitimate debt collection agency, not a scam. However, consumers frequently report issues with being contacted for unfamiliar, incorrect, or ghost debts.

If you are dealing with this company, knowing how to protect yourself is vital:

  • Validate the Debt: If you do not recognize the debt, avoid making payments or admitting ownership. Send a formal debt validation letter via certified mail to get proof of the debt and the collector's right to collect.
  • Check Credit Reports: Verify if the debt actually appears on your official credit report. If it isn't listed, it may not be associated with you.
  • Watch for Red Flags: Authentic collectors accept trackable payments like checks or standard credit cards. Never pay via wire transfers or gift cards.
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